SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of
the Securities Exchange Act of 1934
July 29, 2003
Date of Report (Date of earliest event reported)
American Residential Investment Trust, Inc.
(Exact name of registrant as specified in its charter)
Maryland
(State or other jurisdiction of incorporation)
1-13485 33-0741174
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(Commission File Number) (IRS Employer Identification No.)
10421 Wateridge Circle, Suite 250 San Diego, CA 92121
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(address of principal executive offices) (Zip Code)
858-909-1200
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(Registrant's telephone number, including area code)
Item 7. Financial Statements and Exhibits.
(c) Exhibits
Exhibit No. Description
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99.1 July 29, 2003 Press Release by American Residential
Investment Trust, Inc.
Item 12. Results of Operations and Financial Condition
The information contained herein and in the accompanying exhibit shall
not be incorporated by reference into any filing with the Securities and
Exchange Commission made by American Residential Investment Trust, Inc. (the
"Company") whether before or after the date hereof, regardless of any general
incorporation language in such filing.
On July 29, 2003, the Company issued a press release which included
certain disclosures relating to the Company's financial results for the fiscal
quarter ended June 30, 2003. The full text of the Company's press release is
attached hereto as Exhibit 99.1. The main purpose of the press release was to
report financial results of the Company for the quarter ended June 30, 2003.
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SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
American Residential Investment Trust, Inc.
Date: July 29, 2003 By: /s/ Judith A. Berry
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Judith A. Berry
Chief Financial Officer
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EXHIBIT INDEX
Exhibit No. Description
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99.1 July 29, 2003 Press Release by American Residential
Investment Trust, Inc.
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