File No. 333-101108
U.S.$15,000,000,000
GENERAL MOTORS ACCEPTANCE CORPORATION
SMARTNOTES(SM)
DUE FROM NINE MONTHS TO THIRTY YEARS FROM DATE OF ISSUE
Unless otherwise specified in an applicable pricing supplement, the
SmartNotes will not be listed on any securities exchange, and there can be no
assurance that the SmartNotes offered will be sold or that there will be a
secondary market for the notes.
The Agents have advised GMAC that they may from time to time purchase and
sell notes in the secondary market, but the Agents are not obligated to do so.
No termination date for the offering of the notes has been established.
Pricing Supplement No. 15 Trade Date: 03/27/2003
(To Prospectus dated December 6, 2002) Issue Date: 04/01/2003
The date of this Pricing Supplement is March 27, 2003
CUSIP Stated
or Interest Price to
Common Code Rate Maturity Public 1 Reallowance
----------- -------- -------- -------- -----------
37042 G2A3 3.250% 10/15/2004 100% 0.1250%
37042 G2B1 4.000% 04/15/2005 100% 0.3000%
37042 G2C9 4.800% 04/15/2006 100% 0.4500%
37042 G2D7 5.650% 04/15/2008 100% 0.7500%
37042 G2E5 6.875% 04/15/2013 100% 1.1000%
37042 G2F2 7.375% 04/15/2018 100% 1.6000%
Payment Survivor's Subject to Redemption
Frequency Option Yes/No Date and terms of redemption
--------- ---------- -----------------------------------------
Monthly Yes No
Semi-Annual Yes No
Monthly Yes No
Quarterly Yes No
Semi-Annual Yes Yes Callable at 100% on 04/15/2005 and
every coupon date thereafter
Semi-Annual Yes Yes Callable at 100% on 04/15/2006 and
every coupon date thereafter
1 Actual Price to Public may be less, and will be determined by prevailing
market prices at the time of purchase as set forth in the confirmation
statement.
Per Note Total
-------- -----
Public Offering Price ..... 100.00% $15,000,000,000
Agents' Discounts
and Concessions ......... .20%-2.50% $30,000,000-$375,000,000
Proceeds, before
expenses, to General
Motors Acceptance
Corporation ............... 97.50%-99.80% $14,625,000,000-$14,970,000,000
(SM) Service Mark of General Motors Acceptance Corporation
NEITHER THE SECURITIES AND EXCHANGE COMMISSION NOR ANY STATE SECURITIES
COMMISSION HAS APPROVED OR DISAPPROVED OF THESE SECURITIES OR DETERMINED IF
THIS PROSPECTUS IS TRUTHFUL OR COMPLETE. ANY REPRESENTATION TO THE CONTRARY IS
A CRIMINAL OFFENSE.
__________________
ABN AMRO FINANCIAL SERVICES, INC.
A.G. EDWARDS & SONS, INC.
EDWARD D. JONES & CO., L.P.
FIDELITY CAPITAL MARKETS
a division of National Financial Services LLC
MERRILL LYNCH & CO.
MORGAN STANLEY
PRUDENTIAL SECURITIES
SALOMON SMITH BARNEY
CHARLES SCHWAB & CO. INC.
USB PAINEWEBBER INC.
December 6, 2002