Calque Partners with EDGE Home Finance to Provide Buy-Before-You-Sell Programs That Convert Equity to Cash

—Homeowners Enter the Home Purchase Process With Non-Contingent Offers—

EDGE Home Finance, a respected mortgage lender serving borrowers nationwide, has partnered with Calque to provide ‘buy-before-you-sell’ loan programs, including The Trade-In Mortgage™ and Contingency Buster. These solutions allow homeowners to leverage their existing home equity, making it easier to purchase a new home before selling their current one.

“By partnering with Calque, we can provide homebuyers with a cost-effective solution that allows them to utilize their home equity in today’s competitive real estate market,” said Tom Ahles, Chief Growth Officer for EDGE Home Finance. “Their approach ensures our borrowers don’t have to sacrifice their financial security as they transition into a new home.”

Many homeowners in this market have built substantial equity in their current homes but encounter difficulties when purchasing a new home before selling their first residence. This strategic partnership between EDGE Home Finance and Calque provides borrowers with streamlined lending options, enabling them to exclude their current mortgage from their debt-to-income (DTI) ratio during underwriting. Additionally, the Trade-In Mortgage allows buyers to convert home equity into cash, strengthening their down payment or reducing outstanding debt.

“Calque is proud to partner with EDGE Home Finance to expand access to these powerful home financing solutions,” said Michael Bremer, CEO of Calque. “Homebuyers are facing a challenging market, where high mortgage rates and low inventory create intense competition, and our solutions give homeowners the edge they need. With the ability to make non-contingent offers, homeowners can confidently secure their next property in 2025.”

About Edge Home Finance Corporation Company

Edge Home Finance is one of the largest independent mortgage brokerages in the United States, proudly partnering with over 150 lenders to provide tailored mortgage solutions that fit the unique needs of every homebuyer. Founded in the wake of the 2008 financial crisis, Edge Home Finance was built with a focus on stability, flexibility, and client-first service. Our team of experienced loan officers leverages a relationship-based approach, offering homebuyers and homeowners the most competitive rates and diverse financing options available in today’s market. With a commitment to innovation, transparency, and excellence, Edge Home Finance empowers clients to make confident and informed decisions on their path to homeownership.

About Calque

Calque partners with established community lenders to offer ‘buy before you sell’ mortgage lending solutions that make the home purchase process simpler, less stressful, and more cost effective for homeowners. Innovative mortgage products such as The Trade-in Mortgage^™ and the Contingency Buster streamline the entire home purchase process from start to finish by enabling consumers to submit non-contingent offers that function like cash offers, buy and move into their new home before selling their current one, stage and list their original home for sale after they’ve moved out, and stress less during the process.

Calque does not compete with lenders, but only utilizes best-in-class, FDIC-insured banks, credit unions, and mortgage banks in every state across the country. To learn more about Calque, visit http://calqueinc.com.

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