UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549



                                    FORM 8-K

                                 CURRENT REPORT
                     PURSUANT TO SECTION 13 OR 15(d) OF THE
                         SECURITIES EXCHANGE ACT OF 1934

  Date of report (Date of earliest event reported)           July 23, 2003

                          21st Century Insurance Group
               (EXACT NAME OF REGISTRANT AS SPECIFIED IN CHARTER)

               California                  0-6964             95-1935264
      (STATE OR OTHER JURISDICTION      (COMMISSION         (IRS EMPLOYER
            OF INCORPORATION)           FILE NUMBER)       IDENTIFICATION NO)

         6301 Owensmouth Avenue
       Woodland Hills, California                               91367
     (ADDRESS OF PRINCIPAL EXECUTIVE                          (ZIP CODE)
                OFFICES)

Registrant's telephone number, including area code             (818) 704-3700

                                 Not Applicable
          (FORMER NAME OR FORMER ADDRESS, IF CHANGED SINCE LAST REPORT)



ITEM 9. REGULATION FD DISCLOSURE (THE FOLLOWING DISCUSSION IS FURNISHED UNDER
"ITEM 12. RESULTS OF OPERATIONS AND FINANCIAL CONDITION."

     In  accordance  with  SEC  Release  No. 33-8216, the following information,
     required  to  be  furnished  under  "Item  12.  Results  of  Operations and
     Financial Condition" is furnished under "Item 9. Regulation FD Disclosure."

     On  July  23,  2003,  21st  Century  Insurance Group issued a press release
     announcing  its results for the second quarter ended March 31, 2003. A copy
     of  the  press  release  is attached as Exhibit 99.1 to this Form 8-K. This
     Form  8-K  and  the attached exhibit are provided under Item 12 of Form 8-K
     and  are  furnished  to,  but  not  filed with, the Securities and Exchange
     Commission.


                                    SIGNATURE

     Pursuant  to  the  requirements of the Securities Exchange Act of 1934, the
registrant  has  duly  caused  this  report  to  be  signed on its behalf by the
undersigned  hereunto  duly  authorized.

                                           21ST CENTURY INSURANCE GROUP
                                           ----------------------------
                                                  (Registrant)

Date:  July 23, 2003              By:__________________________________________
                                     Michael J. Cassanego, Senior Vice President
                                     and General Counsel

                EXHIBIT INDEX

Exhibit No.               Description
-----------               -----------

99.1                      Press release of 21st Century Insurance Group,
                          dated July 23, 2003