ISSUER FREE WRITING PROSPECTUS

(RELATING TO THE PRELIMINARY PROSPECTUS

SUPPLEMENT DATED NOVEMBER 7, 2013 AND

THE PROSPECTUS DATED APRIL 27, 2012)

FILED PURSUANT TO RULE 433

REGISTRATION NO. 333-181005

NOVEMBER 7, 2013

 

 

AMERIPRISE FINANCIAL, INC.
$150,000,000
4.00% SENIOR NOTES DUE 2023

 

FINAL TERM SHEET DATED NOVEMBER 7, 2013

 

The notes form a part of the series of 4.00% Senior Notes due 2023 of Ameriprise Financial, Inc. (“Ameriprise”) issued on September 6, 2013 pursuant to a prospectus supplement dated September 3, 2013. Upon issuance of the notes, the aggregate principal amount outstanding of the 4.00% Senior Notes due 2023 of Ameriprise will be $750,000,000.

 

 

Issuer:

 

Ameriprise Financial, Inc. (“Ameriprise”)

 

 

 

 

 

Security:

 

4.00% Senior Notes due 2023

 

 

 

 

 

Trade Date:

 

November 7, 2013

 

 

 

 

 

Settlement Date (T+3):

 

November 13, 2013

 

 

 

 

 

Maturity Date:

 

October 15, 2023

 

 

 

 

 

Coupon:

 

4.00%

 

 

 

 

 

Currency:

 

USD

 

 

 

 

 

Size:

 

$150,000,000

 

 

 

 

 

Security Type:

 

SEC Registered Senior Notes

 

 

 

 

 

Day Count Convention:

 

30/360

 

 

 

 

 

Benchmark Treasury:

 

UST 2.50% due August 15, 2023

 

 

 

 

 

Spread to Benchmark Treasury:

 

+115 basis points

 

 

 

 

 

Benchmark Treasury Spot and Yield:

 

99-01+; 2.611%

 

 

 

 

 

Price to Public:

 

101.955% of principal amount, plus accrued interest from September 6, 2013 equal to $7,444.44 per $1,000,000 aggregate principal amount of notes.

 


 

 

Yield to Maturity:

 

3.761%

 

 

 

 

 

Optional Redemption:

 

In full or in part on one or more occasions, make-whole call at a discount rate of Treasury plus 20 basis points or, if greater, 100% of the principal amount of notes to be redeemed, in each case plus accrued and unpaid interest to the date of redemption.

 

 

 

 

 

Proceeds (after underwriting discount and before expenses) to Issuer:

 

 

$151,957,500 (101.305% of principal amount) plus $1,116,666 of accrued interest from September 6, 2013.

 

 

 

 

 

Interest Payment Dates:

 

Interest will accrue from September 6, 2013 and will be payable semi-annually in arrears on April 15 and October 15 of each year, commencing April 15, 2014.

 

 

 

 

 

Denomination:

 

$2,000 and integral multiples of $1,000 in excess thereof

 

 

 

 

 

CUSIP/ISIN:

 

03076CAF3 / US03076CAF32

 

 

 

 

 

Expected Ratings*

(Outlook):

 

 

A3 (Moody’s) / A (S&P) (Stable /Stable)

 

 

 

 

 

Bookrunners:

 

Credit Suisse Securities (USA) LLC
Goldman, Sachs & Co.
J.P. Morgan Securities LLC
Wells Fargo Securities, LLC

 

 

 

 

 

Co-Managers:

 

Citigroup Global Markets Inc.
HSBC Securities (USA) Inc.

Merrill Lynch, Pierce, Fenner & Smith
Incorporated

UBS Securities LLC U.S.
Bancorp Investments, Inc.

 

*Note: An explanation of the significance of ratings may be obtained from the rating agencies.  Generally, rating agencies base their ratings on such material and information, and such of their own investigations, studies and assumptions, as they deem appropriate.  The ratings of the notes should be evaluated independently from similar ratings of other securities.  A credit rating of a security is not a recommendation to buy, sell or hold securities and may be subject to review, revision, suspension, reduction or withdrawal at any time by the assigning rating agency.

 

The issuer has filed a registration statement (including a prospectus and related preliminary prospectus supplement) with the U.S. Securities and Exchange Commission (SEC) for this offering. Before you invest, you should read the preliminary prospectus supplement and prospectus for this offering in that registration statement, and other documents the issuer has filed with the SEC for more complete information about the issuer and this offering. You may get these documents for free by EDGAR at the SEC web site at www.sec.gov. Alternatively, you may obtain a copy of the prospectus and related preliminary prospectus supplement by calling Credit Suisse Securities (USA) LLC toll free at 1-800-221-1037, Goldman, Sachs & Co. toll free at 1-866-471-2526, J.P. Morgan Securities LLC collect at 1-212-834-4533 or Wells Fargo Securities, LLC toll-free at 1-800-326-5897, email: cmclientsupport@wellsfargo.com.

 

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