UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F
Form 13F COVER PAGE
Report for the Quarter Ended: June 30, 2004
Check here if Amendment [ ]; Amendment Number:
This Amendment (Check only one.): [ ]is a restatement
[ ]adds new holdings entries
Institutional Investment Manager Filing this Report:
Name: Regions Financial Corporation
Address: 417 North 20th Street
Birmingham, AL 35202
Form 13F File Number: 28-01129
The institutional investment manager filing this report and the
person by whom it is signed hereby represent that the person
signing the report is authorized to submit it, that all
information contained herein is true, correct and complete, and
that it is understood that all required items, statements,
schedules, lists, and tables, are considered integral parts of
this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: Ronald C. Jackson
Title: Senior Vice President and Comptroller
Phone: 205/326-7090
Signature, Place, and Date of Signing:
/s/Ronald C. Jackson Birmingham, Alabama August 10, 2004
[Signature] [City, State] [Date]
Report Type (Check only one.):
[X]13F HOLDINGS REPORT. (Check here if all holdings of this
reporting manager are reported in this report.)
[ ]13F NOTICE. (Check here if no holdings reported are in this
report, and all holdings are reported by other reporting
manager(s).)
[ ]13F COMBINATION REPORT. (Check here if a portion of the
holdings for this reporting manager are reported in this
report and a portion are reported by other reporting
manager(s).)
List of Other Managers Reporting for this Manager: None
Form 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 0
Form 13F Information Table Entry Total: 832
Form 13F Information Table Value Total: $1,584,203(thousands)
List of Other Included Managers: None
Provide a numbered list of the name(s) and Form 13F file
number(s) of all institutional investment managers with respect
to which this report is filed, other than the manager filing this
report.
Form 13F INFORMATION TABLE
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 8
NAME OF ISSUER TITLE OF CLASS CUSIP VALUE SHRS OR SH/ PUT/ INVESTMENT VOTING AUTHORITY
(THOUSANDS) PRN AMT PRN CALL DISCRETION SOLE SHARED NONE
ACE LTD ADR COM G0070K103 288 6,817 SH DEFINED 2,477 4,340
ACE LTD ADR COM G0070K103 10 240 SH OTHER 240
AMDOCS LTD ORD ADR ORD G02602103 241 10,273 SH DEFINED 3,301 6,972
AMDOCS LTD ORD ADR ORD G02602103 8 350 SH OTHER 350
COOPER INDS LTD CL A ADR CL A G24182100 417 7,014 SH DEFINED 4,190 2,824
COOPER INDS LTD CL A ADR CL A G24182100 10 170 SH OTHER 170
XCELERA INC COM ADR COM G31611109 26 18,036 SH DEFINED 18,036
GLOBALSANTAFE CORPORATION ADR SHS G3930E101 6,388 241,052 SH DEFINED 231,158 7,940 1,954
GLOBALSANTAFE CORPORATION ADR SHS G3930E101 564 21,300 SH OTHER 13,980 6,580 740
INGERSOLL-RAND COMPANY LTD CL A G4776G101 5,774 84,521 SH DEFINED 83,806 200 515
INGERSOLL-RAND COMPANY LTD CL A G4776G101 572 8,379 SH OTHER 7,305 190 884
NABORS INDUSTRIES LTD SHS G6359F103 275 6,074 SH DEFINED 4,605 1,469
NABORS INDUSTRIES LTD SHS G6359F103 11 240 SH OTHER 240
WILLIS GROUP HLDGS LTD SHS G96655108 235 6,280 SH DEFINED 5,280 1,000
XL CAPITAL LTD ADR SEDOL CL A G98255105 249 3,300 SH DEFINED 3,300
FLEXTRONICS INTL ADR ORD Y2573F102 1,184 74,258 SH DEFINED 74,258
AFLAC INC COM 001055102 8,899 218,052 SH DEFINED 210,308 7,744
AFLAC INC COM 001055102 1,672 40,973 SH OTHER 36,145 1,390 3,438
AGL RES INC COM 001204106 73 2,500 SH DEFINED 2,500
AGL RES INC COM 001204106 327 11,272 SH OTHER 8,300 2,972
AT&T CORP COM NEW 001957505 122 8,335 SH DEFINED 7,219 861 255
AT&T CORP COM NEW 001957505 28 1,901 SH OTHER 1,560 341
AT & T WIRELESS SERVICES INC COM 00209A106 232 16,180 SH DEFINED 15,887 293
AT & T WIRELESS SERVICES INC COM 00209A106 49 3,404 SH OTHER 2,726 678
ABBOTT LABORATORIES COM 002824100 7,635 187,318 SH DEFINED 178,400 200 8,718
ABBOTT LABORATORIES COM 002824100 1,388 34,065 SH OTHER 21,450 8,405 4,210
ABERCROMBIE & FITCH CO CLASS A CL A 002896207 2,812 72,565 SH DEFINED 72,565
ABERCROMBIE & FITCH CO CLASS A CL A 002896207 244 6,300 SH OTHER 4,150 2,000 150
ABERDEEN ASIA PAC PRIME INC COM 003009107 9 1,550 SH DEFINED 1,550
ABERDEEN ASIA PAC PRIME INC COM 003009107 144 25,000 SH OTHER 25,000
AEGON N V ADR ORD AMER REG 007924103 195 16,053 SH DEFINED 15,267 786
AEGON N V ADR ORD AMER REG 007924103 274 22,593 SH OTHER 14,282 8,311
AFFILIATED COMPUTER SVCS INC CL A 008190100 804 15,186 SH DEFINED 11,794 3,392
AFFILIATED COMPUTER SVCS INC CL A 008190100 9 170 SH OTHER 170
AIR PRODUCTS & CHEMICALS INC COM 009158106 244 4,652 SH DEFINED 4,247 405
AIR PRODUCTS & CHEMICALS INC COM 009158106 56 1,065 SH OTHER 1,065
AKZO NOBEL N. V. ADR SPONSORED ADR 010199305 332 8,915 SH DEFINED 8,265 650
ALABAMA NATL BANCORPORATION DEL COM 010317105 354 6,376 SH DEFINED 6,376
ALABAMA NATL BANCORPORATION DEL COM 010317105 28 500 SH OTHER 500
ALCOA INC COM 013817101 936 28,337 SH DEFINED 26,035 2,302
ALCOA INC COM 013817101 323 9,785 SH OTHER 9,360 425
ALFA CORP COM 015385107 564 40,316 SH DEFINED 40,316
ALFA CORP COM 015385107 20 1,396 SH OTHER 1,396
ALLERGAN INC COM 018490102 346 3,869 SH DEFINED 1,562 2,307
ALLERGAN INC COM 018490102 21 234 SH OTHER 234
ALLIED CAP CORP NEW COM 01903Q108 221 9,030 SH DEFINED 4,810 4,220
ALLIED CAP CORP NEW COM 01903Q108 56 2,302 SH OTHER 2,072 230
ALLSTATE CORP COM 020002101 2,841 61,028 SH DEFINED 50,022 2,374 8,632
ALLSTATE CORP COM 020002101 332 7,138 SH OTHER 6,518 400 220
ALLTEL CORP COM 020039103 1,209 23,889 SH DEFINED 18,794 5,095
ALLTEL CORP COM 020039103 1,126 22,247 SH OTHER 21,597 500 150
ALTRIA GROUP INC COM 02209S103 6,957 138,995 SH DEFINED 133,655 1,720 3,620
ALTRIA GROUP INC COM 02209S103 2,962 59,174 SH OTHER 50,522 8,100 552
AMAZON COM INC COM 023135106 726 13,340 SH DEFINED 5,317 8,023
AMAZON COM INC COM 023135106 20 372 SH OTHER 372
AMBAC FINANCIAL GROUP INC COM 023139108 299 4,065 SH DEFINED 1,575 2,490
AMBAC FINANCIAL GROUP INC COM 023139108 7 100 SH OTHER 100
AMEREN CORP COM 023608102 99 2,311 SH DEFINED 2,311
AMEREN CORP COM 023608102 232 5,400 SH OTHER 3,800 1,600
AMERICAN ELECTRIC POWER INC COM 025537101 360 11,235 SH DEFINED 10,615 620
AMERICAN ELECTRIC POWER INC COM 025537101 81 2,520 SH OTHER 2,520
AMERICAN EXPRESS CO COM 025816109 7,242 140,948 SH DEFINED 127,097 200 13,651
AMERICAN EXPRESS CO COM 025816109 3,272 63,677 SH OTHER 52,771 4,138 6,768
AMERICAN INTL GROUP INC COM 026874107 16,761 235,139 SH DEFINED 213,093 3,200 18,846
AMERICAN INTL GROUP INC COM 026874107 3,278 45,985 SH OTHER 22,089 2,380 21,516
AMGEN INC COM 031162100 6,333 116,062 SH DEFINED 107,630 390 8,042
AMGEN INC COM 031162100 548 10,036 SH OTHER 6,015 1,568 2,453
AMSOUTH BANCORPORATION COM 032165102 10,819 424,763 SH DEFINED 404,730 172 19,861
AMSOUTH BANCORPORATION COM 032165102 7,525 295,446 SH OTHER 188,846 13,164 93,436
ANADARKO PETE CORP COM 032511107 1,892 32,284 SH DEFINED 31,634 650
ANADARKO PETE CORP COM 032511107 119 2,025 SH OTHER 1,825 200
ANHEUSER BUSCH COS INC COM 035229103 7,428 137,556 SH DEFINED 131,706 200 5,650
ANHEUSER BUSCH COS INC COM 035229103 992 18,368 SH OTHER 12,958 2,760 2,650
AON CORP COM 037389103 1,448 50,845 SH DEFINED 845 50,000
APACHE CORP COM 037411105 7,098 162,978 SH DEFINED 156,461 2,850 3,667
APACHE CORP COM 037411105 278 6,385 SH OTHER 4,230 1,450 705
APOLLO GROUP INC CL A 037604105 359 4,061 SH DEFINED 1,353 2,708
APOLLO GROUP INC CL A 037604105 270 3,056 SH OTHER 56 3,000
APPLE COMPUTER INC COM 037833100 237 7,278 SH DEFINED 7,278
APPLIED MATLS INC COM 038222105 5,941 302,788 SH DEFINED 258,484 900 43,404
APPLIED MATLS INC COM 038222105 857 43,670 SH OTHER 34,400 3,000 6,270
ARCHER DANIELS MIDLAND CO COM 039483102 689 41,068 SH DEFINED 40,113 955
ARCHER DANIELS MIDLAND CO COM 039483102 162 9,650 SH OTHER 2,950 700 6,000
ASTRAZENECA PLC SPONSORED ADR 046353108 258 5,646 SH DEFINED 5,646
ASTRAZENECA PLC SPONSORED ADR 046353108 5 110 SH OTHER 110
ATMOS ENERGY CORP COM 049560105 217 8,496 SH DEFINED 8,496
AUBURN NATIONAL BANCORPORATION COM 050473107 119 5,775 SH DEFINED 5,775
AUBURN NATIONAL BANCORPORATION COM 050473107 436 21,215 SH OTHER 21,215
AUTOLIV INC COM 052800109 359 8,513 SH DEFINED 8,513
AUTOMATIC DATA PROCESSING INC COM 053015103 996 23,791 SH DEFINED 22,964 827
AUTOMATIC DATA PROCESSING INC COM 053015103 461 10,999 SH OTHER 8,799 2,200
AUTOZONE INC COM 053332102 149 1,857 SH DEFINED 1,857
AUTOZONE INC COM 053332102 88 1,100 SH OTHER 100 1,000
AVANT IMMUNOTHERAPEUTICS INC COM 053491106 36 13,459 SH OTHER 13,459
AVENTIS SPONSORED ADR 053561106 163 2,141 SH DEFINED 1,206 935
AVENTIS SPONSORED ADR 053561106 152 2,000 SH OTHER 2,000
AVERY DENNISON CORP COM 053611109 228 3,559 SH DEFINED 3,159 400
AVERY DENNISON CORP COM 053611109 64 1,000 SH OTHER 1,000
AVOCENT CORP COM 053893103 4,626 125,910 SH DEFINED 125,060 850
AVOCENT CORP COM 053893103 28 763 SH OTHER 763
AVON PRODS INC COM 054303102 831 18,012 SH DEFINED 18,012
BP PLC ADR SPONSORED ADR 055622104 15,393 287,343 SH DEFINED 279,062 2,230 6,051
BP PLC ADR SPONSORED ADR 055622104 5,106 95,316 SH OTHER 73,723 8,420 13,173
BP PRUDHOE BAY RTY TR UNIT BEN INT 055630107 130 4,000 SH DEFINED 4,000
BP PRUDHOE BAY RTY TR UNIT BEN INT 055630107 111 3,400 SH OTHER 3,400
BANCO BILBAO VIZCAYA S.A. ADR SPONSORED ADR 05946K101 173 12,805 SH DEFINED 9,662 3,143
BANCO BILBAO VIZCAYA S.A. ADR SPONSORED ADR 05946K101 3 220 SH OTHER 220
BANCORPSOUTH INC COM 059692103 51 2,263 SH DEFINED 2,227 36
BANCORPSOUTH INC COM 059692103 225 10,000 SH OTHER 10,000
BANCTRUST FINANCIAL GP COM 05978R107 106 6,075 SH DEFINED 6,075
BANCTRUST FINANCIAL GP COM 05978R107 183 10,455 SH OTHER 10,455
BANK AMER CORP COM 060505104 14,925 176,371 SH DEFINED 169,018 200 7,153
BANK AMER CORP COM 060505104 26,768 316,330 SH OTHER 313,853 537 1,940
BANK NEW YORK INC COM 064057102 1,192 40,427 SH DEFINED 39,027 1,400
BANK NEW YORK INC COM 064057102 65 2,200 SH OTHER 2,200
BANK ONE CORP COM 06423A103 1,632 32,003 SH DEFINED 31,593 410
BANK ONE CORP COM 06423A103 64 1,250 SH OTHER 1,250
BARD C R INC COM 067383109 382 6,747 SH DEFINED 4,489 2,258
BARD C R INC COM 067383109 2 30 SH OTHER 30
BARRICK GOLD CORP ADR COM 067901108 1,252 63,389 SH DEFINED 61,019 1,570 800
BARRICK GOLD CORP ADR COM 067901108 51 2,580 SH OTHER 490 2,090
BAUSCH & LOMB INC COM 071707103 294 4,517 SH DEFINED 2,056 2,461
BAUSCH & LOMB INC COM 071707103 111 1,712 SH OTHER 1,564 148
BAXTER INTERNATIONAL INC COM 071813109 1,018 29,512 SH DEFINED 29,206 200 106
BAXTER INTERNATIONAL INC COM 071813109 530 15,360 SH OTHER 13,760 1,600
BECKMAN COULTER INC COM 075811109 264 4,336 SH DEFINED 1,171 3,165
BECKMAN COULTER INC COM 075811109 9 150 SH OTHER 150
BECTON DICKINSON & CO COM 075887109 570 11,000 SH DEFINED 10,000 1,000
BECTON DICKINSON & CO COM 075887109 52 1,008 SH OTHER 1,008
BED BATH & BEYOND INC COM 075896100 915 23,796 SH DEFINED 21,219 2,577
BED BATH & BEYOND INC COM 075896100 274 7,128 SH OTHER 150 6,978
BELLSOUTH CORP COM 079860102 6,079 231,849 SH DEFINED 213,189 450 18,210
BELLSOUTH CORP COM 079860102 2,549 97,229 SH OTHER 58,939 19,266 19,024
BERKSHIRE HATHAWAY INC DEL CL A 084670108 2,935 33 SH DEFINED 26 7
BERKSHIRE HATHAWAY INC DEL CL A 084670108 1,957 22 SH OTHER 2 20
BERKSHIRE HATHAWAY INC DEL CL B 084670207 4,802 1,625 SH DEFINED 1,569 56
BERKSHIRE HATHAWAY INC DEL CL B 084670207 1,197 405 SH OTHER 395 10
BEST BUY INC COM 086516101 2,089 41,171 SH DEFINED 39,996 1,175
BEST BUY INC COM 086516101 46 900 SH OTHER 900
BIOCRYST PHARMACEUTICALS INC COM 09058V103 17 2,500 SH DEFINED 2,500
BIOCRYST PHARMACEUTICALS INC COM 09058V103 752 109,054 SH OTHER 1,000 108,054
BIOGEN IDEC INC COM 09062X103 256 4,048 SH DEFINED 3,968 80
BIOGEN IDEC INC COM 09062X103 66 1,038 SH OTHER 981 57
BLACK & DECKER MFG CO COM 091797100 388 6,247 SH DEFINED 2,788 3,459
BLACK & DECKER MFG CO COM 091797100 10 165 SH OTHER 165
BLACKROCK INSD MUN TERM TR INC COM 092474105 270 25,000 SH DEFINED 25,000
BLACKROCK INSD MUN INCOME TR COM 092479104 254 19,500 SH DEFINED 19,500
BLACKROCK MUNICIPAL BOND TR COM 09249H104 201 15,000 SH DEFINED 15,000
BLACKROCK MUNI 2020 TER TRS COM SHS 09249X109 416 30,000 SH DEFINED 30,000
BLOCK H & R INC COM 093671105 117 2,460 SH DEFINED 1,210 1,250
BLOCK H & R INC COM 093671105 229 4,800 SH OTHER 4,800
BLOUNT INTL INC NEW COM 095180105 533 41,851 SH OTHER 41,851
BOEING CO COM 097023105 1,569 30,716 SH DEFINED 30,716
BOEING CO COM 097023105 379 7,411 SH OTHER 5,641 1,400 370
BOSTON PPTYS INC COM (REIT) COM 101121101 239 4,768 SH DEFINED 3,289 1,479
BOSTON SCIENTIFIC CORP COM 101137107 147 3,438 SH DEFINED 3,000 438
BOSTON SCIENTIFIC CORP COM 101137107 353 8,252 SH OTHER 8,252
BRIGGS & STRATTON CORP COM 109043109 91 1,032 SH DEFINED 1,000 32
BRIGGS & STRATTON CORP COM 109043109 212 2,400 SH OTHER 2,400
BRISTOL MYERS SQUIBB CO COM 110122108 13,750 561,241 SH DEFINED 539,586 11,930 9,725
BRISTOL MYERS SQUIBB CO COM 110122108 4,170 170,210 SH OTHER 139,859 27,928 2,423
BROWN FORMAN CORP CL B CL B 115637209 97 2,000 SH DEFINED 2,000
BROWN FORMAN CORP CL B CL B 115637209 174 3,600 SH OTHER 3,600
BUCKEYE PARTNERS LP UNITS UNIT LTD PARTN 118230101 68 1,665 SH DEFINED 1,665
BUCKEYE PARTNERS LP UNITS UNIT LTD PARTN 118230101 219 5,400 SH OTHER 5,400
BUCKEYE TECHNOLOGIES INC COM 118255108 135 11,780 SH DEFINED 1,700 10,080
BURLINGTON NORTHN SANTA FE CORP COM 12189T104 3,306 94,268 SH DEFINED 93,556 712
BURLINGTON NORTHN SANTA FE CORP COM 12189T104 161 4,581 SH OTHER 4,500 81
BURLINGTON RESOURCES INC COM 122014103 4,119 113,836 SH DEFINED 104,450 4,900 4,486
BURLINGTON RESOURCES INC COM 122014103 339 9,380 SH OTHER 5,140 4,240
CIGNA CORP COM 125509109 1,171 17,011 SH DEFINED 16,596 415
CIGNA CORP COM 125509109 151 2,196 SH OTHER 2,196
CVS CORPORATION (DEL) COM 126650100 6,237 148,441 SH DEFINED 145,358 550 2,533
CVS CORPORATION (DEL) COM 126650100 1,031 24,539 SH OTHER 21,437 1,052 2,050
CADBURY SCHWEPPES PLC ADR 127209302 206 5,881 SH DEFINED 2,520 3,361
CADBURY SCHWEPPES PLC ADR 127209302 53 1,500 SH OTHER 1,500
CAMPBELL SOUP CO COM 134429109 246 9,158 SH DEFINED 8,625 533
CAMPBELL SOUP CO COM 134429109 70 2,600 SH OTHER 2,000 600
CAPITAL ONE FINL CORP COM 14040H105 260 3,801 SH DEFINED 3,616 185
CAPITAL ONE FINL CORP COM 14040H105 13 190 SH OTHER 190
CARDINAL HEALTH INC COM 14149Y108 5,236 74,752 SH DEFINED 69,943 620 4,189
CARDINAL HEALTH INC COM 14149Y108 365 5,205 SH OTHER 3,635 1,300 270
CATERPILLAR INC COM 149123101 978 12,315 SH DEFINED 11,015 1,300
CATERPILLAR INC COM 149123101 540 6,800 SH OTHER 2,200 4,600
CEDAR FAIR L P DEPOSITRY UNIT 150185106 536 17,000 SH DEFINED 17,000
CENDANT CORP COM 151313103 250 10,210 SH DEFINED 9,040 1,170
CENDANT CORP COM 151313103 61 2,500 SH OTHER 2,500
CENTERPOINT ENERGY INC COM 15189T107 124 10,823 SH DEFINED 10,823
CENTERPOINT ENERGY INC COM 15189T107 141 12,293 SH OTHER 4,899 5,675 1,719
CENTURYTEL INC COM 156700106 463 15,419 SH DEFINED 15,119 300
CENTURYTEL INC COM 156700106 24 800 SH OTHER 800
CHEVRON TEXACO CORP COM 166764100 11,273 119,782 SH DEFINED 107,972 840 10,970
CHEVRON TEXACO CORP COM 166764100 4,556 48,411 SH OTHER 35,507 11,609 1,295
CHICAGO MERCANTILE HLDGS INC CL A 167760107 96 665 SH DEFINED 100 565
CHICAGO MERCANTILE HLDGS INC CL A 167760107 171 1,185 SH OTHER 900 285
CHUBB CORP COM 171232101 213 3,119 SH DEFINED 2,551 568
CINERGY CORP COM 172474108 312 8,211 SH DEFINED 8,211
CINERGY CORP COM 172474108 450 11,850 SH OTHER 5,850 6,000
CISCO SYS INC COM 17275R102 10,215 430,994 SH DEFINED 403,836 3,410 23,748
CISCO SYS INC COM 17275R102 2,920 123,205 SH OTHER 89,370 22,457 11,378
CITIGROUP INC COM 172967101 13,257 285,100 SH DEFINED 270,857 600 13,643
CITIGROUP INC COM 172967101 6,196 133,245 SH OTHER 117,110 5,922 10,213
CLEAR CHANNEL COMMUNICATIONS COM 184502102 4,070 110,163 SH DEFINED 108,563 200 1,400
CLEAR CHANNEL COMMUNICATIONS COM 184502102 530 14,355 SH OTHER 12,350 1,365 640
CLOROX CO COM 189054109 2,764 51,397 SH DEFINED 46,003 1,838 3,556
CLOROX CO COM 189054109 494 9,194 SH OTHER 6,344 2,535 315
COACH INC COM 189754104 754 16,692 SH DEFINED 6,912 9,780
COACH INC COM 189754104 31 679 SH OTHER 636 43
COCA COLA CO COM 191216100 40,777 807,783 SH DEFINED 801,686 200 5,897
COCA COLA CO COM 191216100 33,292 659,515 SH OTHER 611,666 37,394 10,455
COCA COLA ENTERPRISES INC COM 191219104 4,201 144,900 SH OTHER 144,900
COEUR D ALENE MINES CORP IDAHO COM 192108108 90 22,000 SH OTHER 22,000
COLGATE PALMOLIVE CO COM 194162103 9,443 161,551 SH DEFINED 159,521 600 1,430
COLGATE PALMOLIVE CO COM 194162103 16,424 280,993 SH OTHER 270,063 5,380 5,550
COLONIAL BANCGROUP INC COM 195493309 166 9,146 SH DEFINED 9,146
COLONIAL BANCGROUP INC COM 195493309 86 4,745 SH OTHER 4,745
COLONIAL PPTYS TR (REIT) COM SH BEN INT 195872106 67 1,750 SH DEFINED 1,750
COLONIAL PPTYS TR (REIT) COM SH BEN INT 195872106 223 5,800 SH OTHER 5,800
COMCAST CORP NEW CL A CL A 20030N101 773 27,494 SH DEFINED 23,995 1,393 2,106
COMCAST CORP NEW CL A CL A 20030N101 401 14,263 SH OTHER 11,083 552 2,628
COMCAST CORP NEW CL A SPL 20030N200 6,499 235,402 SH DEFINED 179,615 400 55,387
COMCAST CORP NEW CL A SPL 20030N200 681 24,675 SH OTHER 22,100 2,575
COMERICA INC COM 200340107 191 3,482 SH DEFINED 3,482
COMERICA INC COM 200340107 55 1,000 SH OTHER 1,000
COMPASS BANCSHARES, INC. COM 20449H109 2,428 56,471 SH DEFINED 56,471
COMPASS BANCSHARES, INC. COM 20449H109 4,654 108,243 SH OTHER 97,243 11,000
COMPUTER SCIENCES CORP COM 205363104 271 5,846 SH DEFINED 4,186 280 1,380
COMPUTER SCIENCES CORP COM 205363104 5 100 SH OTHER 100
CONAGRA FOODS INC COM COM 205887102 1,737 64,135 SH DEFINED 61,335 1,000 1,800
CONAGRA FOODS INC COM COM 205887102 966 35,662 SH OTHER 31,562 600 3,500
CONCURRENT COMPUTER CORP NEW COM 206710204 30 15,000 SH DEFINED 15,000
CONOCO/PHILLIPS COM 20825C104 11,728 153,724 SH DEFINED 148,455 2,000 3,269
CONOCO/PHILLIPS COM 20825C104 1,771 23,219 SH OTHER 17,529 4,440 1,250
CONSOLIDATED EDISON INC COM 209115104 120 3,010 SH DEFINED 2,776 234
CONSOLIDATED EDISON INC COM 209115104 175 4,400 SH OTHER 3,900 300 200
COOPER CAMERON CORP COM 216640102 308 6,330 SH DEFINED 6,330
COOPER CAMERON CORP COM 216640102 110 2,260 SH OTHER 260 2,000
COSTCO WHSL CORP COM 22160K105 308 7,471 SH DEFINED 6,708 763
COSTCO WHSL CORP COM 22160K105 98 2,385 SH OTHER 2,300 85
COX COMMUNICATIONS INC NEW CL A 224044107 23,340 839,882 SH DEFINED 839,882
CROSS TIMBERS RTY TR TR UNIT 22757R109 72 2,605 SH DEFINED 2,605
CROSS TIMBERS RTY TR TR UNIT 22757R109 138 5,000 SH OTHER 5,000
DNP SELECT INCOME FD COM 23325P104 2,994 284,575 SH DEFINED 272,675 11,900
DNP SELECT INCOME FD COM 23325P104 643 61,155 SH OTHER 52,855 8,300
DTE ENERGY CO COM 233331107 259 6,388 SH DEFINED 6,078 310
DTE ENERGY CO COM 233331107 50 1,225 SH OTHER 675 550
DANAHER CORP COM 235851102 289 5,575 SH DEFINED 4,530 1,045
DANAHER CORP COM 235851102 8 156 SH OTHER 156
DEERE & CO COM 244199105 317 4,515 SH DEFINED 4,444 71
DEERE & CO COM 244199105 168 2,400 SH OTHER 2,400
DEL MONTE FOODS CO COM 24522P103 149 14,689 SH DEFINED 14,689
DEL MONTE FOODS CO COM 24522P103 7 667 SH OTHER 267 400
DELL INC COM 24702R101 4,890 136,521 SH DEFINED 123,043 13,478
DELL INC COM 24702R101 590 16,481 SH OTHER 9,275 3,220 3,986
DELPHI CORP COM 247126105 200 18,733 SH DEFINED 18,733
DELPHI CORP COM 247126105 26 2,457 SH OTHER 2,038 419
DELTIC TIMBER CORP COM 247850100 2,056 53,528 SH DEFINED 53,528
DEUTSCHE TELEKOM AG SPONSORED ADR 251566105 245 13,831 SH DEFINED 11,761 2,070
DEVON ENERGY CORPORATION NEW COM 25179M103 251 3,797 SH DEFINED 3,797
DEVON ENERGY CORPORATION NEW COM 25179M103 2 30 SH OTHER 30
DIAMONDS TR UNIT SER 1 252787106 126 1,200 SH DEFINED 1,200
DIAMONDS TR UNIT SER 1 252787106 115 1,098 SH OTHER 1,098
DIRECTV GROUP INC COM 25459L106 1,392 81,389 SH DEFINED 2,669 78,720
DIRECTV GROUP INC COM 25459L106 43 2,488 SH OTHER 1,660 828
WALT DISNEY COMPANY COM DISNEY 254687106 3,363 131,925 SH DEFINED 67,266 620 64,039
WALT DISNEY COMPANY COM DISNEY 254687106 1,049 41,169 SH OTHER 14,277 16,782 10,110
DOMINION RES INC VA NEW COM 25746U109 941 14,910 SH DEFINED 14,280 630
DOMINION RES INC VA NEW COM 25746U109 206 3,268 SH OTHER 2,868 100 300
DOVER CORP COM 260003108 506 12,021 SH DEFINED 9,646 2,375
DOVER CORP COM 260003108 160 3,805 SH OTHER 3,041 704 60
DOW CHEM CO COM COM 260543103 651 15,995 SH DEFINED 15,495 500
DOW CHEM CO COM COM 260543103 653 16,034 SH OTHER 9,580 3,600 2,854
DREYFUS STRATEGIC MUNS INC COM 261932107 407 50,000 SH DEFINED 50,000
DREYFUS STRATEGIC MUNS INC COM 261932107 28 3,400 SH OTHER 3,400
DREYFUS STRATEGIC MUN BD FD INC COM 26202F107 420 51,548 SH DEFINED 51,548
DU PONT E I DE NEMOURS & CO COM 263534109 8,474 190,769 SH DEFINED 189,969 800
DU PONT E I DE NEMOURS & CO COM 263534109 2,916 65,647 SH OTHER 52,146 3,201 10,300
DUKE ENERGY CORP COM 264399106 1,061 52,270 SH DEFINED 50,612 1,658
DUKE ENERGY CORP COM 264399106 841 41,448 SH OTHER 40,023 1,425
DUN & BRADSTREET CORP DEL NE COM 26483E100 249 4,613 SH DEFINED 3,432 1,181
DUN & BRADSTREET CORP DEL NE COM 26483E100 22 400 SH OTHER 400
DURECT CORP COM 266605104 174 50,281 SH OTHER 50,281
E M C CORP MASS COM 268648102 918 80,533 SH DEFINED 67,353 13,180
E M C CORP MASS COM 268648102 473 41,499 SH OTHER 30,085 8,214 3,200
E TRADE FINL CORP COM 269246104 166 14,850 SH DEFINED 14,850
E TRADE FINL CORP COM 269246104 67 6,000 SH OTHER 6,000
EASTMAN CHEM CO COM 277432100 310 6,712 SH DEFINED 5,912 800
EASTMAN CHEM CO COM 277432100 72 1,565 SH OTHER 1,268 297
EATON CORP COM 278058102 565 8,730 SH DEFINED 5,303 3,427
EATON CORP COM 278058102 25 390 SH OTHER 200 190
EATON VANCE MUNI INCOME TR FD SH BEN INT 27826U108 528 35,732 SH DEFINED 35,732
EATON VANCE INS MUN BD FD COM 27827X101 255 20,000 SH DEFINED 20,000
EBAY INC COM 278642103 815 8,867 SH DEFINED 3,339 5,528
EBAY INC COM 278642103 335 3,646 SH OTHER 621 3,025
ECOLAB INC COM 278865100 241 7,611 SH DEFINED 6,521 1,090
ECOLAB INC COM 278865100 2 70 SH OTHER 70
EL PASO CORP COM 28336L109 111 14,059 SH DEFINED 11,970 2,089
EL PASO CORP COM 28336L109 70 8,897 SH OTHER 8,569 328
ELECTRONIC ARTS COM 285512109 153 2,800 SH DEFINED 2,800
ELECTRONIC ARTS COM 285512109 256 4,700 SH OTHER 4,700
ELECTRONIC DATA SYS CORP NEW COM 285661104 641 33,457 SH DEFINED 30,257 3,200
ELECTRONIC DATA SYS CORP NEW COM 285661104 259 13,518 SH OTHER 13,118 400
EMERSON ELECTRIC CO COM 291011104 5,745 90,400 SH DEFINED 89,350 200 850
EMERSON ELECTRIC CO COM 291011104 1,272 20,020 SH OTHER 16,160 3,310 550
ENBRIDGE ENERGY PARTNERS L P COM 29250R106 155 3,350 SH DEFINED 3,350
ENBRIDGE ENERGY PARTNERS L P COM 29250R106 93 2,000 SH OTHER 2,000
ENERGEN CORP COM 29265N108 367 7,656 SH DEFINED 7,300 356
ENERGEN CORP COM 29265N108 312 6,500 SH OTHER 4,850 1,650
ENERGYSOUTH INC COM 292970100 1,790 44,727 SH DEFINED 44,727
ENERGYSOUTH INC COM 292970100 160 4,000 SH OTHER 4,000
THE ENSTAR GROUP INC COM 29358R107 1,015 19,500 SH DEFINED 19,500
ENTERGY CORP COM 29364G103 437 7,804 SH DEFINED 6,766 1,038
ENTERGY CORP COM 29364G103 274 4,900 SH OTHER 3,900 1,000
EXELON CORP COM 30161N101 785 23,582 SH DEFINED 18,217 5,365
EXELON CORP COM 30161N101 84 2,524 SH OTHER 2,214 310
EXXON MOBIL CORP COM 30231G102 51,909 1,168,861 SH DEFINED 1,089,986 9,090 69,785
EXXON MOBIL CORP COM 30231G102 17,482 393,652 SH OTHER 314,015 61,781 17,856
FPL GROUP INC COM 302571104 1,272 19,890 SH DEFINED 19,890
FPL GROUP INC COM 302571104 182 2,840 SH OTHER 1,700 1,140
FAMILY DOLLAR STORES INC COM 307000109 629 20,690 SH DEFINED 16,955 3,735
FAMILY DOLLAR STORES INC COM 307000109 174 5,710 SH OTHER 5,500 210
FREDDIE MAC COM 313400301 647 10,223 SH DEFINED 10,033 190
FREDDIE MAC COM 313400301 102 1,610 SH OTHER 1,250 360
FEDERAL NATIONAL MORTGAGE ASSN COM 313586109 2,212 30,998 SH DEFINED 28,289 2,709
FEDERAL NATIONAL MORTGAGE ASSN COM 313586109 1,226 17,175 SH OTHER 12,175 3,500 1,500
FEDERAL REALTY INV TR (REIT) SH BEN INT NEW 313747206 200 4,814 SH DEFINED 4,430 384
FEDERATED DEPT STORES INC NEW COM 31410H101 305 6,218 SH DEFINED 2,249 3,969
FEDERATED DEPT STORES INC NEW COM 31410H101 11 225 SH OTHER 225
FEDEX CORP COM 31428X106 8,095 99,100 SH DEFINED 66,610 100 32,390
FEDEX CORP COM 31428X106 736 9,015 SH OTHER 7,115 550 1,350
FIRST DATA CORP COM 319963104 4,786 107,507 SH DEFINED 93,990 13,517
FIRST DATA CORP COM 319963104 575 12,909 SH OTHER 11,604 800 505
FIRST HORIZON NATL CORP COM 320517105 2,428 53,401 SH DEFINED 47,164 1,800 4,437
FIRST HORIZON NATL CORP COM 320517105 492 10,825 SH OTHER 9,600 1,000 225
FIRSTENERGY CORP COM 337932107 398 10,643 SH DEFINED 10,643
FIRSTENERGY CORP COM 337932107 7 190 SH OTHER 190
FORD MTR CO DEL COM PAR $0.01 345370860 269 17,200 SH DEFINED 14,960 2,240
FORD MTR CO DEL COM PAR $0.01 345370860 379 24,201 SH OTHER 11,570 5,598 7,033
FOREST LABS INC COM 345838106 8,838 156,073 SH DEFINED 155,028 670 375
FOREST LABS INC COM 345838106 1,001 17,685 SH OTHER 15,665 1,620 400
FORTUNE BRANDS INC COM 349631101 676 8,956 SH DEFINED 8,956
FORTUNE BRANDS INC COM 349631101 136 1,800 SH OTHER 1,800
FRANKLIN RES INC COM 354613101 1,762 35,193 SH DEFINED 33,703 200 1,290
FRANKLIN RES INC COM 354613101 278 5,550 SH OTHER 5,150 400
GALLAGHER ARTHUR J & CO COM 363576109 273 8,979 SH DEFINED 8,774 205
GALLAGHER ARTHUR J & CO COM 363576109 40 1,300 SH OTHER 900 400
GANNETT INC COM 364730101 1,783 21,008 SH DEFINED 16,668 4,340
GANNETT INC COM 364730101 1,499 17,667 SH OTHER 13,007 1,296 3,364
GAP INC COM 364760108 5,554 229,032 SH DEFINED 217,818 900 10,314
GAP INC COM 364760108 869 35,823 SH OTHER 23,990 6,105 5,728
GEMSTAR-TV GUIDE INTL INC COM 36866W106 87 18,081 SH DEFINED 2,776 15,305
GENENTECH INC COM NEW 368710406 951 16,913 SH DEFINED 9,722 7,191
GENENTECH INC COM NEW 368710406 433 7,704 SH OTHER 770 6,934
GENERAL DYNAMICS CORP COM 369550108 1,808 18,209 SH DEFINED 16,279 1,930
GENERAL DYNAMICS CORP COM 369550108 39 390 SH OTHER 300 90
GENERAL ELECTRIC CO COM 369604103 36,416 1,123,953 SH DEFINED 1,070,064 4,130 49,759
GENERAL ELECTRIC CO COM 369604103 19,321 596,334 SH OTHER 538,774 41,788 15,772
GENERAL MILLS INC COM 370334104 7,913 166,478 SH DEFINED 160,599 1,170 4,709
GENERAL MILLS INC COM 370334104 1,077 22,669 SH OTHER 17,089 3,905 1,675
GENERAL MOTORS CORP COM 370442105 2,530 54,305 SH DEFINED 30,879 23,426
GENERAL MOTORS CORP COM 370442105 655 14,056 SH OTHER 12,616 1,440
GENUINE PARTS CO COM 372460105 2,266 57,106 SH DEFINED 50,426 2,180 4,500
GENUINE PARTS CO COM 372460105 861 21,701 SH OTHER 19,381 2,320
GEORGIA PAC CORP (GA PAC GR) COM 373298108 3,756 101,560 SH DEFINED 101,560
GEORGIA PAC CORP (GA PAC GR) COM 373298108 4 100 SH OTHER 100
GILLETTE CO COM 375766102 4,721 111,346 SH DEFINED 106,246 5,100
GILLETTE CO COM 375766102 2,300 54,255 SH OTHER 36,255 5,200 12,800
GLAXO SMITHKLINE SPONSORED ADR 37733W105 770 18,583 SH DEFINED 13,845 4,738
GLAXO SMITHKLINE SPONSORED ADR 37733W105 145 3,500 SH OTHER 3,500
GOLDMAN SACHS GROUP INC COM 38141G104 514 5,454 SH DEFINED 4,499 955
GOLDMAN SACHS GROUP INC COM 38141G104 19 200 SH OTHER 100 100
GOODRICH CORP COM 382388106 464 14,350 SH DEFINED 13,350 1,000
GOODRICH CORP COM 382388106 145 4,500 SH OTHER 1,400 3,100
GOODYEAR TIRE & RUBBER CO COM 382550101 25 2,725 SH DEFINED 2,130 595
GOODYEAR TIRE & RUBBER CO COM 382550101 92 10,100 SH OTHER 10,100
GRAINGER W W INC COM 384802104 288 5,000 SH OTHER 5,000
GREY WOLF INC COM 397888108 46 10,900 SH DEFINED 10,900
HCA-INC COM 404119109 801 19,258 SH DEFINED 17,703 1,555
HSBC HLDGS PLC SPON ADR NEW 404280406 348 4,646 SH DEFINED 3,293 1,353
HSBC HLDGS PLC COM 404280406 278 3,705 SH OTHER 3,705
HARLEY DAVIDSON INC COM 412822108 754 12,181 SH DEFINED 8,753 3,428
HARLEY DAVIDSON INC COM 412822108 25 398 SH OTHER 200 198
HARTFORD FINL SVCS GROUP INC COM 416515104 405 5,893 SH DEFINED 5,050 843
HARTFORD FINL SVCS GROUP INC COM 416515104 124 1,800 SH OTHER 800 1,000
HEINZ H J CO COM 423074103 1,645 41,961 SH DEFINED 41,961
HEINZ H J CO COM 423074103 241 6,145 SH OTHER 5,245 900
HERSHEY FOODS CORP COM 427866108 685 14,802 SH DEFINED 14,470 332
HERSHEY FOODS CORP COM 427866108 148 3,200 SH OTHER 1,200 2,000
HEWLETT PACKARD CO COM 428236103 4,981 236,054 SH DEFINED 220,998 500 14,556
HEWLETT PACKARD CO COM 428236103 1,143 54,191 SH OTHER 47,391 2,750 4,050
HIBERNIA CORP CL A 428656102 613 25,212 SH DEFINED 25,212
HILTON HOTELS COM 432848109 1,535 82,245 SH DEFINED 8,850 73,395
HILTON HOTELS COM 432848109 106 5,700 SH OTHER 5,700
HOME DEPOT INC COM 437076102 4,415 125,438 SH DEFINED 116,928 8,510
HOME DEPOT INC COM 437076102 1,233 35,024 SH OTHER 29,602 1,950 3,472
HONEYWELL INTERNATIONAL INC COM 438516106 750 20,478 SH DEFINED 19,108 1,370
HONEYWELL INTERNATIONAL INC COM 438516106 441 12,031 SH OTHER 3,125 8,906
HUGOTON RTY TR TEX UNIT BEN INT 444717102 34 1,500 SH DEFINED 1,500
HUGOTON RTY TR TEX UNIT BEN INT 444717102 229 10,000 SH OTHER 10,000
HUMANA INC COM 444859102 198 11,730 SH DEFINED 11,730
HUMANA INC COM 444859102 8 450 SH OTHER 450
ILLINOIS TOOL WKS INC COM 452308109 590 6,158 SH DEFINED 5,848 310
ILLINOIS TOOL WKS INC COM 452308109 273 2,850 SH OTHER 2,850
INTEL CORP COM 458140100 16,223 587,777 SH DEFINED 532,382 2,840 52,555
INTEL CORP COM 458140100 5,627 203,869 SH OTHER 163,703 34,111 6,055
INTERACTIVECORP COM 45840Q101 238 7,885 SH DEFINED 5,388 2,497
INTNL BUSINESS MACHINES CORP COM 459200101 12,263 139,121 SH DEFINED 122,937 100 16,084
INTNL BUSINESS MACHINES CORP COM 459200101 4,527 51,352 SH OTHER 41,699 8,775 878
INTERNATIONAL GAME TECHNOLOGY COM 459902102 598 15,488 SH DEFINED 15,200 288
INTERNATIONAL GAME TECHNOLOGY COM 459902102 23 604 SH OTHER 400 204
INTERNATIONAL PAPER CO COM 460146103 6,551 146,565 SH DEFINED 146,490 75
INTERNATIONAL PAPER CO COM 460146103 1,572 35,160 SH OTHER 32,209 896 2,055
ISHARES INC MSCI JAPAN 464286848 254 23,959 SH DEFINED 23,959
ISHARES INC MSCI JAPAN 464286848 116 10,900 SH OTHER 10,900
ISHARES TR DJ SEL DIV INX 464287168 375 6,745 SH DEFINED 6,745
ISHARES TR S&P 500 INDEX 464287200 176 1,535 SH DEFINED 1,535
ISHARES TR S&P 500 INDEX 464287200 69 605 SH OTHER 605
ISHARES TR MSCI EAFE IDX 464287465 260 1,820 SH DEFINED 1,670 150
ISHARES TR MSCI EAFE IDX 464287465 14 100 SH OTHER 100
ISHARES TR DJ US UTILS 464287697 109 1,850 SH DEFINED 1,850
ISHARES TR DJ US UTILS 464287697 127 2,163 SH OTHER 2,163
ISHARES TR S&P SMLCP VALU 464287879 186 1,700 SH DEFINED 1,700
ISHARES TR S&P SMLCP VALU 464287879 165 1,500 SH OTHER 1,500
JDS UNIPHASE CORP COM 46612J101 37 9,739 SH DEFINED 2,900 6,839
JDS UNIPHASE CORP COM 46612J101 13 3,530 SH OTHER 980 2,550
JP MORGAN CHASE & CO COM 46625H100 4,070 104,974 SH DEFINED 96,135 8,839
JP MORGAN CHASE & CO COM 46625H100 1,615 41,654 SH OTHER 35,679 5,735 240
JEFFERSON PILOT CORP COM 475070108 3,711 73,049 SH DEFINED 67,282 5,767
JEFFERSON PILOT CORP COM 475070108 4,992 98,277 SH OTHER 59,026 5,501 33,750
JOHNSON & JOHNSON COM 478160104 22,393 402,030 SH DEFINED 375,447 2,500 24,083
JOHNSON & JOHNSON COM 478160104 6,455 115,895 SH OTHER 89,380 15,135 11,380
KLA - TENCOR CORPORATION COM 482480100 744 15,060 SH DEFINED 15,060
KANEB PIPE LINE PARTNERS L P SP PREF UNIT 484169107 196 4,273 SH DEFINED 4,273
KANEB PIPE LINE PARTNERS L P SP PREF UNIT 484169107 28 600 SH OTHER 600
KELLOGG CO COM 487836108 697 16,650 SH DEFINED 16,650
KELLOGG CO COM 487836108 335 8,000 SH OTHER 6,400 1,600
KEYCORP NEW COM 493267108 1,028 34,387 SH DEFINED 33,467 920
KEYCORP NEW COM 493267108 124 4,150 SH OTHER 4,150
KEYSPAN CORP COM 49337W100 146 3,986 SH DEFINED 3,986
KEYSPAN CORP COM 49337W100 70 1,910 SH OTHER 1,910
KIMBERLY CLARK CORP COM 494368103 4,540 68,918 SH DEFINED 66,148 2,770
KIMBERLY CLARK CORP COM 494368103 2,539 38,538 SH OTHER 33,780 4,638 120
KINDER MORGAN EGY PTNS L P UT LTD PARTNER 494550106 415 10,196 SH DEFINED 9,235 961
KINDER MORGAN EGY PTNS L P UT LTD PARTNER 494550106 360 8,845 SH OTHER 8,845
KNIGHT RIDDER INC COM 499040103 1,328 18,443 SH DEFINED 3,473 14,970
KOHLS CORP COM 500255104 237 5,611 SH DEFINED 4,405 1,206
KOHLS CORP COM 500255104 386 9,130 SH OTHER 3,560 5,570
KONINKLIJKE AHOLD N V SPON ADR NEW 500467303 130 16,385 SH DEFINED 11,085 5,300
KONINKLIJKE PHILIPS ELECTRS NY REG SH NEW 500472303 378 13,879 SH DEFINED 1,479 12,400
KONINKLIJKE PHILIPS ELECTRS NY REG SH NEW 500472303 5 190 SH OTHER 190
KRAFT FOODS INC CL A 50075N104 693 21,865 SH DEFINED 20,465 1,400
KRAFT FOODS INC CL A 50075N104 59 1,870 SH OTHER 1,475 295 100
KROGER CO COM 501044101 484 26,611 SH DEFINED 25,056 1,555
KROGER CO COM 501044101 2 130 SH OTHER 130
LABORATORY CORP AMER HLDGS COM NEW 50540R409 300 7,550 SH DEFINED 7,550
LABORATORY CORP AMER HLDGS COM NEW 50540R409 20 500 SH OTHER 500
LEHMAN BROS HLDGS INC COM 524908100 2,199 29,228 SH DEFINED 26,433 2,795
LEHMAN BROS HLDGS INC COM 524908100 141 1,879 SH OTHER 1,604 275
LENNAR CORP CL A 526057104 263 5,880 SH DEFINED 2,113 3,767
LENNAR CORP CL A 526057104 9 210 SH OTHER 210
LEXMARK INTL INC CL A 529771107 340 3,522 SH DEFINED 1,299 2,223
LEXMARK INTL INC CL A 529771107 11 115 SH OTHER 115
LILLY ELI & CO COM 532457108 9,201 131,611 SH DEFINED 121,129 200 10,282
LILLY ELI & CO COM 532457108 2,465 35,256 SH OTHER 25,712 2,650 6,894
LIMITED BRANDS INC COM 532716107 1,018 54,440 SH DEFINED 54,440
LIMITED BRANDS INC COM 532716107 137 7,350 SH OTHER 7,350
LINCOLN NATIONAL CORP IND COM 534187109 1,152 24,375 SH DEFINED 19,828 100 4,447
LINCOLN NATIONAL CORP IND COM 534187109 454 9,602 SH OTHER 9,369 233
LIZ CLAIBORNE INC COM 539320101 1,283 35,655 SH DEFINED 30,838 4,817
LIZ CLAIBORNE INC COM 539320101 68 1,880 SH OTHER 1,600 280
LOCKHEED MARTIN CORP COM 539830109 332 6,369 SH DEFINED 6,369
LOCKHEED MARTIN CORP COM 539830109 183 3,517 SH OTHER 3,517
LOEWS CORP COM 540424108 67 1,110 SH DEFINED 900 210
LOEWS CORP COM 540424108 1,079 18,000 SH OTHER 18,000
LOUISIANA PACIFIC CORP COM 546347105 2,237 94,574 SH DEFINED 94,469 105
LOWES COS INC COM 548661107 3,116 59,300 SH DEFINED 56,122 3,178
LOWES COS INC COM 548661107 431 8,210 SH OTHER 7,804 406
LUCENT TECHNOLOGIES INC COM 549463107 97 25,555 SH DEFINED 25,299 256
LUCENT TECHNOLOGIES INC COM 549463107 45 11,905 SH OTHER 5,802 5,803 300
LUFKIN INDUSTRIES INCORPORATED COM 549764108 1,861 58,184 SH DEFINED 58,184
MBNA CORP COM 55262L100 1,122 43,523 SH DEFINED 29,951 13,572
MBNA CORP COM 55262L100 285 11,059 SH OTHER 10,002 1,057
MANULIFE FINL CORP ADR COM 56501R106 601 14,833 SH DEFINED 14,483 350
MANULIFE FINL CORP ADR COM 56501R106 31 772 SH OTHER 592 180
MARATHON OIL CORP COM 565849106 490 12,938 SH DEFINED 11,693 525 720
MARATHON OIL CORP COM 565849106 262 6,922 SH OTHER 3,200 390 3,332
MARSH & MCLENNAN COS INC COM 571748102 2,995 65,994 SH DEFINED 63,774 350 1,870
MARSH & MCLENNAN COS INC COM 571748102 334 7,350 SH OTHER 5,800 900 650
MARRIOTT INTL INC NEW CL A 571903202 1,058 21,206 SH DEFINED 16,106 5,100
MARRIOTT INTL INC NEW CL A 571903202 259 5,200 SH OTHER 1,100 500 3,600
MASCO CORP COM 574599106 560 17,954 SH DEFINED 12,124 5,830
MASCO CORP COM 574599106 152 4,880 SH OTHER 4,600 280
MATTEL, INC. COM 577081102 178 9,743 SH DEFINED 8,193 1,550
MATTEL, INC. COM 577081102 9 500 SH OTHER 500
MAXIM INTEGRATED PRODS INC COM 57772K101 529 10,091 SH DEFINED 3,840 6,251
MAXIM INTEGRATED PRODS INC COM 57772K101 434 8,271 SH OTHER 8,271
MAYTAG CORP COM 578592107 14,840 605,458 SH DEFINED 605,458
MAYTAG CORP COM 578592107 58 2,350 SH OTHER 2,350
MCCORMICK & CO INC COMMON STOCK COM NON VTG 579780206 1,144 33,656 SH DEFINED 33,656
MCCORMICK & CO INC COMMON STOCK COM NON VTG 579780206 60 1,776 SH OTHER 1,776
MCDONALDS CORP COM 580135101 1,111 42,749 SH DEFINED 41,547 1,202
MCDONALDS CORP COM 580135101 460 17,700 SH OTHER 8,500 1,400 7,800
MCGRAW-HILL COMPANIES INC NEW COM 580645109 1,028 13,425 SH DEFINED 13,425
MCGRAW-HILL COMPANIES INC NEW COM 580645109 96 1,250 SH OTHER 1,250
MCKESSON CORPORATION COM 58155Q103 2,135 62,178 SH DEFINED 60,598 680 900
MCKESSON CORPORATION COM 58155Q103 191 5,572 SH OTHER 3,682 1,890
MEADWESTVACO CORP COM 583334107 161 5,466 SH DEFINED 5,466
MEADWESTVACO CORP COM 583334107 2,349 79,914 SH OTHER 27,020 3,240 49,654
MEDCO HEALTH SOLUTIONS INC COM 58405U102 180 4,793 SH DEFINED 4,327 466
MEDCO HEALTH SOLUTIONS INC COM 58405U102 349 9,308 SH OTHER 5,540 634 3,134
MEDTRONIC INC COM 585055106 7,663 157,285 SH DEFINED 150,715 1,000 5,570
MEDTRONIC INC COM 585055106 2,421 49,695 SH OTHER 33,400 8,200 8,095
MELLON FINL CORP COM 58551A108 243 8,285 SH DEFINED 7,085 1,200
MERCK & CO INC COM 589331107 12,488 262,911 SH DEFINED 244,553 200 18,158
MERCK & CO INC COM 589331107 7,276 153,187 SH OTHER 120,154 9,233 23,800
MERRILL LYNCH & CO INC COM 590188108 692 12,814 SH DEFINED 9,897 2,917
MERRILL LYNCH & CO INC COM 590188108 135 2,500 SH OTHER 2,300 200
METLIFE INC COM 59156R108 458 12,764 SH DEFINED 7,489 5,275
METLIFE INC COM 59156R108 17 488 SH OTHER 213 275
MICROSOFT CORP COM 594918104 16,671 583,711 SH DEFINED 533,567 6,756 43,388
MICROSOFT CORP COM 594918104 4,583 160,454 SH OTHER 128,067 20,083 12,304
MID-AMER APT CMNTYS INC (REIT) COM 59522J103 260 6,860 SH DEFINED 530 6,330
MIDCAP SPDR TR UNIT SER 1 595635103 233 2,100 SH DEFINED 2,100
MILLEA HOLDINGS INC ADR 60032R106 210 2,809 SH DEFINED 2,070 739
MITSUBISHI TOKYO FINL GROUP SPONSORED ADR 606816106 158 16,820 SH DEFINED 12,800 4,020
MONSANTO CO NEW COM 61166W101 245 6,375 SH DEFINED 5,448 511 416
MONSANTO CO NEW COM 61166W101 99 2,562 SH OTHER 2,535 27
MOODYS CORP COM 615369105 478 7,390 SH DEFINED 6,490 900
MOODYS CORP COM 615369105 52 800 SH OTHER 800
MORGAN STANLEY COM NEW 617446448 8,830 167,330 SH DEFINED 152,757 200 14,373
MORGAN STANLEY COM NEW 617446448 813 15,406 SH OTHER 13,660 600 1,146
MOTOROLA INC COM 620076109 1,715 93,998 SH DEFINED 90,219 3,779
MOTOROLA INC COM 620076109 418 22,900 SH OTHER 13,500 4,400 5,000
MUNIVEST FD INC COM 626295109 25 2,956 SH DEFINED 2,956
MUNIVEST FD INC COM 626295109 96 11,200 SH OTHER 11,200
MURPHY OIL CORP COM 626717102 2,687 36,464 SH DEFINED 36,464
MURPHY OIL CORP COM 626717102 27 368 SH OTHER 368
NASDAQ 100 TR UNIT SER 1 631100104 200 5,300 SH DEFINED 5,300
NASDAQ 100 TR UNIT SER 1 631100104 86 2,270 SH OTHER 1,000 520 750
NATIONAL CITY CORP COM 635405103 466 13,320 SH DEFINED 9,520 3,800
NATIONAL CITY CORP COM 635405103 187 5,346 SH OTHER 3,346 2,000
NATIONAL COMM FINL CORP COM 63545P104 2,353 72,411 SH DEFINED 70,621 1,790
NATIONAL COMM FINL CORP COM 63545P104 151 4,638 SH OTHER 4,360 278
NETWORK APPLIANCE INC DELEWARE COM 64120L104 731 33,956 SH DEFINED 20,704 13,252
NETWORK APPLIANCE INC DELEWARE COM 64120L104 26 1,185 SH OTHER 400 785
NEWMONT MINING CORP (NEW) COM 651639106 9,477 244,505 SH DEFINED 235,875 7,280 1,350
NEWMONT MINING CORP (NEW) COM 651639106 1,074 27,711 SH OTHER 18,503 6,225 2,983
NEXTEL COMMUNICATIONS INC CL A 65332V103 610 22,889 SH DEFINED 10,787 12,102
NEXTEL COMMUNICATIONS INC CL A 65332V103 11 410 SH OTHER 410
NIKE INC CL B CL B 654106103 2,650 34,986 SH DEFINED 32,755 200 2,031
NIKE INC CL B CL B 654106103 180 2,374 SH OTHER 1,150 800 424
NOKIA CORP SPONSORED ADR 654902204 966 66,425 SH DEFINED 54,343 12,082
NOKIA CORP SPONSORED ADR 654902204 240 16,494 SH OTHER 1,870 14,624
NORFOLK SOUTHERN CORPORATION COM 655844108 434 16,378 SH DEFINED 16,293 85
NORFOLK SOUTHERN CORPORATION COM 655844108 449 16,917 SH OTHER 13,662 3,255
NORTHERN BORDER PARTNERS L P UNIT LTD PARTN 664785102 241 6,040 SH DEFINED 5,540 500
NORTHERN BORDER PARTNERS L P UNIT LTD PARTN 664785102 220 5,500 SH OTHER 4,000 1,500
NORTHROP GRUMMAN CORP COM 666807102 3,962 73,778 SH DEFINED 73,418 200 160
NORTHROP GRUMMAN CORP COM 666807102 659 12,278 SH OTHER 5,258 100 6,920
NOVARTIS AG ADR SPONSORED ADR 66987V109 438 9,832 SH DEFINED 7,803 2,029
NOVARTIS AG ADR SPONSORED ADR 66987V109 5 120 SH OTHER 120
NUCOR CORP COM 670346105 102 1,325 SH DEFINED 1,325
NUCOR CORP COM 670346105 123 1,600 SH OTHER 1,600
NUVEEN DIVIDEND ADV MUNI 3 COM SH BEN INT 67070X101 267 20,000 SH DEFINED 20,000
NUVEEN INSD DIVID ADVANTAGE COM 67071L106 135 10,000 SH DEFINED 10,000
OGE ENERGY CORP COM 670837103 157 6,152 SH DEFINED 6,152
OGE ENERGY CORP COM 670837103 202 7,950 SH OTHER 7,800 150
NUVEEN MUN VALUE FD INC COM 670928100 118 13,500 SH DEFINED 13,500
NUVEEN MUN VALUE FD INC COM 670928100 12 1,333 SH OTHER 1,333
NUVEEN TEX QUAL INCM MUN FD COM 670983105 695 49,800 SH DEFINED 49,800
OCCIDENTAL PETE CORP COM 674599105 714 14,750 SH DEFINED 9,624 5,126
OCCIDENTAL PETE CORP COM 674599105 36 740 SH OTHER 500 240
OLD REPUBLIC INTL CORP COM 680223104 120 5,050 SH DEFINED 5,050
OLD REPUBLIC INTL CORP COM 680223104 11,285 475,779 SH OTHER 103,779 372,000
OMNICOM GROUP COM 681919106 274 3,616 SH DEFINED 3,183 433
OMNICOM GROUP COM 681919106 571 7,521 SH OTHER 3,500 4,021
ORACLE CORPORATION COM 68389X105 2,883 241,635 SH DEFINED 216,049 4,390 21,196
ORACLE CORPORATION COM 68389X105 245 20,555 SH OTHER 12,250 7,520 785
OXFORD HEALTH PLANS INC COM 691471106 204 3,700 SH DEFINED 3,700
PNC FINANCIAL SERVICES GROUP COM 693475105 669 12,600 SH DEFINED 12,600
PNC FINANCIAL SERVICES GROUP COM 693475105 67 1,260 SH OTHER 750 510
PPG INDUSTRIES INC COM 693506107 75 1,200 SH DEFINED 1,200
PPG INDUSTRIES INC COM 693506107 312 5,000 SH OTHER 4,600 400
PPL CORP COM 69351T106 205 4,457 SH DEFINED 4,217 240
PACCAR INC COM 693718108 303 5,225 SH DEFINED 5,225
PACCAR INC COM 693718108 105 1,809 SH OTHER 1,809
PACIFICARE HLTH SYS INC DEL COM 695112102 379 9,800 SH DEFINED 9,800
PARKER HANNIFIN CORP COM 701094104 626 10,533 SH DEFINED 7,008 3,525
PARKER HANNIFIN CORP COM 701094104 10 170 SH OTHER 170
PAYCHEX INC COM 704326107 261 7,695 SH OTHER 95 7,600
PENTAIR INC COM 709631105 102 3,040 SH DEFINED 1,120 1,920
PENTAIR INC COM 709631105 121 3,600 SH OTHER 3,600
PEPSICO INC COM 713448108 17,467 324,176 SH DEFINED 316,404 5,549 2,223
PEPSICO INC COM 713448108 4,093 75,962 SH OTHER 49,797 16,785 9,380
PERKINELMER INC COM 714046109 289 14,404 SH DEFINED 4,912 9,492
PERKINELMER INC COM 714046109 9 450 SH OTHER 450
PFIZER INC COM 717081103 28,960 844,820 SH DEFINED 783,909 11,560 49,351
PFIZER INC COM 717081103 7,481 218,222 SH OTHER 158,456 43,264 16,502
PHELPS DODGE CORP COM 717265102 2,234 28,827 SH DEFINED 28,727 100
PHELPS DODGE CORP COM 717265102 136 1,759 SH OTHER 659 1,000 100
PHILADELPHIA CONS HLDG CORP COM 717528103 207 3,445 SH DEFINED 2,802 643
PIMCO MUN INCOME FD II COM 72200W106 267 20,000 SH DEFINED 20,000
PIMCO MUN INCOME FD III COM 72201A103 272 20,525 SH DEFINED 20,525
PIONEER NATURAL RESOURCES CO COM 723787107 877 25,000 SH DEFINED 25,000
PITNEY BOWES INC COM 724479100 1,441 32,576 SH DEFINED 32,576
PITNEY BOWES INC COM 724479100 571 12,900 SH OTHER 12,900
PIXAR INC COM 725811103 247 3,554 SH DEFINED 1,313 2,241
PIXAR INC COM 725811103 7 103 SH OTHER 103
PLUM CREEK TIMBER CO INC (REIT) COM 729251108 3,186 97,776 SH DEFINED 96,760 1,016
PLUM CREEK TIMBER CO INC (REIT) COM 729251108 104 3,177 SH OTHER 2,127 1,050
PORTUGAL TELECOM SGPS S A SPONSORED ADR 737273102 121 11,143 SH DEFINED 8,051 3,092
PRAXAIR INC COM 74005P104 512 12,834 SH DEFINED 6,400 6,434
PRAXAIR INC COM 74005P104 219 5,480 SH OTHER 2,000 3,480
PROASSURANCE CORP COM 74267C106 435 12,767 SH DEFINED 9,320 3,447
PROASSURANCE CORP COM 74267C106 73 2,136 SH OTHER 1,633 503
PROCTER & GAMBLE CO COM 742718109 17,097 314,053 SH DEFINED 298,776 5,860 9,417
PROCTER & GAMBLE CO COM 742718109 8,646 158,814 SH OTHER 111,306 15,210 32,298
PROGRESS ENERGY INC COM 743263105 624 14,173 SH DEFINED 13,473 700
PROGRESS ENERGY INC COM 743263105 266 6,032 SH OTHER 5,937 95
PROGRESSIVE CORP OHIO COM 743315103 740 8,679 SH DEFINED 3,579 5,100
PROGRESSIVE CORP OHIO COM 743315103 36 424 SH OTHER 188 236
PROTECTIVE LIFE CORP COM 743674103 1,525 39,444 SH DEFINED 38,174 500 770
PROTECTIVE LIFE CORP COM 743674103 4,278 110,637 SH OTHER 108,345 2,292
PROVIDIAN FINL CORP COM 74406A102 161 11,009 SH DEFINED 7,650 3,359
PROVIDIAN FINL CORP COM 74406A102 208 14,200 SH OTHER 400 13,800
PUBLIC SVC ENTERPRISE GROUP INC COM 744573106 406 10,139 SH DEFINED 9,709 430
PUBLIC SVC ENTERPRISE GROUP INC COM 744573106 171 4,278 SH OTHER 3,450 750 78
PUTNAM INVT GRADE MUN TR COM 746805100 292 31,000 SH DEFINED 31,000
PUTNAM MANAGED MUN INCOME TR COM 746823103 285 41,000 SH DEFINED 41,000
QUALCOMM INC COM 747525103 1,876 25,710 SH DEFINED 20,721 4,989
QUALCOMM INC COM 747525103 1,414 19,378 SH OTHER 4,775 5,050 9,553
QUESTAR CORP COM 748356102 2 50 SH DEFINED 50
QUESTAR CORP COM 748356102 348 9,000 SH OTHER 9,000
RMK HIGH INCOME FD INC COM SHS 74963B105 426 26,325 SH DEFINED 14,218 12,107
RMK HIGH INCOME FD INC COM SHS 74963B105 32 2,000 SH OTHER 2,000
RADIOSHACK CORP COM 750438103 238 8,318 SH DEFINED 2,336 5,982
RADIOSHACK CORP COM 750438103 186 6,490 SH OTHER 6,200 290
RAYTHEON CO (NEW) COM NEW 755111507 1,900 53,120 SH DEFINED 51,620 1,500
RAYTHEON CO (NEW) COM NEW 755111507 465 12,990 SH OTHER 10,762 2,028 200
REGIS CORP MINN COM 758932107 223 5,000 SH DEFINED 5,000
REGIONS FINANCIAL CORP COM 758940100 87,089 2,382,745 SH DEFINED 2,134,073 7,303 241,369
REGIONS FINANCIAL CORP COM 758940100 52,551 1,437,797 SH OTHER 1,285,936 26,729 125,132
RELIANT ENERGY INC COM 75952B105 74 6,820 SH DEFINED 6,820
RELIANT ENERGY INC COM 75952B105 95 8,744 SH OTHER 3,862 3,527 1,355
ROCKWELL AUTOMATION INC COM 773903109 260 6,921 SH DEFINED 6,664 257
ROCKWELL AUTOMATION INC COM 773903109 27 732 SH OTHER 266 400 66
ROCKWELL COLLINS INC COM 774341101 192 5,750 SH DEFINED 5,750
ROCKWELL COLLINS INC COM 774341101 22 666 SH OTHER 266 400
ROPER INDS INC NEW COM 776696106 284 4,993 SH DEFINED 2,002 2,991
ROPER INDS INC NEW COM 776696106 9 160 SH OTHER 160
ROYAL DUTCH PETROLEUM CO ADR NY REG EUR.56 780257804 2,914 56,389 SH DEFINED 54,853 1,536
ROYAL DUTCH PETROLEUM CO ADR NY REG EUR.56 780257804 772 14,934 SH OTHER 13,934 1,000
RUBY TUESDAY INC COM 781182100 6,102 222,288 SH DEFINED 222,288
RUBY TUESDAY INC COM 781182100 207 7,528 SH OTHER 5,528 2,000
RUSSELL CORP COM 782352108 85 4,750 SH DEFINED 4,750
RUSSELL CORP COM 782352108 111 6,171 SH OTHER 875 5,296
SBC COMMUNICATIONS INC NEW COM 78387G103 2,941 121,282 SH DEFINED 116,197 5,085
SBC COMMUNICATIONS INC NEW COM 78387G103 1,280 52,798 SH OTHER 28,610 11,376 12,812
SPDR TR UNIT SER 1 78462F103 2,684 23,436 SH DEFINED 19,670 3,766
SPDR TR UNIT SER 1 78462F103 410 3,579 SH OTHER 2,790 700 89
SABINE ROYALTY TRUST INTEREST UNIT BEN INT 785688102 382 11,176 SH DEFINED 11,176
SABINE ROYALTY TRUST INTEREST UNIT BEN INT 785688102 17 500 SH OTHER 250 250
SAFEWAY INC COM NEW 786514208 288 11,380 SH DEFINED 10,134 1,246
THE ST. PAUL TRAVELERS CO COM 792860108 366 9,017 SH DEFINED 8,174 843
THE ST. PAUL TRAVELERS CO COM 792860108 527 13,007 SH OTHER 11,758 566 683
SAKS INC COM 79377W108 7 460 SH DEFINED 460
SAKS INC COM 79377W108 177 11,832 SH OTHER 11,832
SARA LEE CORP COM 803111103 6,513 283,291 SH DEFINED 253,182 30,109
SARA LEE CORP COM 803111103 411 17,871 SH OTHER 11,251 5,120 1,500
SCANA CORP NEW COM 80589M102 638 17,542 SH DEFINED 17,542
SCANA CORP NEW COM 80589M102 545 14,997 SH OTHER 14,897 100
SCHERING A G SPONSORED ADR 806585204 211 3,570 SH DEFINED 1,695 1,875
SCHERING-PLOUGH CORP COM 806605101 1,443 78,060 SH DEFINED 72,265 5,795
SCHERING-PLOUGH CORP COM 806605101 520 28,115 SH OTHER 11,700 10,760 5,655
SCHLUMBERGER LTD ADR COM 806857108 4,008 63,113 SH DEFINED 52,163 10,950
SCHLUMBERGER LTD ADR COM 806857108 1,970 31,026 SH OTHER 19,851 2,075 9,100
SCHWAB CHARLES CORP NEW COM 808513105 673 69,999 SH DEFINED 51,604 18,395
SCHWAB CHARLES CORP NEW COM 808513105 10 1,026 SH OTHER 221 805
SCIENTIFIC ATLANTA INC COM 808655104 428 12,400 SH DEFINED 11,005 1,395
SCIENTIFIC ATLANTA INC COM 808655104 17 500 SH OTHER 300 200
SCUDDER MUN INCOME TR COM SH BEN INT 81118R604 460 41,000 SH DEFINED 41,000
SHELL TRANS & TRADING PLC ADR NY SHS NEW 822703609 81 1,805 SH DEFINED 1,500 305
SHELL TRANS & TRADING PLC ADR NY SHS NEW 822703609 134 3,000 SH OTHER 3,000
SHERWIN WILLIAMS CO COM 824348106 353 8,496 SH DEFINED 3,417 5,079
SHERWIN WILLIAMS CO COM 824348106 53 1,270 SH OTHER 1,000 270
SIMON PPTY GROUP INC NEW (REIT) COM 828806109 153 2,972 SH DEFINED 1,175 1,797
SIMON PPTY GROUP INC NEW (REIT) COM 828806109 228 4,425 SH OTHER 4,425
SMITH INTL INC COM 832110100 6,347 113,820 SH DEFINED 113,220 600
SMITH INTL INC COM 832110100 443 7,950 SH OTHER 7,250 200 500
SOLECTRON CORP COM 834182107 83 12,904 SH DEFINED 3,552 9,352
SOLECTRON CORP COM 834182107 9 SH OTHER 9
SOUTHERN CO COM 842587107 5,787 198,524 SH DEFINED 195,154 1,770 1,600
SOUTHERN CO COM 842587107 2,775 95,198 SH OTHER 75,916 7,833 11,449
SOUTHTRUST CORP COM 844730101 7,199 185,492 SH DEFINED 185,292 200
SOUTHTRUST CORP COM 844730101 7,213 185,851 SH OTHER 137,328 36,455 12,068
SOUTHWEST AIRLINES CO COM 844741108 649 38,715 SH DEFINED 38,177 538
SOUTHWEST AIRLINES CO COM 844741108 31 1,868 SH OTHER 1,687 181
SPRINT CORP (FON GROUP) COM FON GROUP 852061100 255 14,498 SH DEFINED 13,653 845
SPRINT CORP (FON GROUP) COM FON GROUP 852061100 88 4,980 SH OTHER 4,810 170
STARBUCKS CORP COM 855244109 457 10,505 SH DEFINED 5,548 4,957
STARBUCKS CORP COM 855244109 21 479 SH OTHER 479
STATE STR CORP COM 857477103 371 7,570 SH DEFINED 7,570
STRYKER CORP COM 863667101 920 16,725 SH DEFINED 9,642 7,083
STRYKER CORP COM 863667101 11 200 SH OTHER 200
SUN LIFE FINL INC COM 866796105 328 11,331 SH DEFINED 11,331
SUN MICROSYSTEMS INC COM 866810104 28 6,454 SH DEFINED 5,354 1,100
SUN MICROSYSTEMS INC COM 866810104 55 12,800 SH OTHER 6,800 6,000
SUNGARD DATA SYS INC COM 867363103 176 6,785 SH DEFINED 4,265 2,520
SUNGARD DATA SYS INC COM 867363103 31 1,195 SH OTHER 1,100 95
SUNOCO INC COM 86764P109 158 2,486 SH DEFINED 2,486
SUNOCO INC COM 86764P109 48 748 SH OTHER 225 523
SUNTRUST BANKS INC COM 867914103 2,056 31,633 SH DEFINED 31,013 620
SUNTRUST BANKS INC COM 867914103 323 4,963 SH OTHER 3,674 1,289
SYMANTEC CORP COM 871503108 378 8,646 SH DEFINED 3,200 5,446
SYMANTEC CORP COM 871503108 200 4,560 SH OTHER 4,000 560
SYNOVUS FINANCIAL CORP COM 87161C105 545 21,537 SH DEFINED 18,669 450 2,418
SYNOVUS FINANCIAL CORP COM 87161C105 2,786 110,021 SH OTHER 108,106 1,915
SYSCO CORP COM 871829107 2,159 60,180 SH DEFINED 59,410 770
SYSCO CORP COM 871829107 154 4,280 SH OTHER 3,800 400 80
TEPPCO PARTNERS LP UT LTD PARTNER 872384102 409 10,740 SH DEFINED 10,740
TEPPCO PARTNERS LP UT LTD PARTNER 872384102 137 3,600 SH OTHER 3,600
TXU CORP COM 873168108 628 15,497 SH DEFINED 14,423 1,074
TXU CORP COM 873168108 166 4,107 SH OTHER 4,101 6
TARGET CORP COM 87612E106 3,419 80,509 SH DEFINED 80,154 355
TARGET CORP COM 87612E106 1,232 29,005 SH OTHER 21,263 4,425 3,317
TELEFONICA S. A. SPONSORED ADR 879382208 552 12,369 SH DEFINED 11,588 781
TELEFONICA S. A. SPONSORED ADR 879382208 4 100 SH OTHER 100
TELEFONOS DE MEXICO S A ADR SPON ADR ORD L 879403780 163 4,888 SH DEFINED 3,465 1,423
TELEFONOS DE MEXICO S A ADR SPON ADR ORD L 879403780 37 1,125 SH OTHER 1,125
TELEPHONE & DATA SYS INC COM 879433100 923 12,957 SH DEFINED 50 12,907
TEMPLETON GLOBAL INCOME FD INC COM 880198106 109 13,707 SH DEFINED 13,707
TEMPLETON GLOBAL INCOME FD INC COM 880198106 8 1,000 SH OTHER 1,000
TEVA PHARMACEUTICAL INDS LTD ADR 881624209 208 3,098 SH DEFINED 1,351 1,747
TEVA PHARMACEUTICAL INDS LTD ADR 881624209 37 555 SH OTHER 300 255
TEXAS INSTRUMENTS INC COM 882508104 3,952 163,457 SH DEFINED 160,353 3,104
TEXAS INSTRUMENTS INC COM 882508104 1,176 48,655 SH OTHER 40,125 3,730 4,800
TEXTRON INC COM 883203101 273 4,605 SH OTHER 4,605
THERMO ELECTRON CORP COM 883556102 338 10,987 SH DEFINED 3,854 7,133
THERMO ELECTRON CORP COM 883556102 14 453 SH OTHER 453
THOR INDS INC COM 885160101 271 8,100 SH DEFINED 8,100
3M CO COM 88579Y101 4,590 50,999 SH DEFINED 46,015 4,984
3M CO COM 88579Y101 2,984 33,149 SH OTHER 26,347 2,368 4,434
TIFFANY & CO NEW COM COM 886547108 225 6,104 SH DEFINED 4,416 1,688
TIME WARNER INC COM 887317105 515 29,307 SH DEFINED 16,484 12,823
TIME WARNER INC COM 887317105 115 6,551 SH OTHER 5,706 525 320
TORCHMARK CORP COM 891027104 4,495 83,559 SH DEFINED 83,159 400
TORCHMARK CORP COM 891027104 10,623 197,450 SH OTHER 173,417 23,133 900
TRIZEC PROPERTIES INC (REIT) COM 89687P107 944 58,045 SH DEFINED 58,045
TYCO INTL LTD NEW ADR COM 902124106 279 8,420 SH DEFINED 7,679 741
TYCO INTL LTD NEW ADR COM 902124106 25 740 SH OTHER 600 140
TYSON FOODS CLASS A CL A 902494103 184 8,791 SH DEFINED 5,981 2,810
TYSON FOODS CLASS A CL A 902494103 130 6,200 SH OTHER 6,000 200
UST INC COM 902911106 1,481 41,134 SH DEFINED 40,219 500 415
UST INC COM 902911106 365 10,150 SH OTHER 10,150
US BANCORP DEL COM NEW COM NEW 902973304 2,632 95,483 SH DEFINED 90,178 5,305
US BANCORP DEL COM NEW COM NEW 902973304 49 1,770 SH OTHER 1,500 270
ULTRA PETE CORP COM 903914109 417 11,166 SH DEFINED 9,306 1,860
UNILEVER N V ADR NY SHS NEW 904784709 181 2,640 SH DEFINED 1,185 1,455
UNILEVER N V ADR NY SHS NEW 904784709 88 1,285 SH OTHER 1,285
UNION PACIFIC CORP COM 907818108 1,427 24,000 SH DEFINED 23,110 890
UNION PACIFIC CORP COM 907818108 187 3,150 SH OTHER 3,150
UNION PLANTERS CORP COM 908068109 1,942 65,138 SH DEFINED 56,658 8,480
UNION PLANTERS CORP COM 908068109 6,485 217,555 SH OTHER 43,875 173,680
UNITED PARCEL SVC INC CL B 911312106 145 1,923 SH DEFINED 1,639 284
UNITED PARCEL SVC INC CL B 911312106 516 6,862 SH OTHER 6,862
UNITED SEC BANCSHARES INC SHS 911459105 2,246 112,640 SH DEFINED 112,640
UNITED SEC BANCSHARES INC SHS 911459105 35 1,736 SH OTHER 736 1,000
UNITED TECHNOLOGIES CORP COM 913017109 1,833 20,032 SH DEFINED 17,598 2,434
UNITED TECHNOLOGIES CORP COM 913017109 708 7,736 SH OTHER 7,500 236
UNITEDHEALTH GROUP INC COM 91324P102 1,226 19,702 SH DEFINED 15,737 3,965
UNITEDHEALTH GROUP INC COM 91324P102 49 784 SH OTHER 400 384
UNOCAL CORP COM 915289102 220 5,788 SH DEFINED 5,708 80
UNOCAL CORP COM 915289102 38 1,000 SH OTHER 1,000
UNUMPROVIDENT CORP COM 91529Y106 65 4,110 SH DEFINED 2,850 1,260
UNUMPROVIDENT CORP COM 91529Y106 381 23,983 SH OTHER 16,869 7,114
URBAN OUTFITTERS INC COM 917047102 280 4,600 SH DEFINED 4,600
V F CORP COM 918204108 2,173 44,616 SH DEFINED 44,616
V F CORP COM 918204108 195 4,000 SH OTHER 4,000
VERISIGN INC COM 92343E102 209 10,503 SH DEFINED 9,207 1,296
VERISIGN INC COM 92343E102 6 301 SH OTHER 200 101
VERIZON COMMUNICATIONS COM 92343V104 5,106 141,089 SH DEFINED 135,995 488 4,606
VERIZON COMMUNICATIONS COM 92343V104 2,434 67,250 SH OTHER 45,464 17,942 3,844
VIACOM INC CL A 925524100 661 18,198 SH DEFINED 18,108 90
VIACOM INC CL A 925524100 64 1,750 SH OTHER 100 1,650
VIACOM INC CL B 925524308 2,270 63,564 SH DEFINED 57,751 4,678 1,135
VIACOM INC CL B 925524308 306 8,580 SH OTHER 6,425 1,200 955
VIVENDI UNIVERSAL SPON ADR NEW 92851S204 1,590 57,000 SH DEFINED 57,000
VIVENDI UNIVERSAL SPON ADR NEW 92851S204 107 3,840 SH OTHER 3,840
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W100 902 40,814 SH DEFINED 35,044 5,770
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W100 609 27,535 SH OTHER 16,825 5,160 5,550
VULCAN MATERIALS CO COM 929160109 7,495 157,623 SH DEFINED 156,423 1,200
VULCAN MATERIALS CO COM 929160109 12,799 269,159 SH OTHER 202,914 5,042 61,203
WACHOVIA CORP COM 929903102 3,804 85,492 SH DEFINED 77,303 1,880 6,309
WACHOVIA CORP COM 929903102 986 22,155 SH OTHER 14,683 7,262 210
WADDELL & REED FINL INC CL A COM 930059100 269 12,180 SH DEFINED 12,180
WADDELL & REED FINL INC CL A COM 930059100 1,310 59,257 SH OTHER 50,942 8,315
WAL MART STORES INC COM 931142103 10,311 195,427 SH DEFINED 187,338 8,089
WAL MART STORES INC COM 931142103 4,004 75,886 SH OTHER 57,928 15,158 2,800
WALGREEN CO COM 931422109 2,482 68,557 SH DEFINED 62,998 5,559
WALGREEN CO COM 931422109 127 3,508 SH OTHER 1,600 1,400 508
WASHINGTON MUTUAL INC COM 939322103 1,039 26,887 SH DEFINED 26,317 570
WASHINGTON MUTUAL INC COM 939322103 410 10,606 SH OTHER 10,476 130
WASTE MANAGEMENT COM COM 94106L109 2,275 74,218 SH DEFINED 26,063 48,155
WASTE MANAGEMENT COM COM 94106L109 3 100 SH OTHER 100
WELLPOINT HEALTH NETWORKS INC COM 94973H108 220 1,960 SH DEFINED 1,960
WELLS FARGO & CO NEW COM 949746101 9,030 157,780 SH DEFINED 155,327 700 1,753
WELLS FARGO & CO NEW COM 949746101 1,538 26,875 SH OTHER 19,300 7,000 575
WESBANCO INC COM 950810101 914 31,362 SH DEFINED 31,362
WEYERHAEUSER CO COM 962166104 6,155 97,520 SH DEFINED 89,315 330 7,875
WEYERHAEUSER CO COM 962166104 819 12,969 SH OTHER 11,319 1,300 350
WHOLE FOODS MKT INC COM 966837106 228 2,393 SH DEFINED 1,781 612
WILMINGTON TR CORP COM 971807102 195 5,250 SH DEFINED 5,250
WILMINGTON TR CORP COM 971807102 7 200 SH OTHER 200
WISCONSIN ENERGY CORP COM 976657106 278 8,525 SH DEFINED 8,525
WISCONSIN ENERGY CORP COM 976657106 101 3,110 SH OTHER 3,110
WRIGLEY WM JR CO COM 982526105 3,022 47,932 SH DEFINED 47,682 250
WRIGLEY WM JR CO COM 982526105 794 12,600 SH OTHER 11,600 1,000
WYETH COM 983024100 6,138 169,736 SH DEFINED 156,422 13,314
WYETH COM 983024100 2,802 77,485 SH OTHER 68,235 8,130 1,120
XM SATELLITE RADIO INC CL A 983759101 274 10,044 SH DEFINED 3,463 6,581
XM SATELLITE RADIO INC CL A 983759101 40 1,472 SH OTHER 1,472
XTO ENERGY INC COM 98385X106 670 22,492 SH DEFINED 19,158 1,124 2,210
XTO ENERGY INC COM 98385X106 2 81 SH OTHER 81
XILINX INC COM 983919101 1,152 34,583 SH DEFINED 28,672 5,911
XILINX INC COM 983919101 9 264 SH OTHER 264
XEROX CORP COM 984121103 170 11,695 SH DEFINED 9,595 2,100
YAHOO INC COM 984332106 1,044 28,668 SH DEFINED 17,263 11,405
YAHOO INC COM 984332106 199 5,479 SH OTHER 4,863 616
YUM BRANDS INC COM 988498101 1,777 47,733 SH DEFINED 1,710 46,023
YUM BRANDS INC COM 988498101 27 732 SH OTHER 300 432
ZIMMER HLDGS INC COM 98956P102 664 7,525 SH DEFINED 6,625 900
ZIMMER HLDGS INC COM 98956P102 259 2,932 SH OTHER 2,230 239 463