SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE
SECURITIES EXCHANGE
ACT OF 1934
Date of Report (Date of earliest event reported):
July 22,
2003
United Community Banks, Inc.
(Exact name of registrant
as specified in its charter)
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Georgia |
No. 0-21656 |
No. 58-180-7304 |
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(State or other jurisdiction of |
(Commission File Number) |
(IRS Employer |
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incorporation) |
Identification No.) |
63 Highway 515, P.O. Box 398
Blairsville, Georgia 30512
(Address of
principal executive offices)
Registrant’s telephone number, including area code:
(706) 781-2265
Not applicable
(Former name or former address, if changed since last
report)
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Item 7. |
Exhibits. |
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99.1 |
News Release issued by United Community Banks, Inc. dated July 22, 2003. |
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Item 9. |
Regulation FD Disclosure. |
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The following information is being furnished under Item 12 - Results of Operations and Financial Condition pursuant to and in accordance with interim guidance issued by the SEC in Release No. 33-8216. The information, including exhibits hereto, in this Current Report is being furnished and shall not be deemed "filed" for the purposes of Section 18 of the Securities and Exchange Act of 1934 or otherwise subject to the liabilities of that Section. The information in this Current Report shall not be incorporated by reference into any registration statement or other document pursuant to the Securities Act of 1933, except as otherwise expressly stated in such filing. On July, 22, 2003, United Community Banks, Inc. (the “Registrant”) issued a news release announcing its financial results for the second quarter ended June 30, 2003 (the “News Release”). The News Release, including financial schedules, is attached as Exhibit 99.1 to this report and is incorporated into this Item 12 by reference. In connection with issuing the News Release, on July 22, 2003 at 11:00 a.m. EST, the Registrant intends to hold a conference call/webcast to discuss the News Release. The News Release contains a description of the Registrant’s earnings excluding merger-related expenses (referred to as “Operating Earnings”, “Net Operating Income”, “Diluted Operating Earnings Per Share”) related to the March 31, 2003 acquisition of First Central Bancshares, Inc., headquartered in Lenoir City, Tennessee, and the May 1, 2003 acquisition of First Georgia Holding, Inc., headquartered in Brunswick, Georgia. Management believes that a presentation of the Registrant’s earnings excluding merger-related expenses as a financial measure provides useful information to investors because it provides information about the Registrant’s financial performance from its ongoing business operations. The merger-related expenses are principally related to equipment lease termination, legal and other professional fees and systems conversion costs. |
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SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
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/s/ Rex S. Schuette
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July 22, 2003 |