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As Banks Tighten SMB Lending Standards, Outcome99 Launches Same Day Business Loans

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As Banks Tighten SMB Lending Standards, Outcome99 Launches Same Day Business Loans
Outcome99 Launches Same Day Business Loans
Outcome99 has launched a new business funding model built around revenue, not credit score. Qualifying businesses can apply online and get a same day business loan. The launch comes as banks tighten lending standards for small and mid-sized businesses across the United States and Canada, and it targets everyday capital needs like working capital, seasonal cash flow, and short-term bridge financing.

VANCOUVER, British Columbia, Canada - August 29th, 2026 - As banks tighten lending standards for small and mid-sized businesses, Outcome99 today launched a new business funding model. Instead of leading with credit scores, Outcome99 evaluates businesses based on their revenue, giving more revenue-producing businesses in the United States and Canada a faster path to capital with same day business loans.

Conventional banks have grown more conservative with small and mid-sized businesses in recent years. Lenders now place more weight on time in business, personal credit history, and collateral than on a business's actual cash flow. That standard can shut out businesses with strong revenue but a short credit history or limited collateral, even when the business itself is performing well.

Applying with Outcome99 is built to be simple. Businesses submit basic revenue and business information through a short online process, without the extensive paperwork and multi-week timelines typical of bank underwriting. For qualifying businesses, Outcome99 can move from submission to funding the same day, a pace competitors built around traditional credit review are often unable to match.

"Traditional underwriting asks how long a business has existed and what its credit score looks like before it asks whether the business is actually generating revenue," said Sahil Khaleque, Managing Director of Outcome99. "We reordered that. When a business can show consistent revenue, we can move through evaluation and structuring far faster than a conventional bank process, whether that means funding the business directly or connecting it with the right capital partner."

The launch was led by Outcome99's founding team: Pasha Baradaran, Managing Partner, Emroz Alam, Strategy and Relations, and Khaleque. The model targets common capital obstacles for growing businesses, including working capital shortfalls, seasonal cash flow gaps, and short-term bridge financing needs. Outcome99 addresses these directly through its own funding capacity and its network of capital partners.

Businesses interested in Outcome99's fast business funding process or investors seeking information on Outcome99's revenue based funding services can learn more at outcome99.com.

About Outcome99

Outcome99 is a fast business loan company servicing businesses across the United States and Canada. The company provides fast same day business loans, from $10,000 to $5 million, approved in 24 hours or less, with flexible terms built around each business rather than the other way around. As a business's track record grows with Outcome99, so do its rates and limits. Credit score is not a factor; Outcome99 evaluates businesses based on revenue, not credit history.

Media Contact
Company Name: Outcome99
Contact Person: Emroz Alam
Email: Send Email
Phone: +1 (778) 683-2998
Address:329 Howe St, Unit #818
City: Vancouver
State: British Columbia V6C 3N2
Country: Canada
Website: https://outcome99.com/

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