FORTIFIED-standard Roof Designed to Protect Against Future Storms

After multiple hurricanes damaged Dexter Carey’s home in Marrero, Louisiana, Mr. Carey received a FORTIFIED-designated roof thanks to a $15,000 Disaster Rebuilding Assistance (DRA) grant from the Federal Home Loan Bank of Dallas (FHLB Dallas) through member institution OnPath Credit Union.

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Dexter Carey was awarded a $15,000 FHLB Dallas DRA grant through OnPath Credit Union, which helped him replace his roof with a FORTIFIED-designated roof designed to withstand wind, hail and severe storms.

DRA provides grants for the repair, rehabilitation and reconstruction of owner-occupied housing affected by disaster events in federally declared disaster areas within FHLB Dallas’ five-state District of Arkansas, Louisiana, Mississippi, New Mexico and Texas.

“We are proud to support residents like Mr. Carey through the DRA program,” said executive director of the OnPath Foundation, the philanthropic arm of OnPath Credit Union. “Programs like this make it possible for families to rebuild.”

The DRA grant funded Mr. Carey’s FORTIFIED roof, a standard set by the Insurance Institute for Business & Home Safety (IBHS), which goes beyond typical building codes to prevent damage from high winds, hail and severe thunderstorms.

Mr. Carey said his home has endured repeated hurricane damage over the years, and with a fixed income and a disability, he’s struggled to afford insurance and repairs.

“Water was getting inside the house because of the damage to my roof,” said Mr. Carey. “I would have had to live with it if it wasn’t for the DRA grant.”

A second round of DRA funding opens on Monday, August 3, with $1.75 million available. Residents should apply through a participating FHLB Dallas member institution. FHLB Dallas does not provide grants directly to consumers.

“The DRA program is designed to help residents recover, rebuild and prepare for future storms,” said Greg Hettrick, senior vice president and director of Community Investment at FHLB Dallas. “Seeing the impact it has on homeowners like Mr. Carey demonstrates why these relationships with our member institutions are so meaningful.”

Mr. Carey’s experience highlights the importance of disaster assistance for families facing repeated hardships.

“I am so appreciative of this amazing program,” said Mr. Carey. “I hope that it can benefit others as well.”

Learn more about DRA.

About OnPath Credit Union

OnPath Credit Union is a member-owned, not-for-profit financial cooperative serving Southeast Louisiana since 1961. With nearly 100,000 members and over $1.2 billion in assets, OnPath ranks as the fourth-largest credit union in Louisiana. It is committed to placing people over profits and empowering financial freedom through accessible products, competitive rates, and personalized service. OnPath operates multiple branches across the Greater New Orleans area, Northshore, and surrounding communities. For more information, visit BeOnPath.org.

About the Federal Home Loan Bank of Dallas

The Federal Home Loan Bank of Dallas is one of 11 district banks in the FHLBank System created by Congress in 1932. FHLB Dallas, with total assets of $97.1 billion as of March 31, 2026, is a member-owned cooperative that supports housing and community development by providing competitively priced loans and other credit products to approximately 780 members and associated institutions in Arkansas, Louisiana, Mississippi, New Mexico and Texas. For more information, visit fhlb.com.

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“The DRA program is designed to help residents recover, rebuild and prepare for future storms,” said Greg Hettrick, senior vice president and director of Community Investment at FHLB Dallas.