Free Writing Prospectus

Free Writing Prospectus

   Filed Pursuant to Rule 433

(To the Prospectus dated April 4, 2011, as supplemented by

   Registration Statement No. 333-173299

the Prospectus Supplement dated June 18, 2012)

   November 15, 2012

 

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Zions Direct Auctions - Results 11/15/12 12:10 PM ABOUT PRODUCTS & SERVICES AUCTIONS BOND STORE TRADING UNIVERSITY THINK CUSTOMER SERVICE OPEN ACCOUNT LOGIN 1.800.524.8875 AUCTIONS DIRECTORY ISSUERS AUCTIONS UNIVERSITY DEMOS HOME :: AUCTION #7587 Results Zions Bancorporation Senior Note / 7 Year Corporates Non-redeemable prior to November 15, 2014, then callable at par on interest payment dates thereafter. | BBB- (S&P); BBB- (Fitch); and BBB(low) (DBRS). Notice: The auction has been extended until 11/15/2012 1:31:51 PM EST. Auction Status: CLOSED Security Type: Corporate Bonds Auction Start: 11/9/2012 1:30 PM EST Issue Type: Primary Auction End: 11/15/2012 1:31 PM EST Coupon 4.150% Last Update: 11/15/2012 2:09:55 PM EST Maturity Date: 11/15/2019 Offering Documents Auction Details Bids Final Market-Clearing Yield*: 4.191% Final Market-Clearing Price: 99.750000 Accrued Amount Bidder Units Price Yield Timestamp Awarded Principal Interest Due #32294 5 102.199258 3.000% 11/14/2012 11:05:56 AM 5 units $ 4,987.50 $ 8.65 $ 4,996.15 #24452 2 101.000000 3.622% 11/11/2012 11:01:10 AM 2 units $ 1,995.00 $ 3.46 $ 1,998.46 #24205 10 100.813390 3.720% 11/13/2012 10:42:06 PM 10 units $ 9,975.00 $ 17.29 $ 9,992.29 #32131 15 100.756168 3.750% 11/9/2012 10:47:16 PM 15 units $ 14,962.50 $ 25.94 $ 14,988.44 #17912 10 100.565725 3.850% 11/9/2012 5:34:27 PM 10 units $ 9,975.00 $ 17.29 $ 9,992.29 #18373 25 100.565725 3.850% 11/9/2012 9:05:07 PM 25 units $ 24,937.50 $ 43.23 $ 24,980.73 #24205 10 100.565725 3.850% 11/13/2012 10:40:29 PM 10 units $ 9,975.00 $ 17.29 $ 9,992.29 #29772 500 100.500000 3.885% 11/15/2012 10:39:44 AM 500 units $ 498,750.00 $ 864.58 $ 499,614.58 #32032 50 100.375742 3.950% 11/14/2012 1:42:57 PM 50 units $ 49,875.00 $ 86.46 $ 49,961.46 #32033 40 100.375742 3.950% 11/14/2012 2:01:18 PM 40 units $ 39,900.00 $ 69.17 $ 39,969.17 #24672 5 100.318836 3.980% 11/13/2012 1:58:43 PM 5 units $ 4,987.50 $ 8.65 $ 4,996.15 #28214 500 100.300000 3.990% 11/14/2012 3:16:27 PM 500 units $ 498,750.00 $ 864.58 $ 499,614.58 #18513 5 100.282817 3.999% 11/10/2012 12:35:26 PM 5 units $ 4,987.50 $ 8.65 $ 4,996.15 #31418 36 100.280923 4.000% 11/14/2012 6:11:15 PM 36 units $ 35,910.00 $ 62.25 $ 35,972.25 #29829 2 100.280922 4.000% 11/9/2012 4:17:52 PM 2 units $ 1,995.00 $ 3.46 $ 1,998.46 #32034 150 100.280922 4.000% 11/14/2012 4:13:14 PM 150 units $ 149,625.00 $ 259.38 $ 149,884.38 #32295 4 100.091625 4.100% 11/14/2012 11:53:02 AM 4 units $ 3,990.00 $ 6.92 $ 3,996.92 #19253 10 100.091625 4.100% 11/14/2012 3:59:08 PM 10 units $ 9,975.00 $ 17.29 $ 9,992.29 https://www.auctions.zionsdirect.com/auction/7587/results Page 1 of 3


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Zions Direct Auctions - Results 11/15/12 12:10 PM #30353 250 100.030000 4.133% 11/9/2012 1:35:04 PM 250 units $ 249,375.00 $ 432.29 $ 249,807.29 #28519 10 100.000000 4.148% 11/13/2012 9:00:17 PM 10 units $ 9,975.00 $ 17.29 $ 9,992.29 #27733 45 100.000000 4.148% 11/15/2012 12:14:50 PM 45 units $ 44,887.50 $ 77.81 $ 44,965.31 #27473 11 99.997147 4.150% 11/13/2012 12:25:59 AM 11 units $ 10,972.50 $ 19.02 $ 10,991.52 #19253 20 99.997147 4.150% 11/13/2012 4:41:00 PM 20 units $ 19,950.00 $ 34.58 $ 19,984.58 #23079 25 99.997147 4.150% 11/14/2012 11:22:44 AM 25 units $ 24,937.50 $ 43.23 $ 24,980.73 #21117 50 99.997147 4.150% 11/14/2012 12:26:58 PM 50 units $ 49,875.00 $ 86.46 $ 49,961.46 #25296 12 99.997147 4.150% 11/15/2012 10:24:26 AM 12 units $ 11,970.00 $ 20.75 $ 11,990.75 #30353 250 99.960000 4.156% 11/9/2012 1:35:04 PM 250 units $ 249,375.00 $ 432.29 $ 249,807.29 #30353 250 99.910000 4.165% 11/9/2012 1:35:04 PM 250 units $ 249,375.00 $ 432.29 $ 249,807.29 #24406 3 99.852989 4.174% 11/13/2012 2:47:27 PM 3 units $ 2,992.50 $ 5.19 $ 2,997.69 #23436 1,000 99.850000 4.174% 11/15/2012 1:17:45 PM 1,000 units $ 997,500.00 $ 1,729.17 $ 999,229.17 #30353 250 99.810000 4.181% 11/9/2012 1:35:04 PM 250 units $ 249,375.00 $ 432.29 $ 249,807.29 #14942 11 99.800000 4.183% 11/11/2012 10:47:59 AM 11 units $ 10,972.50 $ 19.02 $ 10,991.52 #32249 350 99.800000 4.183% 11/13/2012 11:37:57 AM 350 units $ 349,125.00 $ 605.21 $ 349,730.21 #32249 500 99.800000 4.183% 11/14/2012 10:45:09 AM 500 units $ 498,750.00 $ 864.58 $ 499,614.58 #22580 1 99.775000 4.187% 11/15/2012 1:19:40 PM 1 unit $ 997.50 $ 1.73 $ 999.23 #28353 15 99.761110 4.189% 11/9/2012 5:31:34 PM 15 units $ 14,962.50 $ 25.94 $ 14,988.44 #30353 1,000 99.760000 4.190% 11/9/2012 1:35:04 PM 1,000 units $ 997,500.00 $ 1,729.17 $ 999,229.17 #23102 5 99.751023 4.191% 11/12/2012 10:48:56 AM 5 units $ 4,987.50 $ 8.65 $ 4,996.15 #24234 5 99.750000 4.191% 11/10/2012 9:52:16 AM 5 units $ 4,987.50 $ 8.65 $ 4,996.15 #14269 30 99.750000 4.191% 11/10/2012 5:02:10 PM 30 units $ 29,925.00 $ 51.88 $ 29,976.88 #24458 50 99.750000 4.191% 11/12/2012 12:12:46 AM 50 units $ 49,875.00 $ 86.46 $ 49,961.46 #29773 3,000 99.750000 4.191% 11/14/2012 8:04:00 AM 3,000 units $ 2,992,500.00 $ 5,187.50 $ 2,997,687.50 #17916 2,000 99.750000 4.191% 11/14/2012 12:05:51 PM 2,000 units $ 1,995,000.00 $ 3,458.33 $ 1,998,458.33 #28690 10 99.750000 4.191% 11/14/2012 2:30:56 PM 10 units $ 9,975.00 $ 17.29 $ 9,992.29 #25162 5 99.750000 4.191% 11/14/2012 6:45:02 PM 5 units $ 4,987.50 $ 8.65 $ 4,996.15 #31345 500 99.750000 4.191% 11/15/2012 12:05:48 PM 500 units $ 498,750.00 $ 864.58 $ 499,614.58 #28702 250 99.750000 4.191% 11/15/2012 1:03:34 PM 250 units $ 249,375.00 $ 432.29 $ 249,807.29 #29859 250 99.750000 4.191% 11/15/2012 1:29:30 PM 250 units $ 249,375.00 $ 432.29 $ 249,807.29 #29857 500 99.750000 4.191% 11/15/2012 1:29:51 PM 500 units $ 498,750.00 $ 864.58 $ 499,614.58 Auction Totals: 12,037 units $ 12,006,907.50 $ 20,814.00 $ 12,027,721.50 https://www.auctions.zionsdirect.com/auction/7587/results Page 2 of 3


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Zions Direct Auctions - Results 11/15/12 12:10 PM Zions Bancorporation has filed a registration statement (Registration Statement No. 333-173299, including a prospectus) with the SEC for the offering to which this communication relates. Before you invest, you should read the prospectus dated April 4, 2011 contained in that registration statement, the preliminary prospectus supplement dated June 18, 2012 and other documents Zions Bancorporation has filed with the SEC for more complete information about Zions Bancorporation and this offering. You may get these documents and other documents Zions Bancorporation has filed for free by visiting EDGAR on the SEC Web site at www.sec.gov. *The current Market-Clearing Yield/Final Auction Yield is calculated as Yield to Worst (YTW) which is the lowest yield of yield to maturity, yield to call, yield to put, or other yields when a bond is callable, puttable, exchangeable, or has other features. If a bond is called, put or exchanged before maturity, the bondholder only earns interest on the time that has elapsed between purchasing the bond and its early redemption. The resulting yield is less than what would have been earned had the bond been held until maturity. NEWSLETTER Get market information, auction updates, new-issue alerts, and more. It’s weekly and it’s free! Email Address Investment Products: Not FDIC Insured No Bank Guarantee May Lose Value Bank Deposits and Certificates of Deposit (CDs) are FDIC Insured up to Applicable Limits Securities products and services offered by Zions Direct, Member FINRA / SIPC, a non-bank subsidiary of Zions Bank. Affiliates of Zions Bank or other issuers may purchase CDs or securities through the auction process. The market clearing yield may be lower due to the participation of an affiliate in the auction which may benefit the affiliated issuer. Our Affiliates: OTHER PRODUCTS CONTACT US ABOUT US SITE MAP PRIVACY POLICY TERMS AND CONDITIONS Please direct questions regarding the website or bidding procedures to the Auction Administrator. You may also call our Investment Center at 800-524-8875 from 8am to Midnight Eastern Time. https://www.auctions.zionsdirect.com/auction/7587/results Page 3 of 3