SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: October 16, 2004 (Date of earliest event reported) CONSUMER PORTFOLIO SERVICES, INC. (Exact name of Registrant as specified in its charter) California 1-14116 33-0459135 (State of Incorporation) (Commission File No.) (I.R.S. Employer Identification No.) 16355 Laguna Canyon Road Irvine, California 92618 (Address of Principal Executive Offices) (Zip Code) Registrant's Telephone Number, Including Area Code: (949) 753-6800 This amendment to current report is filed solely to include as an exhibit the letter referred to in Item 9.01 ITEM 9.01. FINANCIAL STATEMENTS AND EXHIBITS 16.1 Letter from KPMG LLP to the Securities and Exchange Commission pursuant to Item 304(a)(3) of Regulation S-K. (filed herewith). SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. Consumer Portfolio Services, Inc. October 25, 2004 By: /s/ Robert E. Riedl ---------------------------- Robert E. Riedl, Sr. Vice President and Chief Financial Officer EXHIBIT INDEX 16.1 Letter from KPMG LLP to the Securities and Exchange Commission pursuant to Item 304(a)(3) of Regulation S-K.