Nacha is proud to announce the recipients of its 15 Under 40 Awards for 2025, recognizing outstanding young professionals making significant contributions to the payments industry.

Nacha received more than 80 nominations for this year’s program. A committee of industry experts made the final decision of the 15 individuals who embody the future of payments and are already driving innovation across the industry.

This year’s awardees are:

• Chad Frank, AAP, APRP, PaymentsFirst.
• Chelsye Toliver, AAP, APRP, Novo.
• Daniel Muller, Aeropay.
• Jacqueline Barber, M&T Bank.
• Lauren Greenbacker, Paul Hastings.
• Maggie Usher, AAP, APRP, Southern Michigan Bank & Trust.
• Maranda Blake, AAP, First Bank.
• Maria Roscoe, Valley Bank.
• Megan Mountain, JPMorgan Chase.
• Mike Thomas, U.S. Bank.
• Miriam Sheril, Form3.
• Sai Kailash, Cross River.
• Tara Edmonds, SouthState Bank.
• Trey Ragland, Corporate America Credit Union.
• Tyler Stoltz, ECHO Health, Inc.

"The selection committee faced a difficult task in choosing the final 15 Under 40 awardees, and they embody the talent, vision and leadership that will drive the evolution of payments,” said Jane Larimer, President and CEO of Nacha.

The winners will be recognized at the Tuesday Luncheon Keynote during the conference, taking place April 27-30, in New Orleans. Attendees will have the opportunity to meet the awardees in person and learn more about their work and insights.

This year, M&T Bank is the official sponsor of the 15 Under 40 Award, supporting the recognition of young professionals advancing the payments ecosystem.

For more information about Nacha’s 15 Under 40 Award and this year’s awardees is available on the Smarter Faster Payment’s website.

About Nacha

Nacha governs the thriving ACH Network, the payment system that drives safe, smart, and fast Direct Deposits and Direct Payments with the capability to reach all U.S. bank and credit union accounts. There were 33.6 billion ACH Network payments made in 2024, valued at $86.2 trillion. Through problem-solving and consensus-building among diverse payment industry stakeholders, Nacha advances innovation and interoperability in the payments system. Nacha develops rules and standards, provides industry solutions, and delivers education, accreditation, and advisory services.

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