ISSUER FREE WRITING PROSPECTUS
                  (SUPPLEMENTING PRELIMINARY PROSPECTUS DATED NOVEMBER 22, 2005)
                                                      FILED PURSUANT TO RULE 433
                                           REGISTRATION STATEMENT NO. 333-126944

DEAR ASSOCIATE:

Thank you for completing the indication forms for the DIRECTED SHARE PROGRAM.
This program is being managed by Lehman Brothers. As a reminder, this program
allows associates the opportunity to purchase shares of company stock at the IPO
price (currently estimated to be between $14 - $16 per share). As you already
know, employees who participate in this program cannot sell their shares for at
least 180 days. You will need to be prepared to purchase the shares indicated by
the MIDDLE OF NEXT WEEK and you will receive a notification directly from Lehman
with specific information about your purchase. Please note that Lehman may
attempt to contact you Monday evening regarding your purchase, so please make
every attempt to be available at the contact information you provided Lehman.

If you determine that you no longer want to participate in this program or if
you were under the impression that you were enrolling in the EMPLOYEE STOCK
PURCHASE PLAN (ESPP), please notify Katherine Nedelkoff of Lehman Brothers that
you want to cancel at this time. You must cancel your order by calling her at
212-526-7868. Please do NOT send your notification to her by email. She will
then cancel your order.

Please note that if you were under the impression that you were indicating
interest in participating the Employee Stock Purchase Plan (ESPP) you will
receive enrollment information in January. The ESPP will be managed by
DealerTrack. AS A REMINDER THE EMPLOYEE STOCK PURCHASE PLAN (ESPP) provides you
with the opportunity to purchase stock through payroll deductions. More
information will be available on this program over the next few weeks.

The issuer has filed a registration statement (including a prospectus) with the
SEC for the offering to which this communication relates. Before you invest, you
should read the prospectus in that registration statement and other documents
the issuer has filed with the SEC for more complete information about the issuer
and the offering. You may get these documents for free by visiting EDGAR on the
SEC Web site at www.sec.gov. Alternatively, the issuer, any underwriter or any
dealer participating in the offering will arrange to send you the prospectus if
you request it by calling toll-free 1-800-524-4462.