Financial guidance platform NerdWallet (NASDAQ: NRDS) reported revenue ahead of Wall Street’s expectations in Q3 2026, with revenue up 11.4% year on year to $239.6 million. Its GAAP profit of $0.23 per share was 32.7% below analysts’ consensus estimates.
For more on NerdWallet, read the full research report for free.
NerdWallet (NRDS) Q3 2026 highlights:
- Revenue $239.6 million vs S&P analysts’ consensus estimates of $224.2 million (11.4% year-on-year growth, 6.9% beat)
- Pre-tax profit $19.7 million (8.2% margin)
- EPS (GAAP) $0.23 vs analysts’ consensus estimates of $0.34 (32.7% miss)
- Market capitalization $754.9 million
“Providing clarity for all of life’s financial decisions is how we earn the trust of the consumers and small businesses we serve,” said Tim Chen, Co-Founder and CEO of NerdWallet. “We’re building on that foundation by doing more for them and giving them more reasons to return to NerdWallet, and we're encouraged by the progress we're making.”
Revenue growth
A company’s long-term performance is an indicator of its overall quality. Any business can deliver a good quarter or two, but many enduring ones grow for years. Over the last five years, NerdWallet grew its revenue at a strong 21.3% compounded annual growth rate. Its growth surpassed the average financials company and shows its offerings resonate with customers.
Long-term growth matters the most, but within financials, a half-decade historical view may miss recent interest rate changes, market returns and industry trends. NerdWallet’s annualized revenue growth of 17.8% over the last two years is below its five-year trend, but the results still suggest healthy demand. 
Note: Quarters not shown were determined to be outliers because they were impacted by outsized investment gains/losses that are not indicative of the recurring fundamentals of the business.
This quarter, NerdWallet reported year-on-year revenue growth of 11.4%, and its $239.6 million of revenue exceeded Wall Street’s consensus estimates by 6.9%.
Key takeaways from NerdWallet’s Q3 results
NerdWallet’s revenue beat analysts’ consensus estimates in Q3, but its EPS miss left the quarter looking weaker overall. Shares plunged 12.3% to $10.05 immediately after the results.
For investors considering NerdWallet, the latest quarter matters, but longer-term business quality and valuation matter more. Read the full research report here (it’s free).
