UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 22, 2008 ----------------- NEW YORK COMMUNITY BANCORP, INC. -------------------------------- (Exact name of registrant as specified in its charter) Delaware 1-31565 06-1377322 ---------------------------- ---------------------- ------------------- (State or other jurisdiction Commission File Number (I.R.S. Employer of incorporation or Identification No.) organization) 615 Merrick Avenue, Westbury, New York 11590 (Address of principal executive offices) (516) 683-4100 (Registrant's telephone number, including area code) Not applicable (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) CURRENT REPORT ON FORM 8-K -------------------------- Item 8.01 Other Events ------------ On December 22, 2008, New York Community Bancorp, Inc. (the "Company") completed an offering of $90,000,000 of 2.550% Fixed Rate Senior Notes Due June 22, 2010. In addition, on December 17, 2008, the Company's savings bank subsidiary, New York Community Bank (the "Community Bank"), completed an offering of $512,000,000 of 3.000% Fixed Rate Senior Notes Due December 16, 2011. The Senior Notes are guaranteed by the Federal Deposit Insurance Corporation under the Temporary Liquidity Guarantee Program (the "TLGP") and backed by the full faith and credit of the United States. The 2.550% Senior Notes are the direct, unconditional, unsecured, and general obligation of the Company and rank equally with all other senior unsecured indebtedness of the Company. The 3.000% Senior Notes are the direct, unconditional, unsecured, and general obligation of the Community Bank. The Senior Notes issued by the Company and the Community Bank have each been rated Aaa by Moody's and AAA by each of Standard & Poor's, Fitch, and DBRS. SIGNATURE --------- Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. Date: December 23, 2008 NEW YORK COMMUNITY BANCORP, INC. ----------------- /s/ Ilene A. Angarola --------------------- Ilene A. Angarola Executive Vice President and Director, Investor Relations