UNITED STATES
                      SECURITIES AND EXCHANGE COMMISSION
                            WASHINGTON, D.C. 20549

                                   Form 13F

                              Form 13F COVER PAGE

Report for the Calendar Year or Quarter Ended: June 30, 2009

Check here if Amendment [_]: Amendment Number:

This Amendment (Check only one): [_] is a restatement

                [_] adds new holdings entries

Institutional Investment Manager Filing this Report:

Name:      First Commonwealth Financial Corporation
Address:   22 North Sixth Street
           Indiana, PA, 15701

Form 13F File Number: 28-05151

The institutional investment manager filing this report and the person by whom
it is signed hereby represent that the person signing the report is authorized
to submit it, that all information contained herein is true, correct and
complete, and it is understood that all required items, statements, schedules,
lists, and tables, are considered integral parts of this form.

Person Signing this Report on Behalf of Reporting Manager:

Name:   Edward J. Lipkus, III
Title:  Executive Vice President and Chief Financial Officer
Phone:  (724) 463-4724

Signature, Place, and Date of Signing:

/s/ Edward J. Lipkus III
Edward J. Lipkus, III,     Indiana, PA,     August 13, 2009

Report Type (check only one):

   [X] 13F HOLDINGS REPORT (Check here if all holdings of this reporting
       manager are reported in this report

   [_] 13F NOTICE (Check here if no holdings reported are in this report, and
       all holdings are reported by other reporting manager(s))

   [_] 13F COMBINATION REPORT (Check here if a portion of the holdings for this
       reporting manager are reported in this report and a portion are reported
       by other reporting manager(s).)



                             Form 13F SUMMARY PAGE

Report Summary:

Number of Other Included Managers: 1

Form 13F Information Table Entry Total: 190

Form 13F Information Table Value Total: $79,625 (thousands)

List of Other Included Managers:

Provide a numbered list of the name(s) and Form 13F file number(s) of all
institutional investment managers with respect to which this report is filed,
other than the manager filing this report.

Number: 1

Form 13F File Number: 28-11893

Name:



                          FORM 13F INFORMATION TABLE



COLUMN 1                            COL 2  COL 3     COL 4    COLUMN 5           COL 6      COL 7    COLUMN 8
                                    TITLE            MARKET                                          VOTING
                                    OF               VALUE    SHS OR    SH/ PUT/ INVESTMENT OTHER    AUTHORITY
ISSUER                              CLASS  CUSIP     (X$1000) PRN AMT   PRN CALL DISCRETION MANAGERS SOLE      SHARED NONE
                                                                                     
1EMERSON ELEC CO................... COMMON 291011104      29        900 SH        DEFINED      1            40          860
1PPG INDS INC...................... COMMON 693506107     775     17,654 SH        OTHER        1        15,154  2,500
1VISA INC.......................... COMMON 92826C839      12        195 SH        OTHER        1           195
3M CO.............................. COMMON 88579Y101     178      2,970 SH        DEFINED      1         2,070          900
3M CO.............................. COMMON 88579Y101     521      8,675 SH        OTHER        1         8,635     40
ABBOTT LABS........................ COMMON 002824100     839     17,833 SH        DEFINED      1        16,885          948
ABBOTT LABS........................ COMMON 002824100      55      1,167 SH        OTHER        1         1,167
ADOBE SYS INC...................... COMMON 00724F101     560     19,788 SH        DEFINED      1        19,788
ADOBE SYS INC...................... COMMON 00724F101      14        492 SH        OTHER        1           492
AIR PRODS & CHEMS INC.............. COMMON 009158106     530      8,207 SH        DEFINED      1         8,207
AIR PRODS & CHEMS INC.............. COMMON 009158106      26        396 SH        OTHER        1           396
ALLSTATE CORP...................... COMMON 020002101      65      2,684 SH        DEFINED      1         2,684
ALLSTATE CORP...................... COMMON 020002101     159      6,529 SH        OTHER        1         6,529
ALTRIA GROUP INC................... COMMON 02209S103      30      1,836 SH        DEFINED      1         1,738           98
ALTRIA GROUP INC................... COMMON 02209S103     509     31,040 SH        OTHER        1        31,040
APACHE CORP........................ COMMON 037411105     567      7,858 SH        DEFINED      1         7,858
APACHE CORP........................ COMMON 037411105      70        977 SH        OTHER        1           413    564
APPLE INC.......................... COMMON 037833100     849      5,958 SH        DEFINED      1         5,958
APPLE INC.......................... COMMON 037833100      26        185 SH        OTHER        1           185
AQUA AMERICA INC................... COMMON 03836W103     313     17,475 SH        DEFINED      1        17,462           13
AQUA AMERICA INC................... COMMON 03836W103      10        540 SH        OTHER        1           540
AT&T INC........................... COMMON 00206R102   1,617     65,097 SH        DEFINED      1        61,735        3,362
AT&T INC........................... COMMON 00206R102     252     10,136 SH        OTHER        1         9,831    300     5
AUTODESK INC....................... COMMON 052769106     394     20,745 SH        DEFINED      1        20,745
AUTODESK INC....................... COMMON 052769106      17        895 SH        OTHER        1           895
BANK OF AMERICA CORPORATION........ COMMON 060505104     102      7,758 SH        DEFINED      1         1,918        5,840
BANK OF AMERICA CORPORATION........ COMMON 060505104     117      8,867 SH        OTHER        1         8,867
BANK OF NEW YORK MELLON CORP....... COMMON 064058100     316     10,779 SH        DEFINED      1         9,719        1,060
BANK OF NEW YORK MELLON CORP....... COMMON 064058100     103      3,522 SH        OTHER        1         1,372    400 1,750
BECTON DICKINSON & CO.............. COMMON 075887109     866     12,145 SH        DEFINED      1        11,634          511
BECTON DICKINSON & CO.............. COMMON 075887109      71        993 SH        OTHER        1           993
BERKSHIRE SECURITIES............... COMMON 084991868     828      3,600 SH        DEFINED      1         3,600
BERKSHIRE SECURITIES............... COMMON 084991868     414      1,800 SH        OTHER        1         1,800
BP PLC............................. COMMON 055622104     545     11,434 SH        DEFINED      1        11,372           62
BP PLC............................. COMMON 055622104     317      6,652 SH        OTHER        1         5,650  1,002
CATERPILLAR INC DEL................ COMMON 149123101     345     10,428 SH        DEFINED      1        10,428
CATERPILLAR INC DEL................ COMMON 149123101      88      2,660 SH        OTHER        1         2,600     60
CHEVRON CORP NEW................... COMMON 166764100   1,044     15,760 SH        DEFINED      1        13,634        2,126
CHEVRON CORP NEW................... COMMON 166764100     470      7,100 SH        OTHER        1         6,750          350
CISCO SYS INC...................... COMMON 17275R102     740     39,683 SH        DEFINED      1        35,753        3,930
CISCO SYS INC...................... COMMON 17275R102     170      9,108 SH        OTHER        1         9,008    100
CNB FINL CORP PA................... COMMON 126128107     572     40,400 SH        DEFINED      1        40,400
CONOCOPHILLIPS..................... COMMON 20825C104     520     12,363 SH        DEFINED      1        10,521        1,842
CONOCOPHILLIPS..................... COMMON 20825C104      99      2,350 SH        OTHER        1         2,300     50
CVS CAREMARK CORPORATION........... COMMON 126650100     578     18,124 SH        DEFINED      1        18,124
CVS CAREMARK CORPORATION........... COMMON 126650100      36      1,136 SH        OTHER        1         1,136
DISNEY WALT CO..................... COMMON 254687106     370     15,876 SH        DEFINED      1        13,406        2,470
DISNEY WALT CO..................... COMMON 254687106      23        970 SH        OTHER        1           970
DOMINION RES INC VA NEW............ COMMON 25746U109     630     18,854 SH        DEFINED      1        17,735        1,119
DOMINION RES INC VA NEW............ COMMON 25746U109     107      3,204 SH        OTHER        1         3,204
DU PONT E I DE NEMOURS & CO........ COMMON 263534109     177      6,904 SH        DEFINED      1         6,904
DU PONT E I DE NEMOURS & CO........ COMMON 263534109      32      1,242 SH        OTHER        1           942    300
EMBRYO DEV CORP.................... COMMON 290818103      --     15,000 SH        DEFINED      1        15,000
EMERSON ELEC CO.................... COMMON 291011104     538     16,610 SH        OTHER        1        16,610
EOG RES INC........................ COMMON 26875P101     285      4,194 SH        DEFINED      1         4,194
EOG RES INC........................ COMMON 26875P101       3         40 SH        OTHER        1            40
ESB FINANCIAL CORP................. COMMON 26884F102     164     12,510 SH        DEFINED               12,510     --    --
EXXON MOBIL CORP................... COMMON 30231G102   3,145     44,992 SH        DEFINED      1        44,992
EXXON MOBIL CORP................... COMMON 30231G102   2,032     29,065 SH        OTHER        1        11,928 17,137
FEDEX CORP......................... COMMON 31428X106     311      5,600 SH        DEFINED      1         5,170          430
FEDEX CORP......................... COMMON 31428X106      17        300 SH        OTHER        1           250     50
FIFTH THIRD BANCORP................ COMMON 316773100     109     15,356 SH        DEFINED      1        15,356
FIFTH THIRD BANCORP................ COMMON 316773100      --         13 SH        OTHER        1            13
FIRST COMWLTH FINL CORP PA......... COMMON 319829107   6,908  1,089,514 SH        DEFINED      1     1,086,048  3,466
FIRST COMWLTH FINL CORP PA......... COMMON 319829107     291     45,893 SH        OTHER        1        36,064  9,829
FIRSTMERIT CORP.................... COMMON 337915102     171     10,073 SH        DEFINED               10,073     --    --
FNB CORP PA........................ COMMON 302520101     228     36,831 SH        DEFINED      1        36,831
FNB CORP PA........................ COMMON 302520101      --         43 SH        OTHER        1            43
GATEWAY BANK OF PENNSYLVANIA....... COMMON 869099101      46      5,000 SH        DEFINED                5,000     --    --
GENERAL ELECTRIC CO................ COMMON 369604103     780     66,523 SH        DEFINED      1        62,427        4,096
GENERAL ELECTRIC CO................ COMMON 369604103   1,458    124,386 SH        OTHER        1       122,316  1,730   340
GENERAL MLS INC.................... COMMON 370334104     627     11,192 SH        DEFINED      1        11,192
GENERAL MLS INC.................... COMMON 370334104      36        645 SH        OTHER        1           645
GENUINE PARTS CO................... COMMON 372460105     558     16,632 SH        DEFINED      1        16,632
GENUINE PARTS CO................... COMMON 372460105      12        360 SH        OTHER        1           360
GENZYME CORP....................... COMMON 372917104     411      7,376 SH        DEFINED      1         7,376
GENZYME CORP....................... COMMON 372917104      46        835 SH        OTHER        1           835
GOLDMAN SACHS GROUP INC............ COMMON 38141G104     326      2,210 SH        DEFINED      1         2,196           14
GOODRICH CORP...................... COMMON 382388106     317      6,338 SH        DEFINED      1         6,315           23
GOODRICH CORP...................... COMMON 382388106       9        180 SH        OTHER        1           180
GOOGLE INC......................... COMMON 38259P508     745      1,767 SH        DEFINED      1         1,602          165
GOOGLE INC......................... COMMON 38259P508      13         30 SH        OTHER        1            30
HARLEYSVILLE NATIONAL CORP......... COMMON 412850109     224     47,349 SH        DEFINED               47,349     --    --
HEINZ H J CO....................... COMMON 423074103     290      8,119 SH        DEFINED      1         8,029           90
HEINZ H J CO....................... COMMON 423074103      21        575 SH        OTHER        1           575
INTEL CORP......................... COMMON 458140100     197     11,892 SH        DEFINED      1         7,052        4,840
INTEL CORP......................... COMMON 458140100      67      4,020 SH        OTHER        1         3,750          270
INTERNATIONAL BUSINESS MACHS....... COMMON 459200101   1,329     12,727 SH        DEFINED      1        12,695           32
INTERNATIONAL BUSINESS MACHS....... COMMON 459200101   1,534     14,695 SH        OTHER        1        14,595    100
JACOBS ENGR GROUP INC DEL.......... COMMON 469814107     670     15,915 SH        DEFINED      1        15,891           24
JACOBS ENGR GROUP INC DEL.......... COMMON 469814107      40        950 SH        OTHER        1           950
JOHNSON & JOHNSON.................. COMMON 478160104   1,108     19,499 SH        DEFINED      1        18,621          878
JOHNSON & JOHNSON.................. COMMON 478160104     506      8,912 SH        OTHER        1         8,872     40
JPMORGAN CHASE & CO................ COMMON 46625H100     723     21,210 SH        DEFINED      1        19,455        1,755
JPMORGAN CHASE & CO................ COMMON 46625H100     159      4,670 SH        OTHER        1         4,670
KRAFT FOODS INC.................... COMMON 50075N104      17        680 SH        DEFINED      1           554          126
KRAFT FOODS INC.................... COMMON 50075N104     549     21,676 SH        OTHER        1        21,676
L-3 COMMUNICATIONS HLDGS INC....... COMMON 502424104     477      6,882 SH        DEFINED      1         6,531          351
L-3 COMMUNICATIONS HLDGS INC....... COMMON 502424104      29        420 SH        OTHER        1           420
LOWES COS INC...................... COMMON 548661107     163      8,397 SH        DEFINED      1         8,397
LOWES COS INC...................... COMMON 548661107      71      3,683 SH        OTHER        1         2,933    750
MCDONALDS CORP..................... COMMON 580135101     936     16,280 SH        DEFINED      1        15,393          887
MCDONALDS CORP..................... COMMON 580135101      63      1,100 SH        OTHER        1         1,100
MERCK & CO INC..................... COMMON 589331107      68      2,424 SH        DEFINED      1         2,373           51
MERCK & CO INC..................... COMMON 589331107     660     23,610 SH        OTHER        1        23,110    500
METLIFE INC........................ COMMON 59156R108     382     12,732 SH        DEFINED      1        12,732
METLIFE INC........................ COMMON 59156R108       5        165 SH        OTHER        1           165
MICROSOFT CORP..................... COMMON 594918104   1,023     43,025 SH        DEFINED      1        38,293        4,732
MICROSOFT CORP..................... COMMON 594918104     183      7,678 SH        OTHER        1         7,408          270
MONSANTO CO NEW.................... COMMON 61166W101     429      5,771 SH        DEFINED      1         5,745           26
MONSANTO CO NEW.................... COMMON 61166W101      20        266 SH        OTHER        1           266
NEW MEXICO BANQUEST................ COMMON 647991926   1,859      7,207 SH        DEFINED      1         7,207
NEW MEXICO BANQUEST................ COMMON 647991926      49        189 SH        OTHER        1           189
ORACLE CORP........................ COMMON 68389X105     841     39,271 SH        DEFINED      1        39,271
ORACLE CORP........................ COMMON 68389X105      72      3,358 SH        OTHER        1         3,278     80
PARKER HANNIFIN CORP............... COMMON 701094104     433     10,071 SH        DEFINED      1        10,071
PARKER HANNIFIN CORP............... COMMON 701094104      29        670 SH        OTHER        1           670
PARKVALE FINANCIAL CORP............ COMMON 701492100   2,019    224,544 SH        DEFINED              224,544     --    --
PEPSICO INC........................ COMMON 713448108   1,081     19,673 SH        DEFINED      1        18,920          753
PEPSICO INC........................ COMMON 713448108   1,048     19,067 SH        OTHER        1        19,067
PETSMART INC....................... COMMON 716768106     617     28,765 SH        DEFINED      1        26,855        1,910
PETSMART INC....................... COMMON 716768106      19        890 SH        OTHER        1           890
PFIZER INC......................... COMMON 717081103     162     10,770 SH        DEFINED      1         9,690        1,080
PFIZER INC......................... COMMON 717081103     320     21,341 SH        OTHER        1        21,141          200
PHARMACEUTICAL PROD DEV INC........ COMMON 717124101     494     21,290 SH        DEFINED      1        21,247           43
PHARMACEUTICAL PROD DEV INC........ COMMON 717124101      20        845 SH        OTHER        1           845
PHILIP MORRIS INTL INC............. COMMON 718172109     849     19,462 SH        DEFINED      1        17,927        1,535
PHILIP MORRIS INTL INC............. COMMON 718172109   1,290     29,565 SH        OTHER        1        29,565
PNC FINL SVCS GROUP INC............ COMMON 693475105     179      4,623 SH        DEFINED      1         4,623
PNC FINL SVCS GROUP INC............ COMMON 693475105     167      4,300 SH        OTHER        1         4,300
PPG INDS INC....................... COMMON 693506107     141      3,204 SH        DEFINED      1         3,204
PPL CORP........................... COMMON 69351T106     194      5,900 SH        DEFINED      1         5,900
PPL CORP........................... COMMON 69351T106      82      2,500 SH        OTHER        1         2,500
PRECISION CASTPARTS CORP........... COMMON 740189105     488      6,681 SH        DEFINED      1         6,681
PRECISION CASTPARTS CORP........... COMMON 740189105      20        270 SH        OTHER        1           270
PRICE T ROWE GROUP INC............. COMMON 74144T108     705     16,914 SH        DEFINED      1        15,791        1,123
PRICE T ROWE GROUP INC............. COMMON 74144T108      62      1,480 SH        OTHER        1         1,430     50
PROCTER & GAMBLE CO................ COMMON 742718109   1,010     19,760 SH        DEFINED      1        18,813          947
PROCTER & GAMBLE CO................ COMMON 742718109   1,994     39,031 SH        OTHER        1        39,031
PUBLIC SVC ENTERPRISE GROUP........ COMMON 744573106     128      3,917 SH        DEFINED      1         1,387        2,530
PUBLIC SVC ENTERPRISE GROUP........ COMMON 744573106     276      8,460 SH        OTHER        1         8,460
QUALCOMM INC....................... COMMON 747525103     429      9,491 SH        DEFINED      1         9,491
QUALCOMM INC....................... COMMON 747525103      12        262 SH        OTHER        1           262
ROCKWELL AUTOMATION INC............ COMMON 773903109     152      4,732 SH        DEFINED      1         4,732
ROCKWELL AUTOMATION INC............ COMMON 773903109      54      1,680 SH        OTHER        1         1,680
ROCKWELL COLLINS INC............... COMMON 774341101     178      4,269 SH        DEFINED      1         4,269
ROCKWELL COLLINS INC............... COMMON 774341101      83      2,000 SH        OTHER        1         2,000
ROYAL BANCSHARES OF PENN-A......... COMMON 780081105      38     20,156 SH        DEFINED               20,156     --    --
ROYAL DUTCH SHELL PLC.............. COMMON 780259206      40        803 SH        DEFINED      1           714           89
ROYAL DUTCH SHELL PLC.............. COMMON 780259206     229      4,570 SH        OTHER        1         4,500     70
S & T BANCORP INC.................. COMMON 783859101     554     45,550 SH        DEFINED      1        45,550
S & T BANCORP INC.................. COMMON 783859101      98      8,026 SH        OTHER        1         8,026
SCHLUMBERGER LTD................... COMMON 806857108     121      2,231 SH        DEFINED      1         2,175           56
SCHLUMBERGER LTD................... COMMON 806857108     171      3,168 SH        OTHER        1         3,168
ST JUDE MED INC.................... COMMON 790849103     340      8,284 SH        DEFINED      1         8,284
ST JUDE MED INC.................... COMMON 790849103       6        150 SH        OTHER        1           150
STATE STR CORP..................... COMMON 857477103     484     10,263 SH        DEFINED      1        10,263
STATE STR CORP..................... COMMON 857477103      14        294 SH        OTHER        1           244     50
SUSQUEHANNA BANCSHARES INC......... COMMON 869099101     340     69,487 SH        DEFINED               69,487     --    --
SUSQUEHANNA BANCSHARES INC P....... COMMON 869099101     255     52,242 SH        DEFINED      1        52,242
TARGET CORP........................ COMMON 87612E106     513     12,993 SH        DEFINED      1        12,993
TARGET CORP........................ COMMON 87612E106     179      4,538 SH        OTHER        1         4,538
TEVA PHARMACEUTICAL INDS LTD....... COMMON 881624209     561     11,372 SH        DEFINED      1        11,213          159
TEVA PHARMACEUTICAL INDS LTD....... COMMON 881624209      29        588 SH        OTHER        1           388    200
TEXAS INSTRS INC................... COMMON 882508104     182      8,536 SH        DEFINED      1         6,666        1,870
TEXAS INSTRS INC................... COMMON 882508104      53      2,467 SH        OTHER        1         2,467
THERMO FISHER SCIENTIFIC INC....... COMMON 883556102     721     17,694 SH        DEFINED      1        17,694
THERMO FISHER SCIENTIFIC INC....... COMMON 883556102      26        645 SH        OTHER        1           645
TIME WARNER CABLE INC.............. COMMON 88732J207     481     15,188 SH        DEFINED      1        15,188
TIME WARNER CABLE INC.............. COMMON 88732J207      10        325 SH        OTHER        1           325
TRANSOCEAN LTD..................... COMMON H8817H100     386      5,193 SH        DEFINED      1         4,222          971
TRANSOCEAN LTD..................... COMMON H8817H100      14        195 SH        OTHER        1           195
TRISTATE CAPITAL BANK.............. COMMON 99R733108     600     50,000 SH        DEFINED               50,000     --    --
UNITED TECHNOLOGIES CORP........... COMMON 913017109     208      4,008 SH        DEFINED      1         3,261          747
UNITED TECHNOLOGIES CORP........... COMMON 913017109      22        433 SH        OTHER        1           433
US BANCORP DEL..................... COMMON 902973304     303     16,892 SH        DEFINED      1        16,892
US BANCORP DEL..................... COMMON 902973304      15        812 SH        OTHER        1           812
VERIZON COMMUNICATIONS INC......... COMMON 92343V104   1,384     45,050 SH        DEFINED      1        44,958           92
VERIZON COMMUNICATIONS INC......... COMMON 92343V104     746     24,288 SH        OTHER        1        20,444  3,844
VISA INC........................... COMMON 92826C839     395      6,352 SH        DEFINED      1         6,352
VIST FINANCIAL CORP................ COMMON 524477106     628     95,005 SH        DEFINED               95,005     --    --
VIST FINANCIAL CORP................ COMMON 918255100      70     10,655 SH        DEFINED      1        10,655
WAL MART STORES INC................ COMMON 931142103     490     10,118 SH        DEFINED      1         9,347          771
WAL MART STORES INC................ COMMON 931142103      47        960 SH        OTHER        1           890           70
WELLS FARGO & CO NEW............... COMMON 949746101     656     27,060 SH        DEFINED      1        26,920          140
WELLS FARGO & CO NEW............... COMMON 949746101     172      7,071 SH        OTHER        1         7,071
XCEL ENERGY INC.................... COMMON 98389B100     508     27,614 SH        DEFINED      1        27,614
XCEL ENERGY INC.................... COMMON 98389B100      34      1,850 SH        OTHER        1         1,850
ZIMMER HLDGS INC................... COMMON 98956P102     301      7,063 SH        DEFINED      1         6,643          420
ZIMMER HLDGS INC................... COMMON 98956P102      19        435 SH        OTHER        1           305          130

GRAND TOTALS.......................                   79,625  3,655,850