SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549


FORM 8-K


CURRENT REPORT


Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934


Date of Report (Date of earliest event reported):       January 18, 2006

 

ELECTRONIC CLEARING HOUSE, INC.
(Exact name of registrant as specified in its charter)



NEVADA
0-15245
93-0946274
(State or other jurisdiction of incorporation)
(Commission File Number)
(IRS Employer Identification No.)



 
730 Paseo Camarillo, Camarillo, California
93010
  
 
(Address of principal executive offices)
(Zip Code)
  



Registrant's telephone number, including area code (805) 419-8700



     
 
(Former name or former address, if changes since last report)
  
 
 
Item 8.01
Other Events
 
On January 18, 2006, the Registrant issued a press release to announce its fiscal year 2006 financial and business outlook and to announce that Registrant is hosting a conference call to discuss its fiscal year 2006 outlook. Registrant is filing a copy of the press release dated January 18, 2006, as Exhibit 99.1 to this current report on Form 8-K.

Section 9.
Financial Statements and Exhibits

Item 9.01(c)
Exhibits

Exhibit
Description
   
99.1
Press release dated January 18, 2006, entitled: “Electronic Clearing House (ECHO) Announces Fiscal 2006 Financial and Business Outlook.”


SIGNATURES

 
Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.


 
 
ELECTRONIC CLEARING HOUSE, INC.
 
(Registrant)
  
       
       
       
 
By:
/s/ Alice Cheung
  
   
Alice L. Cheung, Treasurer &
Chief Financial Officer
       
       
Dated: January 18, 2006