Restatement Document
|
Page
|
Overview of Reporting Changes
|
3-4
|
Performance Highlights
|
5-6
|
Results by Business
|
|
· Barclays UK
|
7-9
|
· Barclays Corporate & International
|
10-12
|
· Head Office
|
13
|
· Barclays Non-Core
|
14-15
|
· Discontinued Operation: Barclays Africa
|
16-17
|
Barclays Results by Quarter
|
18-26
|
Performance Management
|
27
|
·
|
The Group is being simplified to focus on two core operating segments in preparation for regulatory ring fencing requirements:
|
|
-
|
Barclays UK
|
|
-
|
Barclays Corporate & International
|
|
·
|
Given the intention to sell down Barclays' 62.3% interest in Barclays Africa Group Limited (BAGL) we have treated the Barclays Africa results in the Group financials as a discontinued operation
|
|
·
|
The Non-Core segment has been enlarged, with the transfer to the segment of approximately £8bn of risk weighted assets (RWAs)
|
2015 Barclays restated results
|
||||||
Barclays UK
|
Barclays Corporate & International
|
Head Office
|
Core
|
Non-Core
|
Group
|
|
£m
|
£m
|
£m
|
£m
|
£m
|
£m
|
|
Total income net of insurance claims
|
7,343
|
13,747
|
338
|
21,428
|
612
|
22,040
|
Credit impairment charges and other provisions
|
(706)
|
(922)
|
-
|
(1,628)
|
(134)
|
(1,762)
|
Net operating income
|
6,637
|
12,825
|
338
|
19,800
|
478
|
20,278
|
Operating expenses
|
(3,464)
|
(8,029)
|
(272)
|
(11,765)
|
(1,958)
|
(13,723)
|
UK bank levy
|
(77)
|
(253)
|
(8)
|
(338)
|
(88)
|
(426)
|
Litigation and conduct
|
(2,511)
|
(1,310)
|
(66)
|
(3,887)
|
(500)
|
(4,387)
|
Total operating expenses
|
(6,052)
|
(9,592)
|
(346)
|
(15,990)
|
(2,546)
|
(18,536)
|
Other net income/(expenses)
|
-
|
45
|
(106)
|
(61)
|
(535)
|
(596)
|
Profit/(loss) before tax
|
585
|
3,278
|
(114)
|
3,749
|
(2,603)
|
1,146
|
Tax (charge)/credit
|
(1,479)
|
330
|
(1,149)
|
|||
Profit/(loss) after tax in respect of continuing operations
|
2,270
|
(2,273)
|
(3)
|
|||
Profit after tax in respect of discontinued operation1
|
626
|
|||||
Non-controlling interests in respect of continuing operations
|
(266)
|
(82)
|
(348)
|
|||
Non-controlling interests in respect of discontinued operation1
|
(324)
|
|||||
Other equity holders
|
(282)
|
(63)
|
(345)
|
|||
Attributable (loss)/profit
|
(47)
|
1,758
|
11
|
1,722
|
(2,418)
|
(394)
|
Performance measures
|
||||||
Return on average tangible equity
|
(0.3%)
|
7.2%
|
4.8%
|
(0.7%)
|
||
Cost: income ratio
|
82%
|
70%
|
75%
|
84%
|
||
Loan loss rate (bps)
|
42
|
49
|
45
|
23
|
42
|
|
Basic earnings/(loss) per share
|
10.7p
|
(14.4p)
|
(1.9p)
|
|||
Capital management
|
£bn
|
£bn
|
£bn
|
£bn
|
£bn
|
£bn
|
Risk weighted assets2
|
70
|
195
|
40
|
304
|
54
|
358
|
Leverage exposure2
|
879
|
149
|
1,028
|
|||
Notable items
|
£m
|
£m
|
£m
|
£m
|
£m
|
£m
|
Gains on US Lehman acquisition assets
|
-
|
496
|
-
|
496
|
-
|
496
|
Own credit
|
-
|
-
|
430
|
430
|
-
|
430
|
Provisions for UK customer redress
|
(2,431)
|
(218)
|
-
|
(2,649)
|
(123)
|
(2,772)
|
Provisions for ongoing investigations and litigation including Foreign Exchange
|
-
|
(984)
|
(52)
|
(1,036)
|
(201)
|
(1,237)
|
Gain on valuation of a component of the defined retirement benefit liability
|
296
|
133
|
-
|
429
|
-
|
429
|
Impairment of goodwill and other assets relating to businesses being disposed
|
-
|
-
|
-
|
-
|
(96)
|
(96)
|
Losses on sale relating to the Spanish, Portuguese and Italian businesses
|
-
|
-
|
(112)
|
(112)
|
(468)
|
(580)
|
Performance measures excluding notable items
|
||||||
Return on average tangible equity
|
21.1%
|
9.5%
|
11.2%
|
5.8%
|
||
Basic earnings/(loss) per share
|
24.9p
|
(10.2p)
|
16.6p
|
1
|
Refer to page 16 for further information on discontinued operation.
|
2
|
RWAs and leverage exposure for Barclays Africa are shown within Head Office.
|
2014 Barclays restated results
|
||||||
Barclays UK
|
Barclays Corporate & International
|
Head Office
|
Core
|
Non-Core
|
Group
|
|
£m
|
£m
|
£m
|
£m
|
£m
|
£m
|
|
Total income net of insurance claims
|
7,436
|
12,908
|
276
|
20,620
|
1,143
|
21,763
|
Credit impairment charges and other provisions
|
(901)
|
(679)
|
-
|
(1,580)
|
(241)
|
(1,821)
|
Net operating income
|
6,535
|
12,229
|
276
|
19,040
|
902
|
19,942
|
Operating expenses
|
(4,108)
|
(8,170)
|
(70)
|
(12,348)
|
(2,611)
|
(14,959)
|
UK bank levy
|
(59)
|
(248)
|
(9)
|
(316)
|
(102)
|
(418)
|
Litigation and conduct
|
(1,108)
|
(1,333)
|
(65)
|
(2,506)
|
(301)
|
(2,807)
|
Total operating expenses
|
(5,275)
|
(9,751)
|
(144)
|
(15,170)
|
(3,014)
|
(18,184)
|
Other net income/(expenses)
|
-
|
52
|
316
|
368
|
(813)
|
(445)
|
Profit/(loss) before tax
|
1,260
|
2,530
|
448
|
4,238
|
(2,925)
|
1,313
|
Tax (charge)/credit
|
(1,590)
|
469
|
(1,121)
|
|||
Profit/(loss) after tax in respect of continuing operations
|
2,648
|
(2,456)
|
192
|
|||
Profit after tax in respect of discontinued operation1
|
653
|
|||||
Non-controlling interests in respect of continuing operations
|
(303)
|
(146)
|
(449)
|
|||
Non-controlling interests in respect of discontinued operation1
|
(320)
|
|||||
Other equity holders
|
(193)
|
(57)
|
(250)
|
|||
Attributable profit/(loss)
|
852
|
926
|
374
|
2,152
|
(2,659)
|
(174)
|
Performance measures
|
||||||
Return on average tangible equity
|
9.5%
|
3.8%
|
7.0%
|
(0.3%)
|
||
Cost: income ratio
|
71%
|
76%
|
74%
|
84%
|
||
Loan loss rate (bps)
|
53
|
35
|
43
|
39
|
42
|
|
Basic earnings/(loss) per share
|
13.4p
|
(16.2p)
|
(0.7p)
|
|||
Capital management
|
£bn
|
£bn
|
£bn
|
£bn
|
£bn
|
£bn
|
Risk weighted assets2
|
69
|
202
|
42
|
313
|
89
|
402
|
Leverage exposure2
|
917
|
316
|
1,233
|
|||
Notable items
|
£m
|
£m
|
£m
|
£m
|
£m
|
£m
|
Gains on US Lehman acquisition assets
|
-
|
461
|
-
|
461
|
-
|
461
|
Own credit
|
-
|
-
|
34
|
34
|
-
|
34
|
Revision of ESHLA valuation methodology
|
-
|
-
|
-
|
-
|
(935)
|
(935)
|
Provisions for UK customer redress
|
(1,067)
|
32
|
-
|
(1,035)
|
(75)
|
(1,110)
|
Provisions for ongoing investigations and litigation including Foreign Exchange
|
-
|
(1,250)
|
-
|
(1,250)
|
-
|
(1,250)
|
Losses on sale relating to the Spanish business
|
-
|
-
|
315
|
315
|
(761)
|
(446)
|
Performance measures excluding notable items
|
||||||
Return on average tangible equity
|
18.9%
|
7.0%
|
11.2%
|
5.9%
|
||
Basic earnings/(loss) per share
|
22.0p
|
(6.7p)
|
17.3p
|
1
|
Refer to page 17 for further information on discontinued operation.
|
2
|
RWAs and leverage exposure for Barclays Africa are shown within Head Office.
|
2015 Barclays UK
Analysis of Barclays UK between Personal Banking, Barclaycard Consumer UK and Wealth, Entrepreneurs & Business Banking is shown on page 9.
|
||||||||
PCB
(Published)
|
Barclaycard
(Published)
|
Moves to Barclays Corporate & International1
|
Non-Core moves
|
Head Office moves
|
Barclays UK (excluding notable items)
|
Notable items
|
2015 as Restated
|
|
Income statement information
|
£m
|
£m
|
£m
|
£m
|
£m
|
£m
|
£m
|
£m
|
Net interest income
|
6,438
|
3,520
|
(3,723)
|
(262)
|
-
|
5,973
|
-
|
5,973
|
Net fee, commission and other income
|
2,288
|
1,407
|
(2,164)
|
(161)
|
-
|
1,370
|
-
|
1,370
|
Total income
|
8,726
|
4,927
|
(5,887)
|
(423)
|
-
|
7,343
|
-
|
7,343
|
Credit impairment charges and other provisions
|
(378)
|
(1,251)
|
867
|
56
|
-
|
(706)
|
-
|
(706)
|
Net operating income
|
8,348
|
3,676
|
(5,020)
|
(367)
|
-
|
6,637
|
-
|
6,637
|
Operating expenses
|
(5,066)
|
(2,033)
|
2,838
|
501
|
-
|
(3,760)
|
296
|
(3,464)
|
UK bank levy
|
(93)
|
(42)
|
54
|
4
|
-
|
(77)
|
-
|
(77)
|
Litigation and conduct
|
(109)
|
-
|
2
|
27
|
-
|
(80)
|
(2,431)
|
(2,511)
|
Total operating expenses
|
(5,268)
|
(2,075)
|
2,894
|
532
|
-
|
(3,917)
|
(2,135)
|
(6,052)
|
Other net (expenses)/income
|
(40)
|
33
|
(45)
|
52
|
-
|
-
|
-
|
-
|
Profit before tax
|
3,040
|
1,634
|
(2,171)
|
217
|
-
|
2,720
|
(2,135)
|
585
|
Attributable profit/(loss)
|
2,179
|
1,106
|
(1,467)
|
143
|
-
|
1,961
|
(2,008)
|
(47)
|
Balance sheet information
|
£bn
|
£bn
|
£bn
|
£bn
|
£bn
|
£bn
|
£bn
|
£bn
|
Loans and advances to customers at amortised cost
|
218.4
|
39.8
|
(87.8)
|
(4.3)
|
-
|
166.1
|
-
|
166.1
|
Total assets
|
287.2
|
47.4
|
(149.8)
|
10.9
|
6.8
|
202.5
|
-
|
202.5
|
Customer deposits
|
305.4
|
10.2
|
(134.5)
|
(4.3)
|
-
|
176.8
|
-
|
176.8
|
Risk weighted assets
|
120.4
|
41.3
|
(89.2)
|
(2.5)
|
(0.5)
|
69.5
|
-
|
69.5
|
Performance measures
|
||||||||
Return on average tangible equity
|
16.2%
|
22.3%
|
(0.3%)
|
|||||
Average allocated tangible equity (£bn)
|
13.6
|
5.0
|
9.3
|
|||||
Cost: income ratio
|
60%
|
42%
|
82%
|
|||||
Loan loss rate (bps)
|
17
|
289
|
42
|
|||||
Loan: deposit ratio
|
94%
|
|||||||
Notable items
|
£m
|
|||||||
Provisions for UK customer redress
|
(2,431)
|
|||||||
Gain on valuation of a component of the defined retirement benefit liability
|
296
|
|||||||
Performance measures excluding notable items
|
||||||||
Return on average tangible equity
|
21.1%
|
1
|
Refer to page 10 for a breakdown of moves to Barclays Corporate & International from PCB and Barclaycard.
|
2014 Barclays UK
|
||||||||
PCB
(Published)
|
Barclaycard
(Published)
|
Moves to Barclays Corporate & International1
|
Non-Core moves
|
Head Office moves
|
Barclays UK (excluding notable items)
|
Notable items
|
2014 as Restated
|
|
Income statement information
|
£m
|
£m
|
£m
|
£m
|
£m
|
£m
|
£m
|
£m
|
Net interest income
|
6,298
|
3,044
|
(3,254)
|
(249)
|
-
|
5,839
|
-
|
5,839
|
Net fee, commission and other income
|
2,530
|
1,312
|
(1,944)
|
(301)
|
-
|
1,597
|
-
|
1,597
|
Total income
|
8,828
|
4,356
|
(5,198)
|
(550)
|
-
|
7,436
|
-
|
7,436
|
Credit impairment charges and other provisions
|
(482)
|
(1,183)
|
694
|
70
|
-
|
(901)
|
-
|
(901)
|
Net operating income
|
8,346
|
3,173
|
(4,504)
|
(480)
|
-
|
6,535
|
-
|
6,535
|
Operating expenses
|
(5,351)
|
(1,845)
|
2,610
|
478
|
-
|
(4,108)
|
-
|
(4,108)
|
UK bank levy
|
(70)
|
(29)
|
38
|
2
|
-
|
(59)
|
-
|
(59)
|
Litigation and conduct
|
(54)
|
-
|
11
|
2
|
-
|
(41)
|
(1,067)
|
(1,108)
|
Total operating expenses
|
(5,475)
|
(1,874)
|
2,659
|
482
|
-
|
(4,208)
|
(1,067)
|
(5,275)
|
Other net income
|
14
|
40
|
(54)
|
-
|
-
|
-
|
-
|
-
|
Profit before tax
|
2,885
|
1,339
|
(1,899)
|
2
|
-
|
2,327
|
(1,067)
|
1,260
|
Attributable profit
|
2,058
|
938
|
(1,292)
|
3
|
-
|
1,707
|
(855)
|
852
|
Balance sheet information
|
£bn
|
£bn
|
£bn
|
£bn
|
£bn
|
£bn
|
£bn
|
£bn
|
Loans and advances to customers at amortised cost
|
217.0
|
36.6
|
(83.2)
|
(5.1)
|
-
|
165.3
|
-
|
165.3
|
Total assets
|
285.0
|
41.3
|
(142.5)
|
8.1
|
6.1
|
198.0
|
-
|
198.0
|
Customer deposits
|
299.2
|
7.3
|
(130.7)
|
(7.5)
|
-
|
168.3
|
-
|
168.3
|
Risk weighted assets
|
120.2
|
39.9
|
(86.7)
|
(4.1)
|
-
|
69.3
|
-
|
69.3
|
Performance measures
|
||||||||
Return on average tangible equity
|
15.8%
|
19.9%
|
9.5%
|
|||||
Average allocated tangible equity (£bn)
|
13.1
|
4.7
|
9.1
|
|||||
Cost: income ratio
|
62%
|
43%
|
71%
|
|||||
Loan loss rate (bps)
|
21
|
308
|
53
|
|||||
Loan: deposit ratio
|
98%
|
|||||||
Notable items
|
£m
|
|||||||
Provisions for UK customer redress
|
(1,067)
|
|||||||
Performance measures excluding notable items
|
||||||||
Return on average tangible equity
|
18.9%
|
1
|
Refer to page 11 for a breakdown of moves to Barclays Corporate & International from PCB and Barclaycard.
|
Analysis of Barclays UK
|
||
Year ended
31.12.15
|
Year ended
31.12.14
|
|
Analysis of total income
|
£m
|
£m
|
Personal Banking
|
3,714
|
3,788
|
Barclaycard Consumer UK
|
2,065
|
2,078
|
Wealth, Entrepreneurs & Business Banking
|
1,564
|
1,570
|
Total income
|
7,343
|
7,436
|
Analysis of credit impairment charges and other provisions
|
||
Personal Banking
|
(194)
|
(211)
|
Barclaycard Consumer UK
|
(488)
|
(592)
|
Wealth, Entrepreneurs & Business Banking
|
(24)
|
(98)
|
Total credit impairment charges and other provisions
|
(706)
|
(901)
|
As at
31.12.15
|
As at
31.12.14
|
|
Analysis of loans and advances to customers at amortised cost
|
£bn
|
£bn
|
Personal Banking
|
134.0
|
133.8
|
Barclaycard Consumer UK
|
16.2
|
15.8
|
Wealth, Entrepreneurs & Business Banking
|
15.9
|
15.7
|
Total loans and advances to customers at amortised cost
|
166.1
|
165.3
|
Analysis of customer deposits
|
||
Personal Banking
|
131.0
|
124.5
|
Barclaycard Consumer UK
|
-
|
-
|
Wealth, Entrepreneurs & Business Banking
|
45.8
|
43.8
|
Total customer deposits
|
176.8
|
168.3
|
2015 Barclays Corporate & International
Analysis of Barclays Corporate & International between Corporate and Investment Bank, and Consumer, Cards & Payments is shown on page 12.
|
||||||||
Investment Bank
(Published)
|
Moves from PCB
|
Moves from Barclaycard
|
Non-Core moves
|
Head Office moves
|
Barclays Corporate & International (excluding notable items)
|
Notable items
|
2015 as Restated
|
|
Income statement information
|
£m
|
£m
|
£m
|
£m
|
£m
|
£m
|
£m
|
£m
|
Net interest income
|
588
|
2,150
|
1,573
|
13
|
-
|
4,324
|
-
|
4,324
|
Net trading income
|
3,859
|
16
|
(5)
|
(88)
|
-
|
3,782
|
-
|
3,782
|
Net fee, commission and other income
|
3,125
|
1,029
|
1,124
|
(118)
|
(15)
|
5,145
|
496
|
5,641
|
Total income
|
7,572
|
3,195
|
2,692
|
(193)
|
(15)
|
13,251
|
496
|
13,747
|
Credit impairment charges and other provisions
|
(55)
|
(159)
|
(708)
|
-
|
-
|
(922)
|
-
|
(922)
|
Net operating income
|
7,517
|
3,036
|
1,984
|
(193)
|
(15)
|
12,329
|
496
|
12,825
|
Operating expenses
|
(5,596)
|
(1,513)
|
(1,325)
|
278
|
(6)
|
(8,162)
|
133
|
(8,029)
|
UK bank levy
|
(203)
|
(38)
|
(16)
|
4
|
-
|
(253)
|
-
|
(253)
|
Litigation and conduct
|
(107)
|
(2)
|
-
|
1
|
-
|
(108)
|
(1,202)
|
(1,310)
|
Total operating expenses
|
(5,906)
|
(1,553)
|
(1,341)
|
283
|
(6)
|
(8,523)
|
(1,069)
|
(9,592)
|
Other net income
|
-
|
12
|
33
|
1
|
(1)
|
45
|
-
|
45
|
Profit before tax
|
1,611
|
1,495
|
676
|
91
|
(22)
|
3,851
|
(573)
|
3,278
|
Attributable profit
|
804
|
1,054
|
413
|
75
|
(26)
|
2,320
|
(562)
|
1,758
|
Balance sheet information
|
£bn
|
£bn
|
£bn
|
£bn
|
£bn
|
£bn
|
£bn
|
£bn
|
Loans and advances to banks and customers at amortised cost1
|
92.2
|
69.0
|
23.0
|
(0.3)
|
0.2
|
184.1
|
-
|
184.1
|
Trading portfolio assets
|
65.1
|
-
|
-
|
(3.2)
|
-
|
61.9
|
-
|
61.9
|
Derivative financial assets
|
114.3
|
0.3
|
-
|
(3.1)
|
-
|
111.5
|
-
|
111.5
|
Derivative financial liabilities
|
122.2
|
-
|
-
|
(3.2)
|
-
|
119.0
|
-
|
119.0
|
Reverse repurchase agreements and other similar secured lending
|
25.5
|
-
|
-
|
(0.8)
|
-
|
24.7
|
-
|
24.7
|
Financial assets designated at fair value
|
48.1
|
-
|
-
|
(1.3)
|
-
|
46.8
|
-
|
46.8
|
Total assets
|
375.9
|
120.6
|
29.1
|
(25.3)
|
31.9
|
532.2
|
-
|
532.2
|
Customer deposits2
|
51.3
|
124.3
|
10.2
|
(0.2)
|
-
|
185.6
|
-
|
185.6
|
Risk weighted assets
|
108.3
|
67.3
|
21.9
|
(2.9)
|
0.2
|
194.8
|
-
|
194.8
|
Performance measures
|
||||||||
Return on average tangible equity
|
6.0%
|
7.2%
|
||||||
Average allocated tangible equity (£bn)
|
13.9
|
24.9
|
||||||
Cost: income ratio
|
78%
|
70%
|
||||||
Loan loss rate (bps)
|
49
|
|||||||
Loan: deposit ratio
|
88%
|
|||||||
Notable items
|
£m
|
|||||||
Gains on US Lehman acquisition assets
|
496
|
|||||||
Provisions for UK customer redress
|
(218)
|
|||||||
Provisions for ongoing investigations and litigation including Foreign Exchange
|
(984)
|
|||||||
Gain on valuation of a component of the defined retirement benefit liability
|
133
|
|||||||
Performance measures excluding notable items
|
||||||||
Return on average tangible equity
|
9.5%
|
1
|
As at 31 December 2015 loans and advances included £162.6bn of loans and advances to customers (including settlement balances of £18.5bn and cash collateral of £24.8bn), and £21.5bn of loans and advances to banks (including settlement balances of £1.6bn and cash collateral of £5.7bn). Loans and advances to banks and customers in respect of Consumer, Cards & Payments were £32.1bn.
|
2
|
As at 31 December 2015 customer deposits included settlement balances of £16.3bn and cash collateral of £15.9bn.
|
2014 Barclays Corporate & International
|
||||||||
Investment Bank
(Published)
|
Moves from PCB
|
Moves from Barclaycard
|
Non-Core moves
|
Head Office moves
|
Barclays Corporate & International (excluding notable items)
|
Notable items
|
2014 as Restated
|
|
Income statement information
|
£m
|
£m
|
£m
|
£m
|
£m
|
£m
|
£m
|
£m
|
Net interest income
|
647
|
2,158
|
1,096
|
(27)
|
-
|
3,874
|
-
|
3,874
|
Net trading income
|
3,735
|
4
|
-
|
(206)
|
-
|
3,533
|
-
|
3,533
|
Net fee, commission and other income
|
3,206
|
935
|
1,005
|
(106)
|
-
|
5,040
|
461
|
5,501
|
Total income
|
7,588
|
3,097
|
2,101
|
(339)
|
-
|
12,447
|
461
|
12,908
|
Credit impairment charges and other provisions
|
14
|
(170)
|
(524)
|
1
|
-
|
(679)
|
-
|
(679)
|
Net operating income
|
7,602
|
2,927
|
1,577
|
(338)
|
-
|
11,768
|
461
|
12,229
|
Operating expenses
|
(5,878)
|
(1,476)
|
(1,134)
|
315
|
3
|
(8,170)
|
-
|
(8,170)
|
UK bank levy
|
(218)
|
(25)
|
(13)
|
8
|
-
|
(248)
|
-
|
(248)
|
Litigation and conduct
|
(129)
|
(11)
|
-
|
26
|
(1)
|
(115)
|
(1,218)
|
(1,333)
|
Total operating expenses
|
(6,225)
|
(1,512)
|
(1,147)
|
349
|
2
|
(8,533)
|
(1,218)
|
(9,751)
|
Other net income
|
-
|
11
|
43
|
2
|
(4)
|
52
|
-
|
52
|
Profit before tax
|
1,377
|
1,426
|
473
|
13
|
(2)
|
3,287
|
(757)
|
2,530
|
Attributable profit
|
397
|
1,000
|
292
|
47
|
(2)
|
1,734
|
(808)
|
926
|
Balance sheet information
|
£bn
|
£bn
|
£bn
|
£bn
|
£bn
|
£bn
|
£bn
|
£bn
|
Loans and advances to banks and customers at amortised cost1
|
106.3
|
67.9
|
19.9
|
(0.5)
|
-
|
193.6
|
-
|
193.6
|
Trading portfolio assets
|
94.8
|
-
|
-
|
(7.5)
|
-
|
87.3
|
-
|
87.3
|
Derivative financial assets
|
152.6
|
0.3
|
-
|
(3.3)
|
-
|
149.6
|
-
|
149.6
|
Derivative financial liabilities
|
160.6
|
-
|
-
|
(3.3)
|
-
|
157.3
|
-
|
157.3
|
Reverse repurchase agreements and other similar secured lending
|
64.3
|
-
|
-
|
(1.4)
|
-
|
62.9
|
-
|
62.9
|
Financial assets designated at fair value
|
8.9
|
-
|
-
|
(3.2)
|
-
|
5.7
|
-
|
5.7
|
Total assets
|
455.7
|
117.5
|
25.0
|
(31.6)
|
29.9
|
596.5
|
-
|
596.5
|
Customer deposits2
|
57.8
|
123.4
|
7.3
|
(0.3)
|
-
|
188.2
|
-
|
188.2
|
Risk weighted assets
|
122.4
|
67.1
|
19.6
|
(7.9)
|
0.5
|
201.7
|
-
|
201.7
|
Performance measures
|
||||||||
Return on average tangible equity
|
2.8%
|
3.8%
|
||||||
Average allocated tangible equity (£bn)
|
14.6
|
25.0
|
||||||
Cost: income ratio
|
82%
|
76%
|
||||||
Loan loss rate (bps)
|
35
|
|||||||
Loan: deposit ratio
|
90%
|
|||||||
Notable items
|
£m
|
|||||||
Gains on US Lehman acquisition assets
|
461
|
|||||||
Provisions for UK customer redress
|
32
|
|||||||
Provisions for ongoing investigations and litigation including Foreign Exchange
|
(1,250)
|
|||||||
Performance measures excluding notable items
|
||||||||
Return on average tangible equity
|
7.0%
|
1
|
As at 31 December 2014 loans and advances included £169.3bn of loans and advances to customers (including settlement balances of £25.6bn and cash collateral of £32.2bn), and £24.3bn of loans and advances to banks (including settlement balances of £2.7bn and cash collateral of £6.7bn). Loans and advances to banks and customers in respect of Consumer, Cards & Payments were £29.7bn.
|
2
|
As at 31 December 2014 customer deposits included settlement balances of £25.1bn and cash collateral of £24.5bn.
|
Analysis of Barclays Corporate & International
|
||
Corporate and Investment Bank
|
Year ended
31.12.15
|
Year ended
31.12.14
|
Income statement information
|
£m
|
£m
|
Analysis of total income
|
||
Credit
|
824
|
792
|
Equities
|
1,912
|
1,956
|
Macro
|
2,108
|
1,950
|
Markets
|
4,844
|
4,698
|
Banking fees
|
2,087
|
2,115
|
Corporate lending
|
1,361
|
1,268
|
Transactional banking
|
1,663
|
1,594
|
Banking
|
5,111
|
4,977
|
Other1
|
495
|
476
|
Total income
|
10,450
|
10,151
|
Credit impairment charges and other provisions
|
(199)
|
(87)
|
Total operating expenses
|
(7,929)
|
(8,279)
|
Profit before tax
|
2,322
|
1,787
|
Performance measures
|
||
Return on average tangible equity
|
5.4%
|
1.9%
|
Average allocated tangible equity (£bn)
|
21.9
|
22.0
|
Performance measures excluding notable items
|
||
Return on average tangible equity
|
8.2%
|
5.6%
|
Consumer, Cards & Payments
|
Year ended
31.12.15
|
Year ended
31.12.14
|
Income statement information
|
£m
|
£m
|
Total income
|
3,297
|
2,757
|
Credit impairment charges and other provisions
|
(723)
|
(592)
|
Total operating expenses
|
(1,663)
|
(1,472)
|
Profit before tax
|
956
|
743
|
As at 31.12.15
|
As at 31.12.14
|
|
Balance sheet information
|
£bn
|
£bn
|
Loans and advances to banks and customers at amortised cost
|
32.1
|
29.7
|
Customer deposits
|
41.8
|
37.9
|
Performance measures
|
||
Return on average tangible equity
|
20.2%
|
17.8%
|
Performance measures excluding notable items
|
||
Return on average tangible equity
|
18.9%
|
17.8%
|
1
|
Other includes gains on US Lehman acquisition assets of £496m (2014: £461m).
|
2015 Head Office
|
||||||
Head Office (Published)
|
Group structure moves
|
Head Office (excluding notable items)
|
Notable items
|
Discontinued operation: Barclays Africa
|
2015 as Restated
|
|
Income statement information
|
£m
|
£m
|
£m
|
£m
|
£m
|
£m
|
Net operating (expenses)/ income
|
(107)
|
15
|
(92)
|
430
|
-
|
338
|
Operating expenses
|
(278)
|
6
|
(272)
|
-
|
-
|
(272)
|
UK bank levy
|
(8)
|
-
|
(8)
|
-
|
-
|
(8)
|
Litigation and conduct
|
(14)
|
-
|
(14)
|
(52)
|
-
|
(66)
|
Total operating expenses
|
(300)
|
6
|
(294)
|
(52)
|
-
|
(346)
|
Other net income/(expenses)
|
5
|
1
|
6
|
(112)
|
-
|
(106)
|
Loss before tax
|
(402)
|
22
|
(380)
|
266
|
-
|
(114)
|
Attributable (loss)/profit
|
(202)
|
26
|
(176)
|
187
|
-
|
11
|
Balance sheet information
|
£bn
|
£bn
|
£bn
|
£bn
|
£bn
|
£bn
|
Total assets
|
56.4
|
(44.9)
|
11.5
|
-
|
47.9
|
59.4
|
Risk weighted assets
|
7.7
|
0.3
|
8.0
|
-
|
31.7
|
39.7
|
Notable items
|
£m
|
|||||
Own credit
|
430
|
|||||
Provisions for ongoing investigations and litigation including Foreign Exchange
|
(52)
|
|||||
Losses on sale relating to the Spanish, Portuguese and Italian businesses
|
(112)
|
2014 Head Office
|
||||||
Head Office (Published)
|
Group structure moves
|
Head Office (excluding notable items)
|
Notable items
|
Discontinued operation: Barclays Africa
|
2014 as Restated
|
|
Income statement information
|
£m
|
£m
|
£m
|
£m
|
£m
|
£m
|
Net operating income
|
242
|
-
|
242
|
34
|
-
|
276
|
Operating expenses
|
(67)
|
(3)
|
(70)
|
-
|
-
|
(70)
|
UK bank levy
|
(9)
|
-
|
(9)
|
-
|
-
|
(9)
|
Litigation and conduct
|
(66)
|
1
|
(65)
|
-
|
-
|
(65)
|
Total operating expenses
|
(142)
|
(2)
|
(144)
|
-
|
-
|
(144)
|
Other net (expenses)/income
|
(3)
|
4
|
1
|
315
|
-
|
316
|
Profit before tax
|
97
|
2
|
99
|
349
|
-
|
448
|
Attributable profit
|
112
|
2
|
114
|
260
|
-
|
374
|
Balance sheet information
|
£bn
|
£bn
|
£bn
|
£bn
|
£bn
|
£bn
|
Total assets
|
49.1
|
(41.8)
|
7.3
|
-
|
53.7
|
61.0
|
Risk weighted assets
|
5.6
|
(0.5)
|
5.1
|
-
|
36.7
|
41.8
|
Notable items
|
£m
|
|||||
Own credit
|
34
|
|||||
Losses on sale relating to the Spanish business
|
315
|
2015 Barclays Non-Core
|
||||||
Barclays
Non-Core
(Published)
|
Non-Core moves
|
Head Office moves
|
Barclays
Non-Core (excluding notable items)
|
Notable items
|
2015 as Restated
|
|
Income statement information
|
£m
|
£m
|
£m
|
£m
|
£m
|
£m
|
Net interest income
|
249
|
366
|
-
|
615
|
-
|
615
|
Net trading income
|
(805)
|
99
|
-
|
(706)
|
-
|
(706)
|
Net fee, commission and other income
|
765
|
310
|
-
|
1,075
|
-
|
1,075
|
Total income
|
209
|
775
|
-
|
984
|
-
|
984
|
Net claims and benefits incurred under insurance contracts
|
(373)
|
1
|
-
|
(372)
|
-
|
(372)
|
Total income net of insurance claims
|
(164)
|
776
|
-
|
612
|
-
|
612
|
Credit impairment charges and other provisions
|
(78)
|
(56)
|
-
|
(134)
|
-
|
(134)
|
Net operating (expenses)/income
|
(242)
|
720
|
-
|
478
|
-
|
478
|
Operating expenses
|
(973)
|
(886)
|
-
|
(1,859)
|
(99)
|
(1,958)
|
UK bank levy
|
(78)
|
(10)
|
-
|
(88)
|
-
|
(88)
|
Litigation and conduct
|
(148)
|
(28)
|
-
|
(176)
|
(324)
|
(500)
|
Total operating expenses
|
(1,199)
|
(924)
|
-
|
(2,123)
|
(423)
|
(2,546)
|
Other net expenses
|
(18)
|
(52)
|
-
|
(70)
|
(465)
|
(535)
|
Loss before tax
|
(1,459)
|
(256)
|
-
|
(1,715)
|
(888)
|
(2,603)
|
Attributable loss
|
(1,523)
|
(188)
|
-
|
(1,711)
|
(707)
|
(2,418)
|
Balance sheet information
|
£bn
|
£bn
|
£bn
|
£bn
|
£bn
|
£bn
|
Loans and advances to banks and customers at amortised cost1
|
45.9
|
5.9
|
-
|
51.8
|
-
|
51.8
|
Derivative financial instrument assets
|
210.3
|
3.4
|
-
|
213.7
|
-
|
213.7
|
Derivative financial instrument liabilities
|
198.7
|
3.4
|
-
|
202.1
|
-
|
202.1
|
Reverse repurchase agreements and other similar secured lending
|
2.4
|
0.7
|
-
|
3.1
|
-
|
3.1
|
Financial assets designated at fair value
|
20.1
|
1.3
|
-
|
21.4
|
-
|
21.4
|
Total assets
|
303.1
|
16.4
|
6.3
|
325.8
|
-
|
325.8
|
Customer deposits2
|
14.9
|
6.0
|
-
|
20.9
|
-
|
20.9
|
Risk weighted assets
|
46.6
|
7.7
|
-
|
54.3
|
-
|
54.3
|
Performance measures
|
||||||
Average allocated tangible equity (£bn)
|
8.9
|
10.9
|
||||
Period end allocated tangible equity (£bn)
|
7.2
|
8.5
|
||||
Notable items
|
£m
|
|||||
Provisions for UK customer redress
|
(123)
|
|||||
Provisions for ongoing investigations and litigation including Foreign Exchange
|
(201)
|
|||||
Impairment of goodwill and other assets relating to businesses being disposed
|
(96)
|
|||||
Losses on sale relating to the Spanish, Portuguese and Italian businesses
|
(468)
|
|||||
Analysis of total income net of insurance claims
|
£m
|
£m
|
£m
|
£m
|
£m
|
£m
|
Businesses
|
613
|
526
|
-
|
1,139
|
-
|
1,139
|
Securities and loans
|
(481)
|
131
|
-
|
(350)
|
-
|
(350)
|
Derivatives
|
(296)
|
119
|
-
|
(177)
|
-
|
(177)
|
Total income net of insurance claims
|
(164)
|
776
|
-
|
612
|
-
|
612
|
1
|
As at 31 December 2015 loans and advances included £40.4bn of loans and advances to customers (including settlement balances of £0.3bn and cash collateral of £19.0bn), and £11.4bn of loans and advances to banks (including settlement balances of £nil and cash collateral of £10.1bn).
|
2
|
As at 31 December 2015 customer deposits included settlement balances of £0.2bn and cash collateral of £12.3bn.
|
2014 Barclays Non-Core
|
||||||
Barclays
Non-Core
(Published)
|
Non-Core moves
|
Head Office moves
|
Barclays
Non-Core (excluding notable items)
|
Notable items
|
2014 as Restated
|
|
Income statement information
|
£m
|
£m
|
£m
|
£m
|
£m
|
£m
|
Net interest income
|
214
|
376
|
-
|
590
|
-
|
590
|
Net trading income
|
120
|
(710)
|
-
|
(590)
|
-
|
(590)
|
Net fee, commission and other income
|
1,026
|
1,361
|
-
|
2,387
|
(935)
|
1,452
|
Total income
|
1,360
|
1,027
|
-
|
2,387
|
(935)
|
1,452
|
Net claims and benefits incurred under insurance contracts
|
(310)
|
1
|
-
|
(309)
|
-
|
(309)
|
Total income net of insurance claims
|
1,050
|
1,028
|
-
|
2,078
|
(935)
|
1,143
|
Credit impairment charges and other provisions
|
(168)
|
(73)
|
-
|
(241)
|
-
|
(241)
|
Net operating income
|
882
|
955
|
-
|
1,837
|
(935)
|
902
|
Operating expenses
|
(1,722)
|
(889)
|
-
|
(2,611)
|
-
|
(2,611)
|
UK bank levy
|
(91)
|
(11)
|
-
|
(102)
|
-
|
(102)
|
Litigation and conduct
|
(198)
|
(28)
|
-
|
(226)
|
(75)
|
(301)
|
Total operating expenses
|
(2,011)
|
(928)
|
-
|
(2,939)
|
(75)
|
(3,014)
|
Other net expenses
|
(51)
|
(1)
|
-
|
(52)
|
(761)
|
(813)
|
Loss before tax
|
(1,180)
|
26
|
-
|
(1,154)
|
(1,771)
|
(2,925)
|
Attributable loss
|
(1,085)
|
(24)
|
-
|
(1,109)
|
(1,550)
|
(2,659)
|
Balance sheet information
|
£bn
|
£bn
|
£bn
|
£bn
|
£bn
|
£bn
|
Loans and advances to banks and customers at amortised cost1
|
63.9
|
6.8
|
-
|
70.7
|
-
|
70.7
|
Derivative financial instrument assets
|
285.4
|
3.5
|
-
|
288.9
|
-
|
288.9
|
Derivative financial instrument liabilities
|
277.1
|
3.5
|
-
|
280.6
|
-
|
280.6
|
Reverse repurchase agreements and other similar secured lending
|
49.3
|
1.4
|
-
|
50.7
|
-
|
50.7
|
Financial assets designated at fair value
|
22.2
|
3.3
|
-
|
25.5
|
-
|
25.5
|
Total assets
|
471.5
|
25.1
|
5.8
|
502.4
|
-
|
502.4
|
Customer deposits2
|
21.6
|
9.2
|
-
|
30.8
|
-
|
30.8
|
Risk weighted assets
|
75.3
|
13.8
|
-
|
89.1
|
-
|
89.1
|
Performance measures
|
||||||
Average allocated tangible equity (£bn)
|
13.2
|
15.6
|
||||
Period end allocated tangible equity (£bn)
|
11.0
|
13.1
|
||||
Notable items
|
£m
|
|||||
Revision of ESHLA valuation methodology
|
(935)
|
|||||
Provisions for UK customer redress
|
(75)
|
|||||
Losses on sale relating to the Spanish business
|
(761)
|
|||||
Analysis of total income net of insurance claims
|
£m
|
£m
|
£m
|
£m
|
£m
|
£m
|
Businesses
|
1,101
|
402
|
-
|
1,503
|
-
|
1,503
|
Securities and loans
|
117
|
500
|
-
|
617
|
(935)
|
(318)
|
Derivatives
|
(168)
|
126
|
-
|
(42)
|
-
|
(42)
|
Total income net of insurance claims
|
1,050
|
1,028
|
-
|
2,078
|
(935)
|
1,143
|
1
|
As at 31 December 2015 loans and advances included £40.5bn of loans and advances to customers (including settlement balances of £1.9bn and cash collateral of £22.1bn), and £11.4bn of loans and advances to banks (including settlement balances of £0.3bn and cash collateral of £11.3bn).
|
2
|
As at 31 December 2014 customer deposits included settlement balances of £1.1bn and cash collateral of £11.7bn.
|
Discontinued Operation: 2015 Barclays Africa
|
|||
Under IFRS 5 Non-Current Assets Held for Sale and Discontinued Operations, the Barclays Africa business meets the requirements for recognition as a discontinued operation. As such the Barclays Africa 2015 and 2014 results have been presented as two lines on the face of the Group income statement, representing the profit after tax and non-controlling interests in respect of discontinued operations.
|
|||
Africa Banking (Published)
|
Non-Core moves
|
2015 as Restated
|
|
Income statement information
|
£m
|
£m
|
£m
|
Net interest income
|
2,066
|
(116)
|
1,950
|
Net fee, commission and other income
|
1,668
|
(44)
|
1,624
|
Total income
|
3,734
|
(160)
|
3,574
|
Net claims and benefits incurred under insurance contracts
|
(160)
|
-
|
(160)
|
Total income net of insurance claims
|
3,574
|
(160)
|
3,414
|
Credit impairment charges and other provisions
|
(352)
|
(1)
|
(353)
|
Net operating income
|
3,222
|
(161)
|
3,061
|
Operating expenses
|
(2,198)
|
107
|
(2,091)
|
UK bank levy
|
(52)
|
2
|
(50)
|
Total operating expenses
|
(2,250)
|
109
|
(2,141)
|
Other net income
|
7
|
-
|
7
|
Profit before tax
|
979
|
(52)
|
927
|
Profit after tax
|
657
|
(31)
|
626
|
Attributable profit
|
332
|
(30)
|
302
|
Balance sheet information
|
£bn
|
£bn
|
£bn
|
Loans and advances to customers at amortised cost
|
29.9
|
(0.7)
|
29.2
|
Total assets
|
49.9
|
(2.0)
|
47.9
|
Customer deposits
|
30.6
|
(1.5)
|
29.1
|
Risk weighted assets
|
33.9
|
(2.2)
|
31.7
|
Performance measures
|
|||
Return on average tangible equity
|
11.7%
|
11.8%
|
|
Average allocated tangible equity (£bn)
|
2.8
|
2.6
|
|
Cost: income ratio
|
63%
|
63%
|
|
Loan loss rate (bps)
|
109
|
112
|
|
Loan: deposit ratio
|
100%
|
Discontinued Operation: 2014 Barclays Africa
|
|||
Africa Banking (Published)
|
Non-Core moves
|
2014 as Restated
|
|
Income statement information
|
£m
|
£m
|
£m
|
Net interest income
|
2,093
|
(99)
|
1,994
|
Net fee, commission and other income
|
1,741
|
(39)
|
1,702
|
Total income
|
3,834
|
(138)
|
3,696
|
Net claims and benefits incurred under insurance contracts
|
(170)
|
-
|
(170)
|
Total income net of insurance claims
|
3,664
|
(138)
|
3,526
|
Credit impairment charges and other provisions
|
(349)
|
2
|
(347)
|
Net operating income
|
3,315
|
(136)
|
3,179
|
Operating expenses
|
(2,295)
|
96
|
(2,199)
|
UK bank levy
|
(45)
|
1
|
(44)
|
Litigation and conduct
|
(2)
|
-
|
(2)
|
Total operating expenses
|
(2,342)
|
97
|
(2,245)
|
Other net income
|
11
|
(1)
|
10
|
Profit before tax
|
984
|
(40)
|
944
|
Profit after tax
|
681
|
(27)
|
654
|
Attributable profit
|
360
|
(26)
|
334
|
Balance sheet information
|
£bn
|
£bn
|
£bn
|
Loans and advances to customers at amortised cost
|
35.2
|
(0.6)
|
34.6
|
Total assets
|
55.5
|
(1.8)
|
53.7
|
Customer deposits
|
35.0
|
(1.4)
|
33.6
|
Risk weighted assets
|
38.5
|
(1.8)
|
36.7
|
Performance measures
|
|||
Return on average tangible equity
|
12.9%
|
13.2%
|
|
Average allocated tangible equity (£bn)
|
2.8
|
2.5
|
|
Cost: income ratio
|
64%
|
64%
|
|
Loan loss rate (bps)
|
93
|
95
|
|
Loan: deposit ratio
|
103%
|
Barclays Group
|
|||||||||
Income statement information
|
Q415
|
Q315
|
Q215
|
Q115
|
Q414
|
Q314
|
Q214
|
Q114
|
|
£m
|
£m
|
£m
|
£m
|
£m
|
£m
|
£m
|
£m
|
||
Total income net of insurance claims
|
4,448
|
5,481
|
6,461
|
5,650
|
4,097
|
5,987
|
5,756
|
5,923
|
|
Credit impairment charges and other provisions
|
(554)
|
(429)
|
(393)
|
(386)
|
(495)
|
(435)
|
(439)
|
(452)
|
|
Net operating income
|
3,894
|
5,052
|
6,068
|
5,264
|
3,602
|
5,552
|
5,317
|
5,471
|
|
Operating expenses
|
(3,547)
|
(3,552)
|
(3,557)
|
(3,067)
|
(3,696)
|
(3,653)
|
(3,762)
|
(3,848)
|
|
UK bank levy
|
(426)
|
-
|
-
|
-
|
(418)
|
-
|
-
|
-
|
|
Litigation and conduct
|
(1,722)
|
(699)
|
(927)
|
(1,039)
|
(1,089)
|
(607)
|
(1,046)
|
(65)
|
|
Total operating expenses
|
(5,695)
|
(4,251)
|
(4,484)
|
(4,106)
|
(5,203)
|
(4,260)
|
(4,808)
|
(3,913)
|
|
Other net (expenses)/income
|
(274)
|
(182)
|
(39)
|
(101)
|
(82)
|
(336)
|
(48)
|
21
|
|
(Loss)/profit before tax
|
(2,075)
|
619
|
1,545
|
1,057
|
(1,683)
|
956
|
461
|
1,579
|
|
Tax (charge)/credit
|
(164)
|
(133)
|
(324)
|
(528)
|
134
|
(507)
|
(215)
|
(533)
|
|
(Loss)/profit after tax in respect of continuing operations
|
(2,239)
|
486
|
1,221
|
529
|
(1,549)
|
449
|
246
|
1,046
|
|
Profit after tax in respect of discontinued operation
|
101
|
167
|
162
|
196
|
168
|
171
|
145
|
169
|
|
Attributable to:
|
|||||||||
Ordinary equity holders of the parent
|
(2,422)
|
417
|
1,146
|
465
|
(1,679)
|
379
|
161
|
965
|
|
Other equity holders
|
107
|
79
|
79
|
80
|
80
|
80
|
41
|
49
|
|
Non-controlling interests
|
177
|
157
|
158
|
180
|
218
|
161
|
189
|
201
|
|
Balance sheet information
|
£bn
|
£bn
|
£bn
|
£bn
|
£bn
|
£bn
|
£bn
|
£bn
|
|
Total assets
|
1,120.0
|
1,236.5
|
1,196.7
|
1,416.4
|
1,357.9
|
1,365.7
|
1,314.9
|
1,362.1
|
|
Risk weighted assets
|
358.4
|
381.9
|
376.7
|
395.9
|
401.9
|
412.9
|
411.1
|
436.3
|
|
Leverage exposure
|
1,027.8
|
1,140.7
|
1,139.3
|
1,254.7
|
1,233.4
|
1,323.9
|
1,353.0
|
n/a
|
|
Performance measures
|
|||||||||
Return on average tangible shareholders' equity
|
(20.1%)
|
3.6%
|
9.8%
|
4.0%
|
(13.8%)
|
3.4%
|
1.4%
|
8.4%
|
|
Average tangible shareholders' equity (£bn)
|
47.8
|
47.6
|
47.2
|
48.1
|
48.3
|
46.8
|
46.7
|
46.4
|
|
Cost: income ratio
|
128%
|
78%
|
69%
|
73%
|
127%
|
71%
|
84%
|
66%
|
|
Loan loss rate (bps)
|
53
|
37
|
35
|
32
|
45
|
39
|
39
|
40
|
|
Basic (loss)/earnings per share
|
(14.4p)
|
2.6p
|
7.0p
|
2.9p
|
(10.2p)
|
2.4p
|
1.0p
|
6.0p
|
|
Notable items
|
£m
|
£m
|
£m
|
£m
|
£m
|
£m
|
£m
|
£m
|
|
Gains on US Lehman acquisition assets
|
-
|
-
|
496
|
-
|
-
|
461
|
-
|
-
|
|
Own credit
|
(175)
|
195
|
282
|
128
|
(62)
|
44
|
(67)
|
119
|
|
Revision of ESHLA valuation methodology
|
-
|
-
|
-
|
-
|
(935)
|
-
|
-
|
-
|
|
Provisions for UK customer redress
|
(1,450)
|
(290)
|
(850)
|
(182)
|
(200)
|
(10)
|
(900)
|
-
|
|
Provisions for ongoing investigations and litigation including Foreign Exchange
|
(167)
|
(270)
|
-
|
(800)
|
(750)
|
(500)
|
-
|
-
|
|
Gain on valuation of a component of the defined retirement benefit liability
|
-
|
-
|
-
|
429
|
-
|
-
|
-
|
-
|
|
Impairment of goodwill and other assets relating to businesses being disposed
|
(96)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
|
Losses on sale relating to the Spanish, Portuguese and Italian businesses
|
(261)
|
(201)
|
-
|
(118)
|
(82)
|
(364)
|
-
|
-
|
|
Performance measures excluding notable items
|
|||||||||
Return on average tangible shareholders' equity
|
(1.9%)
|
6.7%
|
9.1%
|
9.0%
|
1.7%
|
7.1%
|
7.5%
|
7.6%
|
|
Basic (loss)/earnings per share
|
(1.3p)
|
4.8p
|
6.5p
|
6.6p
|
1.3p
|
5.2p
|
5.4p
|
5.5p
|
Barclays Core
|
|||||||||
Income statement information
|
Q415
|
Q315
|
Q215
|
Q115
|
Q414
|
Q314
|
Q214
|
Q114
|
|
£m
|
£m
|
£m
|
£m
|
£m
|
£m
|
£m
|
£m
|
||
Total income net of insurance claims
|
4,516
|
5,265
|
6,219
|
5,428
|
4,791
|
5,368
|
5,216
|
5,245
|
|
Credit impairment charges and other provisions
|
(522)
|
(388)
|
(373)
|
(345)
|
(481)
|
(393)
|
(342)
|
(364)
|
|
Net operating income
|
3,994
|
4,877
|
5,846
|
5,083
|
4,310
|
4,975
|
4,874
|
4,881
|
|
Operating expenses
|
(2,992)
|
(3,094)
|
(3,061)
|
(2,618)
|
(3,076)
|
(3,000)
|
(3,097)
|
(3,175)
|
|
UK bank levy
|
(338)
|
-
|
-
|
-
|
(316)
|
-
|
-
|
-
|
|
Litigation and conduct
|
(1,634)
|
(419)
|
(819)
|
(1,015)
|
(1,004)
|
(507)
|
(953)
|
(42)
|
|
Total operating expenses
|
(4,964)
|
(3,513)
|
(3,880)
|
(3,633)
|
(4,396)
|
(3,507)
|
(4,050)
|
(3,217)
|
|
Other net (expenses)/income
|
(5)
|
13
|
14
|
(83)
|
6
|
322
|
26
|
14
|
|
(Loss)/profit before tax
|
(975)
|
1,377
|
1,980
|
1,367
|
(80)
|
1,790
|
850
|
1,678
|
|
Attributable (loss)/profit
|
(1,240)
|
961
|
1,381
|
620
|
(417)
|
1,117
|
419
|
1,033
|
|
Balance sheet information
|
£bn
|
£bn
|
£bn
|
£bn
|
£bn
|
£bn
|
£bn
|
£bn
|
|
Total assets
|
794.2
|
862.0
|
830.5
|
919.4
|
855.5
|
867.9
|
816.5
|
836.8
|
|
Risk weighted assets
|
304.1
|
316.3
|
308.1
|
318.0
|
312.8
|
318.8
|
309.0
|
315.5
|
|
Performance measures
|
|||||||||
Return on average tangible equity
|
(12.8%)
|
10.4%
|
15.5%
|
7.1%
|
(4.8%)
|
14.1%
|
5.5%
|
14.5%
|
|
Average tangible equity (£bn)
|
38.1
|
37.5
|
35.9
|
35.6
|
34.0
|
32.2
|
30.7
|
28.7
|
|
Cost: income ratio
|
110%
|
67%
|
62%
|
67%
|
92%
|
65%
|
78%
|
61%
|
|
Loan loss rate (bps)
|
57
|
39
|
38
|
35
|
52
|
41
|
37
|
46
|
|
Basic (loss)/earnings per share
|
(7.3p)
|
5.8p
|
8.4p
|
3.8p
|
(2.5p)
|
6.9p
|
2.6p
|
6.4p
|
|
Notable items
|
£m
|
£m
|
£m
|
£m
|
£m
|
£m
|
£m
|
£m
|
|
Gains on US Lehman acquisition assets
|
-
|
-
|
496
|
-
|
-
|
461
|
-
|
-
|
|
Own credit
|
(175)
|
195
|
282
|
128
|
(62)
|
44
|
(67)
|
119
|
|
Provisions for UK customer redress
|
(1,392)
|
(290)
|
(800)
|
(167)
|
(199)
|
8
|
(844)
|
-
|
|
Provisions for ongoing investigations and litigation including Foreign Exchange
|
(167)
|
(69)
|
-
|
(800)
|
(750)
|
(500)
|
-
|
-
|
|
Gain on valuation of a component of the defined retirement benefit liability
|
-
|
-
|
-
|
429
|
-
|
-
|
-
|
-
|
|
Losses on sale relating to the Spanish, Portuguese and Italian businesses
|
(15)
|
-
|
-
|
(97)
|
-
|
315
|
-
|
-
|
|
Performance measures excluding notable items
|
|||||||||
Return on average tangible equity
|
6.3%
|
11.3%
|
14.0%
|
13.4%
|
7.1%
|
11.2%
|
13.9%
|
13.0%
|
|
Basic earnings per share contribution
|
3.6p
|
6.4p
|
7.7p
|
7.3p
|
3.8p
|
5.7p
|
6.7p
|
5.9p
|
Barclays Non-Core
|
|||||||||
Income statement information
|
Q415
|
Q315
|
Q215
|
Q115
|
Q414
|
Q314
|
Q214
|
Q114
|
|
£m
|
£m
|
£m
|
£m
|
£m
|
£m
|
£m
|
£m
|
||
Businesses
|
229
|
314
|
292
|
304
|
361
|
379
|
376
|
387
|
|
Securities and loans
|
(195)
|
(87)
|
-
|
(68)
|
(1,021)
|
275
|
172
|
256
|
|
Derivatives
|
(102)
|
(12)
|
(49)
|
(14)
|
(35)
|
(35)
|
(8)
|
36
|
|
Total income net of insurance claims
|
(68)
|
215
|
243
|
222
|
(695)
|
619
|
540
|
679
|
|
Credit impairment charges and other provisions
|
(32)
|
(41)
|
(20)
|
(41)
|
(13)
|
(42)
|
(98)
|
(88)
|
|
Net operating (expenses)/income
|
(100)
|
174
|
223
|
181
|
(708)
|
577
|
442
|
591
|
|
Operating expenses
|
(555)
|
(458)
|
(496)
|
(449)
|